Global Receivables Management Inc. · TSXV:GRMI
Global Receivables Management — Everyday People Financial — Investor Presentation (November 2023)
25 slides from Global Receivables Management's investor presentation, November 2023
Slide 1: Helping Everyday People Become Their Best Financial Selves
Helping Everyday People Become Their Best Financial Selves TSX-V: EPF OTCQB: EPFCF
Slide 2: Disclaimers
Disclaimers Forward-Looking Information This presentation contains "forward-looking information" or "forward-looking statements" within the meaning of applicable Company's ability to attract new customers; risk of customer loan defaults; reliance on strategic partnerships and third party securities
Slide 3: About Us
About Us © 2023 Everyday People Financial Corp. All rights reserved. November 2023 – Corporate Presentation | 3
Slide 4: About Us
About Us Everyday People Financial Corp. Vision | Headquartered in Edmonton, Alberta Canada and have We want to make a meaningful difference in the communities our operations in Canada and the United Kingdom. clients live in by changing the way everyday people use and manage their money. We envision
Slide 5: Company At-a-Glance
Company At-a-Glance Strong focus on growing our Revenue Cycle Management business line with a commitment to helping everyday people become their best financial selves Experienced leadership A digital finance ecosystem team with a proven track capable of delivering a full record and extensive credit
Slide 6: Our Values
Our Values We value strong relationships and what we believe every community deserves from a service provider and the workplace. Honesty Integrity Loyalty Teamwork We communicate We keep our word, We are dedicated We trust and support one simply, speak truthfully, deliver on our promises, to making
Slide 7: Listing on OTCQB Venture Market
Listing on OTCQB Venture Market Everyday People Financial Corp. | On October 30, 2023, the Company became listed on the OTCQB Venture Market under the symbol of “EPFCF” Advantages of Listing on OTCQB | Enhanced Visibility: The OTCQB listing provides a platform for greater visibility and recognition
Slide 8: Financial Highlights
Financial Highlights © 2023 Everyday People Financial Corp. All rights reserved. November 2023 – Corporate Presentation | 8
Slide 9: Capital Structure as of October 31, 2023
Capital Structure as of October 31, 2023 TSX-V: EPF 39.5% High/Low (2022-11-01 to 2023-10-31) Ticker Insiders $0.58 / $0.20 CURRENT STRUCTURE SHARE CAPITAL NOTES • Total of 45,040,167 (39.5%) owned by founders, officers, directors, Issued & Outstanding Shares 114,076,539 employees and consultants •
Slide 10: Financial Highlights – Three Months Ended Sept 30, 2023
Financial Highlights – Three Months Ended Sept 30, 2023 Revenue % Quarter-over-Quarter Growth | Revenue increased by 92% to $9.4 million, compared to $4.9 million $11.7 M | Net loss before tax of $0.4 million, compared to $10.4 million +139% | Gross profit increased by $6.3 million, compared to $2.7
Slide 11: Financial Highlights – Nine Months Ended Sept 30, 2023
Financial Highlights – Nine Months Ended Sept 30, 2023 | Revenue increased by 98% to $28.2 million, compared to $14.2 Revenue % YTD Growth million $36.7 M | Net loss before tax of $2.3 million, compared to $15.7 million | Gross profit increased to $17.3 million, compared to $8.0 +158% million | Loss
Slide 12: Revenue Cycle Management Growth Strategy
Revenue Cycle Management Growth Strategy © 2023 Everyday People Financial Corp. All rights reserved. November 2023 – Corporate Presentation | 12
Slide 13: Revenue Cycle Management
M&A will continue to be a strategic accelerator, Revenue Cycle Management along the path to becoming a global consolidator of revenue cycle management firms On track to realize our financial objectives Acquisition Timeline Acquired Acquired Acquired Acquired May 2019 December 2022 March 2023 October
Slide 14: Maximizing Customer Lifetime Value Through our Business Lines
Maximizing Customer Lifetime Value Through our Business Lines © 2023 Everyday People Financial Corp. All rights reserved. November 2023 – Corporate Presentation | 14
Slide 15: Maximizing Customer Lifetime Value
Maximizing Customer Lifetime Value Credit cards Savings loans Offering a comprehensive suite of Prepaid digital Revenue Cycle gift cards credit and money management Management Outsourcing solutions that are accessible Health and wellness financing where and when they are needed most. Prepaid payment
Slide 16: Business Lines
Business Lines Graham Rankin Barret Reykdal Co-CEO Co-CEO EP Revenue Cycle Management EP Homes EP Financial Services Collections and call centre agencies Facilitating homeownership in Canada. Subsidiaries that provide access to credit in Canada and the United Kingdom. and financial literacy programs
Slide 17: EP Homes
EP Homes’ Bridge to Homeownership™ Program provides EP Homes qualified clients an opportunity to become homeowners through a lease purchase path. Facilitating Homeownership The strategic focus for EP Homes is to scale across Canada in the most profitable markets, accelerated through partnerships wit
Slide 18: EP Financial Services
EP Financial Services is a group of subsidiaries providing EP Financial Services products and services that enable access to credit, financial education and money management tools. Helping everyday people gain equitable access to credit and money management tools. PREPAID A card program manger and P
Slide 19: Creating Long-Term Value for All Stakeholders
Creating Long-Term Value for All Stakeholders © 2023 Everyday People Financial Corp. All rights reserved. November 2023 – Corporate Presentation | 19
Slide 20: Strategic Outlook
Strategic Outlook Pursuing future strategic Building transactional volume RCM acquisitions and maximizing profitability Maintaining steady and Establishing a strong brand, consistent revenue growth market, community and industry while continuously optimizing presence mature business segments Scaling
Slide 21: Management Team
Management Team © 2023 Everyday People Financial Corp. All rights reserved. November 2023 – Corporate Presentation | 21
Slide 22: Management Team
Management Team Gordon Reykdal Adelhardt Glombick Executive Chairperson, Everyday People Financial Corp. Senior Vice President of Finance, Everyday People Financial Corp. | Successful entrepreneur in the consumer financial services sector for over 38 years. | 40+ years of corporate finance experienc
Slide 23: Board of Directors
Board of Directors © 2023 Everyday People Financial Corp. All rights reserved. November 2023 – Corporate Presentation | 23
Slide 24: Board of Directors
Board of Directors Gordon Reykdal Scott Sinclair Executive Chairperson and Director, Everyday People Financial Corp. Director, Everyday People Financial Corp. | Successful entrepreneur in the consumer financial services sector for over 38 years. | Senior Investment Advisor at Canaccord Genuity with
Slide 25: Thank You
Thank You Everyday People Financial Corp. Suite #450, 11150 Jasper Avenue Edmonton, AB T5K 0C7 Consumer websites: everydaypeoplefinancial.com Investor relations: © 2023 Everyday People Financial Corp. All rights reserved. letsconnect@epfinancial.ca November 2023 – Corporate Presentation | 25
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