Bread Financial — Alliance Data Systems — Goldman Sachs 2021 US Financial Services Conference

5 slides from Bread Financial's conference presentation, Dec 7, 2021

Slide 1: Goldman Sachs 2021 US Financial Services Conference
Goldman Sachs 2021 US Financial Services Conference Perry BebermanEVP & CFO © 2021 ADS Alliance Data Systems, Inc. December 7, 2021 Ralph AndrettaPresident & CEO Val GreerEVP & Chief Commercial Officer Exhibit 99.2
Slide 2: Forward-Looking Statements
This presentation contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Forward-looking statements give our expectations or forecasts of future events and can generally be identified by the use of w
Slide 3: 4Q 2021 Business Update
Credit performance remains strongCredit performance reflective of disciplined risk management & environmentPayment rates remain stable and resilient fourth quarter-to-date, leading to a better than expected fourth quarter and full-year NCO rate in the mid-4% rangeDelinquency rate remains steady in t
Slide 4: Evolving Digital Experience
Evolving Digital Experience 4 Offering an omnichannel experience through our full suite of products and Enhanced Digital Suite Frictionless Product Application Digital & Mobile Engagement
Slide 5: Goldman Sachs 2021 US Financial Services Conference
Goldman Sachs 2021 US Financial Services Conference Perry BebermanEVP & CFO © 2021 ADS Alliance Data Systems, Inc. December 7, 2021 Ralph AndrettaPresident & CEO Val GreerEVP & Chief Commercial Officer