Sekerbank T.A.S. · BIST:SKBNK
Sekerbank T.A.S — Investor Presentation (September 2005)
12 slides from Sekerbank T.A.S's investor presentation, September 2005
Slide 1: September 2005
September 2005 www.sekerbank.com.tr
Slide 2: Background
Background Şekerbank is one of Turkey’s leading private commercial banks, offering universal banking services through its network of 203 branches. Milestones • 1953 : Established in Eskisehir as the “Sugar Beet Cooperative Bank” • 1956 : Moved to Ankara and renamed as Şekerbank • 1970’s: Shifted to
Slide 3: Ownership
Ownership The Personnel Pension Fund Shares held by Şekerbank Public Pension Fund 36,61% Şekerbank Pension •Started operations in February 1965 42,96% Fund Şekerbank •Controls 54% of the bank’s share capital Personnel Social Security Foundation Beetroot •Consists of 6,408 members (current & retired
Slide 4: Participations
Participations • Şeker Leasing (quoted on ISE ) Founded in 1997, headquartered in Istanbul and three liason offices in Ankara, Bursa and İzmir. • Şeker Factoring Founded in 2000, member of Factors Chain International. • Şeker Yatırım (Investment Banking) Founded in 1997, all Şekerbank branches are a
Slide 5: Corporate & Commercial
Corporate & Commercial • More than 35,000 corporate and commercial customers Expertise in construction and contracting sector Focus on project finance lending Strong fee generation from low-risk non-cash loans extended Nationwide collection of utility bills, social security premiums and taxes • Reor
Slide 6: Retail
Retail • More than 530,000 retail customers • 268,000 credit cards • 203 countrywide ATMs; ATM sharing programme with other banks bringing this number up to 2500. • In line with the changes in the Bank’s vision and its market position, activities enhancing existing products and services in retail ba
Slide 7: Treasury
Treasury • Strong position in retail FX transactions through its special exchange rate product: “ŞEKERKUR” • Treasury marketing unit set up in 2003 as part of the restructuring program to meet and satisfy fund management needs of customers for more effective and productive workflows. • Introduction
Slide 8: Risk Management
Risk Management • One of the requirements made by the regulatory authorities is that banks have an independently operating “internal control and risk management system”. • Şekerbank’s own system has been set up and is in operation in full compliance with the requirements. • The organizational struct
Slide 9: Human Resources
Human Resources • 3,334 employees: New talented, experienced and well trained personnel enhanced overall human resources quality. • All human resources policies and practices fully in accord with involvement and transparency. • Performance based compensation and profitability measurement systems to
Slide 10: Financial highlights
Financial highlights Audited in BRSA standards Dec. 04 Jun. 05 Audited in BRSA standards Jan.-Jun. 04 Jan.-Jun. 05 US$mn, bank-only US$mn, bank-only cumulative cumulative BALANCE SHEET P&L Liquid Assets * 668 428 Interest income 205 207 Gross Loans 1.050 1.166 Interest expense -117 -92 Performing lo
Slide 11: Performance review (30.06.2005)
Performance review (30.06.2005) Bank Only, Audited in BRSA Standards I. III. Capital 31.12.2004 30.06.2005 Funding 31.12.2004 30.06.2005 Increase in SHE 6,78% Customer Deposits to Total Funding* 85,28% 81,13% Increase in Free Capital 8,94% Demand Deposits to Total Deposits 26,13% 23,50% Free Capital
Slide 12: National presence
National presence • 203 branches across Turkey • Well-defined geographical coverage (55 cities and 48 major towns) • Average presence of over 20 years, qualifying “Şekerbank” as one of the most established and trusted banking brands 12
Şekerbank T.A.Ş. — Investor Presentation (September 2005) on 6ix