Dom Development S.a. · GPW:DOM
Dom Development — Q3 2025 Earnings Presentation
25 slides from Dom Development's earnings presentation, Nov 20, 2025
Slide 1: Presentation of Q3 2025 Results
DOM DEVELOPMENT S.A. CAPITAL GROUP PRESENTATION OF Q3 2025 RESULTS 20 NOVEMBER 2025
Slide 2: Q3 2025 at Dom Development Group
Q3 2025 AT DOM DEVELOPMENT GROUP 1 183 950 PLN 129 m RECORD QUARTERLY UNITS DELIVERED NET PROFIT Q3 2025 UNIT SALES +59% YoY +99% YoY +2% YoY | +18% QoQ PLN 4.3 bn NPS(1) 66 pts. PLN 754 m RECORD REVENUE POTENTIAL TO CUSTOMER SATISFACTION INDEX CASH(2) AT 30.09.2025 BE RECOGNISED IN COMING at a high
Slide 3: Q1-Q3 2025 Financial Summary
Q1-Q3 2025 FINANCIAL SUMMARY REVENUE Q1-Q3 2025 Q1-Q3 2024 Change PLN 2,001 m PLN 1,852 m PLN +149 m +8% 34% GROSS MARGIN Q1-Q3 2024: 32% NET PROFIT Q1-Q3 2025 Q1-Q3 2024 Change PLN 374 m PLN 296 m PLN +78 m +26% 19% NET MARGIN Q1-Q3 2024: 16% GEARING NET CASH 30.09.2025 30.09.2024 30.09.2025 (2)% 5
Slide 4: Market Overview in Q3 2025
MARKET OVERVIEW IN Q3 2025 • Further interest rate cuts and lower WIBOR levels led to a continued improvement in mortgage affordability and growing demand for residential purchases • The strongest quarterly sales performance this year – an 11% quarter-on-quarter increase among listed developers • A
Slide 5: Net Sales
NET SALES HIGHEST QUARTERLY NET SALES IN THE GROUP’S HISTORY No. of units 120 0 Mortgage-backed transactions 80% 100 0 70% 58% 9M 9M Change 56% 55% 60% Net sales (units) 800 53% 2025 2024 YoY 47% 50% Warsaw 1 429 1 321 8% 600 1 156 1 159 1 183 40% Tri-City 757 742 2% 1 033 1 000 Wroclaw 648 653 (1)%
Slide 6: Q3 2025 Sales Segmentation
Q3 2025 SALES SEGMENTATION 18% OF UNITS SOLD, WORTH MORE THAN PLN 1 MILLION Segmentation value of the DOM Development Group residential sales in Q3 2025 over PLN 1,000k 18% Average transaction Q3 Q3 Change value (PLN k) 2025 2024 YoY PLN 900-1,000k 7% Warsaw 832 864 (4)% PLN 800-900k 13% Tri-City 69
Slide 7: Offer
OFFER STOCK LEVELS APPROPRIATE WITH CURRENT SALES AND MARKET CONDITIONS No. of units available for sale 30.09. 30.09. Change Offer by market 2025 2024 YoY Warsaw 1 686 1 203 40% 3 776 3 778 3 965 3 538 Tri-City 930 580 60% 3 082 Wroclaw 709 646 10% Krakow 640 653 (2)% Dom Development 3 965 3 082 29%
Slide 8: Stock Sell-Out Period
STOCK SELL-OUT PERIOD HEALTHY STOCK-TO-SALES RATIO Stock sell-out period (in quarters) The Dom Development Group’s average sell-out period is about 6,6 3.4 quarters — significantly shorter 5,8 than the market average 4,5 4,2 4,2 3,6 3,4 3,1 Warsaw Tri-City Wroclaw Krakow Dom Development Group Market
Slide 9: Project Launches in Q3 2025
