Anz Group Holdings Limited · ASX:ANZ
Anz — ESG Presentation (June 2024)
45 slides from Anz's sustainability presentation, Jun 27, 2024
Slide 1: ESG Forum 2024
2024 ESG FORUM 27 JUNE 2024 PRESENTATION AND INVESTOR DISCUSSION PACK Approved for distribution by ANZ’s Continuous Disclosure Committee ANZ Group Holdings Limited ABN 16 659 510 791 9/833 Collins Street Docklands Victoria 3008 Australia
Slide 2: Important Information – Forward-Looking Statements
ANZ 2024 ESG Investor Forum discussion pack IMPORTANT INFORMATION – FORWARD-LOOKING STATEMENTS The material in this presentation contains general background information about the Group’s activities current as at 26 June 2024. It is information given in summary form and does not purport to be complet
Slide 3: Contents
ANZ 2024 ESG Investor Forum discussion pack Chief Executive Officer 3 Purpose, strategy & ESG Hardship, fraud & scams ESG focus areas Head of First Nations Strategy, Australia 13 Our Australian First Nations strategy Reconciliation Action Plan CONTENTS 16 Customer Fairness Advisor Progress on scams
Slide 4: ESG Forum – Shayne Elliott, Chief Executive Officer
2024 ESG FORUM SHAYNE ELLIOTT CHIEF EXECUTIVE OFFICER
Slide 5: Our purpose is to shape a world where people and communities thrive
ANZ 2024 ESG Investor Forum discussion pack Our purpose is to shape a world where people and communities thrive 4
Slide 6: The integration of purpose, strategy and customer proposition
ANZ 2024 ESG Investor Forum discussion pack THE INTEGRATION OF PURPOSE, STRATEGY AND CUSTOMER PROPOSITION To shape a world where people and communities thrive Our Purpose It explains ‘why’ we exist and drives everything we do at ANZ, including the choices we make each day about those we serve and ho
Slide 7: ESG Focus Areas
ANZ 2024 ESG Investor Forum discussion pack ESG FOCUS AREAS This year’s stakeholder engagement highlighted five of our most material ESG issues1: Environmental sustainability Financial wellbeing Housing Supporting household, business and Improving the financial wellbeing of our Improving the availab
Slide 8: Governance
ANZ 2024 ESG Investor Forum discussion pack GOVERNANCE Board Ethics, Environment, Social and Governance Committee Ethics and Responsible Business Management Committee (EESG), Time allocation FY24 YTD1 (ERBC), Time allocation FY24 YTD1 22% 11% Who We Bank 27% Who We Bank Governance Purpose: 15% 11% P
Slide 9: External Environment
ANZ 2024 ESG Investor Forum discussion pack EXTERNAL ENVIRONMENT Australia, June 2024 Employment to population ratio Wage Price Index Capacity utilisation Inflation House prices as a share of disposable income Terms of Trade Inflation expectations ANZ-Indeed Job Ads as a share of the labour force Bu
Slide 10: Customer Resilience
ANZ 2024 ESG Investor Forum discussion pack CUSTOMER RESILIENCE Australia Home Loan repayment profile1, Mar 24 Retail & Commercial customer deposits2 Australia, $b >2 years ahead 278 288 262 270 44 45 47 1-2 years ahead ~31% 43 ~7% 163 173 185 194 56 53 48 47 % of total ~3% Overdue Sep 22 Mar 23 Sep
Slide 11: Three Key ESG Focus Areas
ANZ 2024 ESG Investor Forum discussion pack THREE KEY ESG FOCUS AREAS • Supporting an increase in the supply of social and affordable housing by investing in emerging housing markets Housing • Target to fund and facilitate $10b of investment by end FY2030 to deliver more affordable, accessible and s
Slide 12: Three Key ESG Focus Areas
ANZ 2024 ESG Investor Forum discussion pack THREE KEY ESG FOCUS AREAS • Supporting an increase in the supply of social and affordable housing by investing in emerging housing markets Housing • Target to fund and facilitate $10b of investment by end FY2030 to deliver more affordable, accessible and s
Slide 13: Three Key ESG Focus Areas
ANZ 2024 ESG Investor Forum discussion pack THREE KEY ESG FOCUS AREAS • Supporting an increase in the supply of social and affordable housing by investing in emerging housing markets Housing • Target to fund and facilitate $10b of investment by end FY2030 to deliver more affordable, accessible and s
Slide 14: ESG Forum – Shelley Cable, Head of First Nations Strategy
2024 ESG FORUM SHELLEY CABLE HEAD OF FIRST NATIONS STRATEGY, AUSTRALIA
Slide 15: Strategic Priorities
ANZ 2024 ESG Investor Forum discussion pack STRATEGIC PRIORITIES Our purpose • Priority is to develop a First Nations strategy for the Bank that is aligned to our purpose, strategy and business is to shape a world where people and communities • Objective is to weave together meaningful actions, proj
Slide 16: Reconciliation Action Plan and Achievements
ANZ 2024 ESG Investor Forum discussion pack RECONCILIATION ACTION PLAN AND ACHIEVEMENTS Our achievements in 2023 included: • Launched a First Nations Commercial banking proposition • Spent almost $12m with First Nations businesses, exceeding our target spend • Ongoing partnership with BlackCard to p
