Yuanta Financial Holding Co. Ltd. · TWSE:2885
Yuanta Financial — Q4 2025 Earnings Presentation
39 slides from Yuanta Financial's earnings presentation
Slide 1: Thinking Regionally, Acting Locally 4Q25
Thinking Regionally, Acting Locally 4Q25
Slide 2: Disclaimer
Disclaimer This presentation is provided by Yuanta Financial Holding Company, Ltd. (the “Company”) and has not been reviewed by an accountant or independent expert. While every effort is made to ensure the accuracy and completeness of the presentation, the Company does not guarantee that all informa
Slide 3: Table of Contents
Table of Contents J Yuanta Profile (cere eeeeeeeeeeseeeeeeeeeeeeeeeneeeeeeeeeenes 3 @ Business Review —__ ve ervsssssseeesenennnssnnssneeeeessnnnnnnsenee 41 Pan-Sec. Businesses —vvvsssss-+seseeestateesescatacncscnsncncscscnees 12 Yuanta Bank -vsrsessssssssssesesessesessenseseeveveneseeeeeseeneveneen
Slide 4: Yuanta Profile
Yuanta Profile a. = va’ 7U x = j2 FUNGSEET Holaings 3
Slide 5: ROE Target & Dividend Policy (2026-2030)
Yuanta Profile ROE Target & Dividend Policy (2026-2030) 4
Slide 6: Diversified Financial Services Model
Yuanta Profile Diversified Financial Services Model Note: 1) * Application for new business will be constrained if CAR is below 250%. 2) Data as of December 31, 2025. 5
Slide 7: Overseas Exposures to Shareholders' Equity
Yuanta Profile Overseas Exposures to Shareholders' Equity (By Country) Source: Yuanta FHC ; Banking Bureau 6
Slide 8: Results Overview
Yuanta Profile Results Overview Note: 1) 4Q25 numbers are audited. 7
Slide 9: ESG Sustainability Roadmap
Yuanta Profile ESG Sustainability Roadmap 8
Slide 10: Yuanta Commitment to Sustainability
Yuanta Profile Yuanta Commitment to Sustainability 9
Slide 11: Operation Based on ESG Sustainability
Yuanta Profile Operation Based on ESG Sustainability 10
Slide 12: Business Review
Business Review Pan-Securities Businesses 11
Slide 13: Robust Performance Driven by Natural Hedge Model
Business Review – Pan-Securities Businesses Robust Performance Driven by Natural Hedge Model Note:2025 numbers are audited Source: Yuanta Sec., Yuanta Funds, Yuanta Futures, and Taiwan Futures Exchange 12
Slide 14: A Dominant Player in Taiwan's Capital Market
Business Review – Pan-Securities Businesses A Dominant Player in Taiwan’s Capital Market Note: Data as of Dec. 31, 2025 Source: Yuanta Securities, Yuanta Funds, Yuanta Futures 13
Slide 15: Domestic Brokerage Business Diversified
Business Review – Yuanta Securities Domestic Brokerage Business Diversified 14
Slide 16: Becoming an Asia-Pacific Regional Broker
Business Review – Yuanta Securities Becoming an Asia-Pacific Regional Broker Note: Data as of Dec. 31, 2025 15
Slide 17: The Leading Securities Company in Taiwan
Business Review – Yuanta Securities The Leading Securities Company in Taiwan Source: Taiwan Stock Exchange; Taipei Exchange; Yuanta Securities 16
Slide 18: Shifting Investor Composition in Taiwan's Markets
Business Review – Yuanta Securities Shifting Investor Composition in Taiwan’s Markets Note: Calculated using TAIEX plus OTC trading volume Source: Securities and Futures Bureau (Taiwan) ; Yuanta Securities 17
Slide 19: The Industry Leader in Margin Financing
