Harleysville National — Merger or Acquisition (December 2009)
10 slides from Harleysville National's merger presentation, Dec 8, 2009
Slide 1: 2009 First Niagara Overview
2009 First Niagara Overview \) NiAGARA XY
Slide 2: Safe Harbor Statement
2 Safe Harbor Statement This presentation contains forward-looking information for First Niagara Financial Group, Inc. Such information constitutes forward-looking statements (within the meaning of the Private Securities Litigation Reform Act of 1995) which involve significant risks and uncertaintie
Slide 3: Vision
3 Vision A recognized winner in the new world of financial services.
Slide 4: Capital Strategy
4 Capital Strategy Capital is the key offensive weapon Optimizing growth opportunities We are playing in a different league By the first quarter of 2010 we expect to be a $20 billion regional bank Same opportunities are bigger and broader Economic, industry and regulatory landscape continues to evol
Slide 5: We Have Been Busy
5 We Have Been Busy FNFG 6/30/08 Upstate New York $9.1 Billion Assets 114 Branches September 2008 $115 Million Equity Raise November 2008 $184 Million TARP Preferred April 2009 Announce National City Acquisition April 2009 $380 Million Equity Raise June 2009 Repay TARP July 2009 Announce Harleysvill
Slide 6: Enhanced Strategic Footprint
6 Enhanced Strategic Footprint
Slide 7: First Niagara Peers: Continuing to Stay Ahead of the Pack
11% Operating earnings (FNFG reported earnings -23%*)(18%) 19% Total revenue 3% 31% Tangible book value 5% 10% Commercial loan balances (3%) 20% Core deposits 14% 7 First Niagara Peers Continuing to Stay Ahead of the Pack Sept. YTD 2009 vs. Sept. YTD 2008 The Company believes that non-GAAP financial
Slide 8: Total Shareholder Return January 2004 - October 2009
SNL Mid Bank & Thrift FNFG % Total Shareholder Return January 2004 - October 2009 47% above industry benchmark and 63% above peers SNL Bank & Thrift
Slide 9: Positive Results Have Raised Our Visibility
9 Positive Results Have Raised Our Visibility 3 Recently Added FNFG @ "BUY" 6 "BUY" Ratings
Slide 10: Disclosure
Disclosure Shareholder Information- First Niagara will file a registration statement, including a prospectus that will also serve as the proxy statement for the vote of the stockholders of Harleysville National Corporation, and other relevant documents concerning the proposed merger between First Ni
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