PROJECT LAUNCHES IN Q3 2025 WARSAW 209 units 87 units Boutique development in Białołęka, 192 units 184 units Convenient access to the Al. close to the Vistula River and Fully functional living space with Elegant architecture in the very Jerozolimskie railway station, between educational facilities i
Slide 10: Units in Projects Under Construction
UNITS IN PROJECTS UNDER CONSTRUCTION PROJECTS UNDER CONSTRUCTION ARE ON SCHEDULE No. of units under construction 57% of units under construction are sold Units under 30.09. 30.09. Change construction 2025 2024 YoY Warsaw 3 523 3 565 (1)% 8 695 Tri-City 2 134 2 069 3% 8 013 8 270 8 178 7 657 Wroclaw
Slide 11: Land Bank - Owned and Controlled
LAND BANK - OWNED AND CONTROLLED LAND BANK SUFFICIENT TO SUSTAIN SALES AT CURRENT LEVEL FOR MORE THAN 4 YEARS Number of plots in land bank 19 889 19 008 18 995 18 435 18 171 5 709 5 115 4 800 5 962 4 424 Change Land Bank Owned Controlled Total YoY Warsaw 7 699 988 8 687 (17)% Tri-City 4 005 1 983* 5
Slide 12: Deliveries
DELIVERIES ALL DELIVERIES ON SCHEDULE 200 0 No. of units 100 NPS * 180 0 300 ** 90 160 0 75 80 140 0 66 66 65 66 70 9M 9M Change Deliveries of units 120 0 60 2025 2024 YoY 100 0 50 Warsaw 991 1 351 (27)% 800 1 681 40 Tri-City 694 496 40% 600 97** 30 Wroclaw 680 126 440% 984 950 400 20 Krakow 180 262
Slide 13: Profit and Loss Statement
PROFIT AND LOSS STATEMENT MAINTAINING HIGH PROFITABILITY Profit and Loss Account Q3 2025 Q3 2024 Change YoY Q1-Q3 2025 Q1-Q3 2024 Change YoY Sales Revenues, including 706.6 482.3 46.5% 2,000.5 1,851.9 8.0% Revenue from the sale of finished goods 681.0 420.6 61.9% 1,898.5 1,693.1 12.1% Deliveries (un
Slide 14: Cumulative Net Sales to Be Recognised in P&L
CUMULATIVE NET SALES TO BE RECOGNISED IN P&L (UNITS SOLD BUT NOT DELIVERED) RECORD REVENUE POTENTIAL TO BE RECOGNISED IN COMING QUARTERS PLN m 4 000 3 500 3 000 2 500 2 000 Units sold and not transferred Value 1 500 30.09.2024 5 502 units PLN 4,014 m 1 000 30.09.2025 5 650 units of which: PLN 4,306
Slide 15: Balance Sheet
BALANCE SHEET PLN m BALANCE SHEET EXCEEDS PLN 6 BN 6 200 6 000 5 800 CASH 5 600 ASSETS 30.09.2025 30.09.2024 Change 5 400 Current assets, including: 5 984 5 225 15% 5 200 SHORT-TERM LIABILITIES DEFERRED Cash 754 437 73% 5 000 INCOME 4 800 Incl. open-end residential escrow accounts 208 139 50% 4 600
Slide 16: Debt Maturity Structure
DEBT MATURITY STRUCTURE PLN 1.5 BN OF AVAILABLE FUNDING ALLOWS FOR GREATER OPERATIONAL FLEXIBILITY PLN m PLN 754 m CASH* 70 PLN 700 m 260 UNUSED CREDIT LINES 140 135 PLN 645 m 110 BONDS 0 0 2025 2026 2027 2028 2029 2030 Bonds Bank loans As at 30.09.2025 16 * of which PLN 208 m in open trust accounts
Slide 17: Summary: Dom Development Group in Q3 2025