Business Review – Yuanta Securities The Industry Leader in Margin Financing Note: Pihsiang Machinery (Ticker: 1729) ceased trading on 5/18/2017 and was officially delisted on 1/2/2018 Source: Taiwan Stock Exchange; Taipei Exchange; Yuanta Securities 18
Slide 20: Taiwan Historical Index and Trading Volume
Business Review – Yuanta Securities Taiwan Historical Index and Trading Volume Source: Taiwan Stock Exchange; Taipei Exchange 19
Slide 21: Securities Revenue Sources Diversified
Business Review – Yuanta Securities (Standalone) Securities Revenue Sources Diversified 20
Slide 22: Taiwan's Premier Investment Management Company
Business Review – Yuanta Funds Taiwan’s Premier Investment Management Company 21
Slide 23: Wide-Ranging, Industry-Leading Investment Products
Business Review – Yuanta Funds Wide-Ranging, Industry-Leading Investment Products Source: Yuanta Funds Note: Data as of Dec. 31, 2025 22
Slide 24: Bellwether for Taiwan's Futures Industry
Business Review – Yuanta Futures Bellwether for Taiwan’s Futures Industry Source：Taiwan Futures Exchange, Yuanta Futures Niote：Data as of Dec. 31, 2025 23
Slide 25: Comprehensive Global Coverage for Futures Trading
Business Review – Yuanta Futures Comprehensive Global Coverage for Futures Trading Source：Yuanta Futures; Yuanta Securities 24
Slide 26: Business Review: Yuanta Bank
Business Review Yuanta Bank 25
Slide 27: Financial Overview
Business Review – Yuanta Bank (Standalone) Financial Overview Note: 1) As of the end of May 2024, Yuanta Bank has fully converted all of TC Bank’s USD assets into NTD. 2) 4Q25 numbers are audited. 26
Slide 28: Loan and Deposit Breakdown
Business Review – Yuanta Bank (Standalone) Loan and Deposit Breakdown Note: 1) 4Q25 numbers are audited 27
Slide 29: NIM and Spread
Business Review – Yuanta Bank (Standalone) NIM and Spread Note: 1) 4Q25 numbers are audited 28
Slide 30: Fee Income Breakdown
Business Review – Yuanta Bank (Standalone) Fee Income Breakdown Note: 1) 4Q25 numbers are audited 29
Slide 31: Asset Quality
Business Review – Yuanta Bank (Standalone) Asset Quality Note: 1) 4Q25 numbers are audited 30
Slide 32: Appendix
Appendix a. = va’ 7U x = 32 FUNGSEET Holaings 31
Slide 33: Balance Sheet of Yuanta FHC & Major Subsidiaries
Appendix Balance Sheet of Yuanta FHC & Major Subsidiaries Data as of Dec. 31, 2025 Note: 2025 numbers are audited 32
Slide 34: P&L of Yuanta FHC & Major Subsidiaries
Appendix P&L of Yuanta FHC & Major Subsidiaries Data as of Dec. 31, 2025 Note:2025 numbers are audited 33
Slide 35: Yuanta FHC Financial Summary
Appendix Yuanta FHC Financial Summary (Consolidated Base) Note: 4Q25 numbers are audited 34
Slide 36: Yuanta Securities Financial Summary
Appendix Yuanta Securities Financial Summary (Consolidated Base) Note: 1) 4Q25 numbers are audited 2) EPS and ROE calculations are standalone 35
Slide 37: Yuanta Bank Financial Summary
Appendix Yuanta Bank Financial Summary (Consolidated Base) Note: 1) 4Q25 numbers are audited. 36
Slide 38: Yuanta Life Financial Summary
Appendix Yuanta Life Financial Summary Note: 1) 4Q25 numbers are audited 2) * FYP & Total premium include investment-linked policies. 37
Slide 39: Yuanta Life Investment Portfolio
Appendix Yuanta Life Investment Portfolio Note: 4Q25 numbers are audited 38
Yuanta Financial Holding — Q4 2025 Earnings Presentation on 6ix