Concrete Fashion Group For Commercial And Industrial Investments S.a.e · EGX:CFGH
Concrete Fashion Group For Commercial And Industrial Investments S.a.e — Concrete Fashion Group — Q1 2026 Earnings Presentation
37 slides from Concrete Fashion Group For Commercial And Industrial Investments S.a.e's earnings presentation, 2026
Slide 1: Investor Presentation Q1 2026
Concrete Fashion Group Q1 2026 Investor Presentation
Slide 2: Table of Contents
About Concrete I Fashion Group Manufacturing II Segment TABLE OF III Retail Segment CONTENTS Q1 2026 Performance IV in Detail Governance and V Sustainability VI Appendix
Slide 3: About Concrete Fashion Group
ABOUT CONCRETE FASHION GROUP
Slide 4: CFG Overview
CFG Overview Shareholding Structure 2 +8,500 Integrated lines of Skilled Employees business operated and trained workers 12.0% 6.8 mn 82% 26.6% Annual pieces sold across retail Contribution of manufacturing 61.4% and manufacturing segments segment to the Group’s sales1 5% +15 Share of Egypt’s Arafa
Slide 5: CFG Business Segments
CFG Business Segments* The Group’s manufacturing operations encompass three business units dedicated 82% to suits, shirts, and trousers. Today, the Group serves a wide portfolio of leading global brands across key markets around the world. More than 95% of Manufacturing Of consolidated Group net man
Slide 6: CFG History
CFG History CFG opens the first regional retail 2025 physical store in Abu Dhabi, at Al reem mall CFG was the Official Fashion Outfitter for the international and local orchestra, choral & hosts at the Mr. Abdel Maksoud CFG forms the Baird CFG relocates casual GEM Opening Arafa establishes Group to
Slide 7: CFG FY2025 Updates
CFG FY2025 Updates The Start of a New Journey On 24 March 2024, the Group announced the successful conclusion of the demerger process from Arafa Holding and the beginning of trading on Group’s stock under the ticker CFGH. Strategic Focus on Core Grow RMG Export Expand Retail Operations Business Oper
Slide 8: Manufacturing Segment
MANUFACTURING SEGMENT (Export Oriented)
Slide 9: Manufacturing Segment Overview
Manufacturing Segment Overview CFG operates three world-class apparel manufacturing facilities in Egypt Formal Wear Trousers Shirts Swiss Garments Company Swiss Cotton Garments Company Cristall for Making Shirts 1989 +5,000 2010 +1,700 2011 +900 Operating Since Workers Operating Since Workers Operat
Slide 10: Client Portfolio
Client Portfolio CFG actively serves a wide rage of leading fashion brands all over the world leveraging its superior quality and reliable services enables it to build long-lasting partnerships +95% Export Sales USD 123.1 mn Total exports in FY 2025 44% 51% Exports to North Exports to Europe America
Slide 11: CFG Unique Value Proposition
CFG Unique Value Proposition Time to Market Cost-competitive Environment Strategic Location Young and Large Population Egypt's location allows a competitive lead time on shipments and Egypt’s large and rapidly growing population provides access to a relatively low transportation costs. large pool of
Slide 12: CFG Key Pillars of Expertise
CFG Key Pillars of Expertise Expert Craftsmanship and Skilled Workforce Trusted Partner for Prestigious Fashion Houses Quality Assurance and Flexible Capacities Availability of Skilled and well-trained workers Strong reputation a one-stop destination Excellence in Quality and Customization On the ba
Slide 13: Manufacturing Segment Growth Strategies
Manufacturing Segment Growth Strategies CFG’s growth strategies in the manufacturing segment are focused on capturing a larger share of the fast-growing RMG market Optimizing Product Offering Attract World-Class Brands Strategic Focus Optimize client portfolio in favor of clients offering higher mar
Slide 14: Retail Segment
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Slide 15: Concrete Overview