SUMMARY: DOM DEVELOPMENT GROUP IN Q3 2025 • Record-high quarterly sales in the Group’s history – 1 183 units • Record revenue potential to be recognized in future periods – 5 650 units sold but not yet delivered – with a value of PLN 4.3 billion (as at September 30, 2025) • Continued substantial pro
Slide 18: Appendices
DOM DEVELOPMENT APPENDICES
Slide 19: Commencement of New Handovers in Q4 2025
COMMENCEMENT OF NEW HANDOVERS IN Q4 2025 NO. OF PROJECT/PHASE LOCATION COMMENCEMENT UNITS Dzielnica Mieszkaniowa Metro Zachód 10 Warsaw 145 Oct.25 Osiedle Urbino Stage 2 Ph 2 Warsaw 100 Oct.25 Osiedle Międzyleska Ph 2 Wroclaw 248 Oct.25 Górka Narodowa Stage 5 Ph 1 Krakow 113 Oct.25 Osiedle Harmonia
Slide 20: Projects Under Construction and in Preparation: Warsaw
PROJECTS UNDER CONSTRUCTION AND IN PREPARATION: WARSAW NO. OF UNITS, AS AT 30/09/2025 LAND UNDER IN No. INVESTMENT ACQUISITION CONSTRUCTION PREPARATION IN Q3 2025 1 DZIELNICA MIESZKANIOWA METRO ZACHÓD 891 749 12 2 APARTAMENTY LITERACKA 115 311 3 APARTAMENTY GRZYBOWSKA 11 184 --- 15 4 OSIEDLE HARMONI
Slide 21: Projects Under Construction and in Preparation: Tri-City
PROJECTS UNDER CONSTRUCTION AND IN PREPARATION: TRI-CITY NO. OF UNITS, AS AT 30/09/2025 LAND UNDER IN No. INVESTMENT ACQUISITION CONSTRUCTION PREPARATION IN Q3 2025 1 DOKI 246 244 2 DOLNE MIASTO 246 755 3 OSIEDLE SYNTEZA 415 56 4 OSIEDLE WARSZAWSKA 198 152 17 5 WZGÓRZE HOPLITY 106 --- 11 12 9 10 78
Slide 22: Projects Under Construction and in Preparation: Wroclaw
PROJECTS UNDER CONSTRUCTION AND IN PREPARATION: WROCLAW NO. OF UNITS, AS AT 30/09/2025 UNDER IN No. INVESTMENT CONSTRUCTION PREPARATION 1 HUBSKA 100 268 --- 2 APARTAMENTY NAD OŁAWKĄ 262 --- 3 OSIEDLE MIĘDZYLESKA 3 --- 116 8 9 66 4 4 OSIEDLE ZIELNA 139 --- 5 OSIEDLE MIĘDZYLESKA 4 --- 134 6 OSOBOWICKA
Slide 23: Projects Under Construction and in Preparation: Krakow
PROJECTS UNDER CONSTRUCTION AND IN PREPARATION: KRAKOW NO. OF UNITS, AS AT 30/09/2025 UNDER IN No. INVESTMENT CONSTRUCTION PREPARATION 1 5 1 OSIEDLE GÓRKA NARODOWA 329 --- 8 2 OSIEDLE 29. ALEJA 300 --- 2 3 OSIEDLE PRZY MALBORSKIEJ 71 --- 4 APARTAMENTY PARK MATECZNEGO 453 111 74 5 MEIERA --- 778 3 6
Slide 24: Disclaimer
Disclaimer This presentation ("Presentation") has been prepared by Dom Development S.A. (the "Company") solely for informational purposes and should not separately or jointly with the oral presentation be regarded as an offer, invitation, recommendation, or encouragement to purchase any financial in
Slide 25: Contact for investors
Contact for investors: communications NBS Communications domde@nbs.com.pl &+48 516 173691 Dom Development SA inwestor@domd.pl +48 22 35166 33 DOM DEVELOPMENT 25