Slide 17: ESG Forum – Evelyn Halls, Customer Fairness Advisor
2024 ESG FORUM EVELYN HALLS CUSTOMER FAIRNESS ADVISOR
Slide 18: Supporting Our Customers
ANZ 2024 ESG Investor Forum discussion pack SUPPORTING OUR CUSTOMERS Investing in new security measures and capabilities Protecting our systems, services and customer data Helping protect customers & community from threat of scams & Resilient customer services with layers of defence to protect our f
Slide 19: 'Scam Safe' for ANZ Plus
ANZ 2024 ESG Investor Forum discussion pack ‘SCAM SAFE’ FOR ANZ PLUS 18
Slide 20: Hardship Action Plan
ANZ 2024 ESG Investor Forum discussion pack HARDSHIP ACTION PLAN Improving Ensuring Improving Evolving Providing policies, procedures and executive level our customer our customer specialist support to training for our staff end-to-end value communications so experience, through vulnerable customers
Slide 21: ESG Forum Q&A
2024 ESG FORUM Q&A
Slide 22: Further Information
2024 ESG FORUM FURTHER INFORMATION
Slide 23: Our ESG Related Disclosures
ANZ 2024 ESG Investor Forum discussion pack OUR ESG RELATED DISCLOSURES ESG Supplement ESG Briefings Climate Change Disclosures Climate change Annual event ESG commitment and to brief information & climate related investors on progress financial ESG matters against our ESG disclosures targets https:
Slide 24: Reference Pack – Governance
2024 ESG FORUM REFERENCE PACK – GOVERNANCE
Slide 25: ESG Governance Overview
ANZ 2024 ESG Investor Forum discussion pack ESG GOVERNANCE OVERVIEW Indicative responsibilities demonstrate how committees manage ESG Ethics, Environment, Social and Governance (EESG) Board Ethics and Responsible Business Management Committee (ERBC) Committee Purpose: oversee measures to advance ANZ
Slide 26: Board Committee Governing Our Approach
ANZ 2024 ESG Investor Forum discussion pack BOARD COMMITTEE GOVERNING OUR APPROACH Board Ethics, Environment, Social and Governance (EESG) Committee – Indicative agenda topics1 Topics important to our purpose How we bank • Housing • First Nations banking • Financial wellbeing • Family violence • Env
Slide 27: Executive Committee Governing Our Approach
ANZ 2024 ESG Investor Forum discussion pack EXECUTIVE COMMITTEE GOVERNING OUR APPROACH Ethics and Responsible Business Committee (ERBC) – Indicative agenda topics1 Topics important to our purpose How we bank • Housing • Family violence • Financial wellbeing • Human rights • Environmental sustainabil
Slide 28: Reference Pack – ESG Targets, Housing and Financial Wellbeing
2024 ESG FORUM REFERENCE PACK – ENVIRONMENT, SOCIAL & GOVERNANCE - TARGETS, HOUSING AND FINANCIAL WELLBEING Based on ANZ 2024 Half Year Results – Results Presentation and Investor Discussion Pack
Slide 29: Snapshot of March 2024 Half Year Performance Against ESG Targets
ANZ 2024 ESG Investor Forum discussion pack SNAPSHOT OF 31 MARCH 2024 HALF YEAR PERFORMANCE AGAINST ESG TARGETS Target Performance Relevant SDGs • Since 1 April 2023, we have funded and facilitated $20.32 Fund and facilitate at least $100 billion by end 2030, including $15 billion billion1,2, across
Slide 30: Snapshot of March 2024 Half Year Performance Against ESG Targets
ANZ 2024 ESG Investor Forum discussion pack SNAPSHOT OF 31 MARCH 2024 HALF YEAR PERFORMANCE AGAINST ESG TARGETS Target Performance Relevant SDGs • Since October 2018, we have funded and facilitated $5.78 billion1,2 to support the delivery of more affordable, accessible and sustainable homes to buy a
Slide 31: Delivered $5.78b of Housing Supply Since October 2018
ANZ 2024 ESG Investor Forum discussion pack DELIVERED $5.78B OF HOUSING SUPPLY SINCE OCTOBER 20181 Delivered $5.78b into the housing sector, with $477.1m in 1H24 ANZ’s housing target is to ANZ provided financing to the Ground Lease Model 2 project, a public private partnership between the fund and f
Slide 32: Financial Wellbeing – Central to Our Strategy
ANZ 2024 ESG Investor Forum discussion pack FINANCIAL WELLBEING – CENTRAL TO OUR STRATEGY ANZ is focused on improving the financial wellbeing of our people, customers and communities by helping them make the most of their money throughout their lives CUSTOMERS • Regular research of Australian and Ne
Slide 33: Reference Pack – ESG – Climate
2024 ESG FORUM REFERENCE PACK – ENVIRONMENT, SOCIAL & GOVERNANCE – CLIMATE Based on ANZ 2024 Half Year Results – Results Presentation and Investor Discussion Pack
Slide 34: Our Approach to Climate
ANZ 2024 ESG Investor Forum discussion pack OUR APPROACH TO CLIMATE ANZ’s Climate Ambition To be the leading Australia and New Zealand-based bank in supporting customers to transition to net zero by 2050 The opportunity The pathway to net zero emissions presents significant financing opportunities.