Concrete Overview CFG’s retail operations cover men's, teens, and kids wear Strong Brand Reputation Concrete, CFG’s flagship brand, has been a leader in the luxury apparel industry for more than 35 years. Concrete continues to engage in multi-platform marketing campaigns to grow awareness and recogn
Slide 16: Retail Segment Growth Strategies (I/II)
Retail Segment Growth Strategies (I/II) Expand Reach Grow Product Offering Strategic Focus Expand branch network targeting newly built neighborhoods and launch new Expand product offering and sizes seasonal stores to capitalize on seasonal demand to target new customer segments Recent Progress Offic
Slide 17: Retail Segment Growth Strategies (II/II)
Retail Segment Growth Strategies (II/II) Replicate Model Internationally Build Online Sales Presence Grow online sales to capitalize on huge market opportunity in Egypt and the Strategic Focus wider region Penetrate new regional markets characterized by high disposable income, attractive growth prof
Slide 18: Q1 2026 Performance in Detail
Q1 2026 PERFORMANCE IN DETAIL
Slide 19: Q1 2026 Results Overview
Q1 2026 Results Overview Consolidated3 Net Sales by Segment (Q1 2026) 14% USD USD 40.4 mn USD 7.4 mn 40.4 Sales mn Consolidated1 Net Sales Consolidated EBITDA2 in Q1 2026 in Q1 2026 Manufacturing 86% 86% (▲21.7% y-o-y) (▼21.4% y-o-y, Retail 14% margin of 18.3%) Manufacturing Pieces Sold by Produ
Slide 20: Consolidated Income Statement (Q1 2026) – I/II
Consolidated Income Statement (Q1 2026) – I/II Consolidated Net Sales| USD mn Consolidated Gross Profit | USD mn Q1 2025 Q1 2026 Q1 2025 Q1 2026 ▲21.7% 40.4 11.3 ▲5.1% 11.9 33.2 25% 34.0% 29.4% Q1 2025 Q1 2026 Q137.5% 2025 Q1 2026 • Consolidated Net Sales witnessed an increase by 21.7% y-o-y, primar
Slide 21: Consolidated Income Statement (Q1 2026) – II/II
Consolidated Income Statement (Q1 2026) – II/II EBITDA1, EBITDA margin| USD mn • EBITDA recorded USD 7.4 million in Q1 2026 with an EBITDA Q1 2025 Q1 2026 margin of 18.3%, compared to EBITDA of USD 9.4 million 9.4 with an associated margin of 28.3% y-o-y. 7.4 ▼21.4% • Performance was affected by the
Slide 22: Consolidated Balance Sheet (31 March 2026)
Consolidated Balance Sheet (31 March 2026) Net Working Capital Cycle 335 Days| ▼ 44 Days Trade Receivables | USD mn Trade Payables | USD mn Inventories | USD mn 90.1 88.1 48.0 15.7 13.6 43.2 12/31/2025 3/31/2026 12/31/2025 3/31/2026 12/31/2025 3/31/2026 Net Debt| USD mn Net Debt/Annualized EBTDA| US
Slide 23: Manufacturing | Financial Review (Q1 2026)
Manufacturing | Financial Review (Q1 2026) Consolidated Net Sales | USD mn Consolidated EBITDA | USD mn • The Group’s manufacturing segment • EBITDA margin during Q1 2026 was Q1 2025 Q1 2026 recorded consolidated Net Sales of Q1 2025 Q1 2026 pressured with some factors USD 34.6 million, compared to
Slide 24: Retail | Financial Review (Q1 2026)
Retail | Financial Review (Q1 2026) Consolidated Net Sales | USD mn Consolidated EBITDA | USD mn • During Q1 2026, the Group’s retail • Consolidated EBITDA recorded USD segment recorded Net Sales of USD 1.3 million with an EBITDA margin of Q1 2025 Q1 2026 5.7 million, a 13.1% y-o-y decline, Q1 2025
Slide 25: Governance and Sustainability
GOVERNANCE AND SUSTAINABILITY
Slide 26: Governance | Board of Directors
Governance | Board of Directors CFG is guided by a world-class Board of Directors with extensive experience across a multitude of sectors and geographies Mrs. Maria Cicognani Dr. Alaa Arafa Mr. Mohammed Fahmi Eng. Hani Berzi Non-Executive Independent Vice-Chairman & CEO Independent Board Member Non-
Slide 27: Governance | Board Committees
Governance | Board Committees Audit Committee Compensation Committee Investment Committee Mr. Mohammed Fahmi Eng. Hani Berzi Mrs. Maria Cicognani Chairman Chairman Chairman Mrs. Maria Cicognani Mr. Mohamed Zaghloul Dr. Alaa Arafa Eng. Hani Berzi Mr. Mohamed Daoud Mr. Ahmed Yazid Mr. Ahmed Yazid Mr.
