Multitude Ag · XETR:MULT
Multitude — CapitalBox — Investor Day (2021)
8 slides from Multitude's investor day presentation, 2021
Slide 1: Capital Markets Day
Public Capital Markets Day Scott Donnelly, Chairman of CapitalBox 2021 © Capital Box. All Rights Reserved.
Slide 2: A Fast Growing, Profitable Fintech Success Story
Public A Fast Growing, Profitable Fintech Success Story € 30 € 27,3 MILLIONS € 25,6 € 25 € 21,0 € 20 € 15 € 13,1 € 10 € 4,2 € 5 € 2,7 € 1,5 € 1,7 € 1,02 €- €- 2016 2017 2018 2019 2020 EBT Revenue 2015: Launched pilot in 2016: Launched 2019: Intensive 2018: Increased 2020: Acquired Sweden and expande
Slide 3: EU Micro SMEs are vastly underserved by conventional banks
Public EU Micro SMES are vastly underserved by conventional banks Estimated SME funding gap of approx. EUR 280bn¹ Class size Number of enterprises LARGE FUNDING GAP European Union Number Share 276 Micro 23,323,938 93.0% Small 1,472,402 5.9% 531 Medium-sized 235,668 0.9% SMEs 25,032,008 99.8% 255 Lar
Slide 4: Our digital solution to solve the SME Funding gap
Public Our digital solution to solve the SME Funding gap. Underserved customers • Revenue: Avg. 445K • Number of Employees: Avg. 3 • Time in Business: Avg. 7 years • Most Common Use: Liquidity/Working Capital 2021 © Capital Box. All Rights Reserved. FE-Classification: General\Anyone
Slide 5: Fast, flexible products made just for SMEs
Public Fast, flexible products made just for SMES • Loan Size: 5K-350K – Avg. 18K • Term: 12-36 Months – Avg. 19.3 months • APR: 14%-48% - Avg. 37% • Working Capital Loans - 5 min application, loans paid out in as fast Tech driven convenience as one day. • 5 min application, decision in hours, money
Slide 6: A Leading digital Pan-European SME Fintech lender
Public A Leading digital Pan-European SME Fintech lender Gross AR 120 At a glance Millions 100 • Markets – FI, SE, DK, NL, UK, LT 80 • FTEs - 65 60 • Products 40 • Working Capital 20 • CapitalBox Pro Solid Performance Through A % paid back rates by paid out date Turbulent 2020 150% • Solid payment b
Slide 7: Taking a unique position in the competitive landscape
Public Taking a unique position in the competitive landscape MORE AGILE SMALLER BIGGER LOANS, HIGHER LOANS, YIELD LOWER YIELD LESS AGILE 2021 © Capital Box. All Rights Reserved. FE-Classification: General\Anyone
Slide 8: How we succeed going forward
Public How we succeed going forward VISION Europe’s Leading SME Digital Lender Maintain aggressive Optimize Our customers ASPIRATIONAL growth trajectory funding structure love us OBJECTIVES Revenue/Portfolio/ EBT Lower cost of capital Retention/NPS Expand lending Stable charge off Fastest, friendlie