Slide 35: Enhanced Customer Engagement and Policy
ANZ 2024 ESG Investor Forum discussion pack ENHANCED CUSTOMER ENGAGEMENT AND POLICY Focusing where we can make the most impact Our enhanced oil and gas (O&G) policy • A new phase of customer engagement in 2024 (in place from 1 October 2023), • We have been clear that we want to support our oil and g
Slide 36: Enhanced Customer Engagement to Support Emissions Reductions
ANZ 2024 ESG Investor Forum discussion pack ENHANCED CUSTOMER ENGAGEMENT TO SUPPORT EMISSIONS REDUCTIONS Increased focus on whether customers are on track with their targets • In FY24, an enhanced assessment framework is being applied to our 100 largest emitting business customers1. Refer next slide
Slide 37: Enhanced Assessment Framework for Our Largest Emitting Customers
ANZ 2024 ESG Investor Forum discussion pack ENHANCED ASSESSMENT FRAMEWORK FOR OUR 100 LARGEST EMITTING CUSTOMERS Three key elements of a robust low carbon transition plan (governance, targets, disclosures) Enhanced assessment framework (in place from 1 October 2023) includes a sharper focus on wheth
Slide 38: Backing the Transition Through Financing Sustainability
ANZ 2024 ESG Investor Forum discussion pack BACKING THE TRANSITION THROUGH FINANCING SUSTAINABILITY Supporting our customers to Sustainable Bond League Tables ANZ Sustainable Finance transition Aus. Sustainable Bond Cumulative League deals6 ANZ has chosen some key focus areas as Table4 Bookrunner pa
Slide 39: Backing the Transition Through Financing Sustainability
ANZ 2024 ESG Investor Forum discussion pack BACKING THE TRANSITION THROUGH FINANCING SUSTAINABILITY ANZ is supporting our customers through labelled and other financing products and services Sustainable Finance • ANZ’s Sustainable Finance team is helping our customers by encouraging them to identify
Slide 40: Supporting Commercial Customers Shift to Low Carbon Business Models
ANZ 2024 ESG Investor Forum discussion pack SUPPORTING OUR COMMERCIAL CUSTOMERS SHIFT TO LOW CARBON BUSINESS MODELS AND HOMEOWNERS TO IMPROVE ENERGY EFFICIENCY1 • Continuing to work with the Clean Energy Finance Corporation (CEFC) Energy Efficient Asset Finance Program to support Helping commercial
Slide 41: Sectoral Pathways and Targets as at September 2023
ANZ 2024 ESG Investor Forum discussion pack SECTORAL PATHWAYS AND TARGETS1 AS AT 30 SEPTEMBER 20232 Sectoral pathways and targets backing Existing Pathways2 2030 Interim Target2 Status2 customer decarbonisation 50% reduction (2020 baseline) On track • As a member of the Net-Zero Banking 26% reductio
Slide 42: Our Resources Portfolio
ANZ 2024 ESG Investor Forum discussion pack OUR RESOURCES PORTFOLIO Resources Portfolio, EAD1 $b Thermal Coal Mining, EAD1 $b 2.0 20.0 1.5 1.7 1.0 0.6 17.3 17.0 1.3 16.2 0.8 0.5 0.5 15.3 0.7 0.8 1.2 1.0 14.5 0.0 2.9 0.4 0.7 0.9 Sep Sep Sep Sep Ma Sep Ma Sep Ma Sep Ma Sep Ma Sep Ma 14.0 0.7 0.2 0.5 1
Slide 43: Customer Engagement to Support Biodiversity Protection
ANZ 2024 ESG Investor Forum discussion pack CUSTOMER ENGAGEMENT TO SUPPORT BIODIVERSITY PROTECTION Supporting customers to transition to nature based outcomes • ANZ seeks to support our customers to transition to net zero and nature based outcomes. • Engagement with our largest emitting business cus
Slide 44: Important Information – Climate-Related Information
ANZ 2024 ESG Investor Forum discussion pack IMPORTANT INFORMATION – CLIMATE-RELATED INFORMATION This presentation may contain climate-related statements, including in relation to climate-related risks and opportunities, climate-related goals and ambitions, climate scenarios, emissions reduction path
Slide 45: Shareholder Centre & Investor Relations Contacts
ANZ 2024 ESG Investor Forum discussion pack SHAREHOLDER CENTRE & INVESTOR RELATIONS CONTACTS ANZ Shareholders Centre ANZ Shareholders Centre ANZ Debt Investors Centre Equity Investors Retail Investors Debt Investors Jill Campbell Cameron Davis Pavita Sivakumar Michelle Weerakoon David Goode Steve Aq