Slide 28: Executive Management
Executive Management Dr. Alaa Arafa Mr. Mohamed Hattab Vice-Chairman & CEO Chief Financial Officer Mr. Ahmed Edris Mr. Mohamed Badran Mr. Matteo Zappala CEO, 10th of Ramadan CEO, Retail Brand, CEO, Beni Suef Industrial industrial Complex Complex Concrete. * * Mr. Matteo has been appointed as the Chi
Slide 29: Sustainability | CSR Initiatives
Sustainability | CSR Initiatives CFG’s responsibilities extend beyond the production and distribution of best-in-class apparel, with the Group actively supporting its staff and the wider community Employee Support Programs Community Support Programs Yehia Arafa Children’s Free Housing for Distant Co
Slide 30: Appendix
3 Appendix
Slide 31: Consolidated Income Statement
Consolidated Income Statement USD mn Q1 2026 Q1 2025 Change versus last year Net Sales 40.4 33.2 21.7% Cost of Goods Sold1 (28.5) (21.9) 30.2% Selling Investments at FVTPL - - - Gross Profit 11.9 11.3 5.1% Gross Profit Margin 29.4% 34.0% -4.6 pts. Other Operating Revenue1 0.1 2.2 -96.0% Selling & Di
Slide 32: Consolidated Balance Sheet
Consolidated Balance Sheet USD mn 31 March 2026 31 December 2025 Non-Current Assets Property, Plant, and Equipment 42.5 42.4 Projects under Construction 1.1 1.5 Intangible Assets 3.6 3.7 Right of Use Assets 3.4 3.9 Total Non-current Assets 50.6 51.5 Current Assets Inventory 88.1 90.1 Work in Progres
Slide 33: Key Operational Figures
Key Operational Figures Pieces Sold Q1 20261 Q1 20251 Change versus last year Manufacturing 1,462.2 1,181.0 23.8% Jackets2 351.7 292.0 20.4% Trousers3 890.8 707.9 25.8% Retail 283.5 367.8 -22.9% Concrete 208.2 292.1 -28.7% Euromed 75.3 75.7 -0.5% 1The pieces were calculated after removing the effect
Slide 34: Board of Directors Biographies (I/III)
Board of Directors Biographies (I/III) MRS. MARIA CICOGNANI DR. ALAA ARAFA Non-Executive Independent Chairperson Vice-Chairman & CEO Year of Appointment: 2021 Year of Appointment: 2006 Mrs. Luisa is an experienced international finance executive and board director with over Dr. Alaa established Conc
Slide 35: Board of Directors Biographies (II/III)
Board of Directors Biographies (II/III) MR. MOHAMMED FAHMI MR. AHMED YAZID ENG. HANI BERZI Independent Non-Executive Board Member Non-Executive Board Member Non-Executive Board Member Year of Appointment: 2025 Year of Appointment: 2020 Year of Appointment: 2018 Mr. Fahmi is a seasoned investment pro
Slide 36: Board of Directors Biographies (III/III)
Board of Directors Biographies (III/III) MR. MOHAMED ZAGHLOUL MR. MOHAMED DAOUD MS. SHAMS ARAFA Non-Executive Board Member Non-Executive Board Member Non-Executive Board Member Year of Appointment: 2020 Year of Appointment: 2009 Year of Appointment: 2025 Mr. Zaghloul has extensive experience in Mr.
Slide 37: Executive Committee Biographies
Executive Committee Biographies MR. Mohamed Hattab MR. MATTEO ZAPPALA Chief Financial Officer, Concrete Fashion Group Chief Executive Officer, Retail Segment Year of Appointment: 2025 Year of Appointment: 2025* Mr. Hatab is the Chief Financial Officer of Concrete Fashion Group. He Mr. Zappalà is the
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