Slide 1: ——— SF rT ———
——— SF rT ———
Slide 2: Creek St Branch
Creek St Branch century —
Slide 3: Staff volunteer time for the Starlight Foundation
i wal S taff volunteer their time to raise funds for the Starlight Foundation
Slide 4: Queensland - an attractive place to do business
Slide 5: ——— SF rT ———
——— SF rT ———
Slide 6: US eal Nai UTE ial fe [LUASSSSS RARE RATA AIEEE rae ee ee ion
US eal Nai UTE ial fe [LUASSSSS RARE RATA AIEEE rae ee ee 7 ion _ a ee Aal ie) MMe nA aia: 7 _ To 2. lL il coe i oS Lae CURSES ra a a ich CE Has sae aaa RAC leanne (Se Lien i ee ee L . Z LSE Ls = ae ir a rmance ar , ‘ ¢ 1e key factors ¢ ee see ee ae acq uisition of Nat 1 al Ba ink of Ne VO — @ealand
Slide 7: SNS UINUUINIUUUEEUUSSSLULSS UU LUeSN UUM OULU LUUUUELUUUELLEERNIPELNSE SS ass eee
SNS UINUUINIUUUEEUUSSSLULSS UU LUeSN UUM OULU LUUUUELUUUELLEERNIPELNSE SS ass eee LS Le LSM AISSISIS Mine LLL) Ls Le ee ee Lo Ua LLL LL ASS fe a ai : = 2 an nd faci tors s driving tha a ——————————— ————E—————E——————————EE—E— es ae - Zealan Nat it jona al al Bank: 18) f New a pora ite. Govern ce / Z
Slide 8: 10 years of profit growth
Slide 9: A portfolio of specialist businesses
Slide 10: ESE Wea
ESE Wea ] . co. AG dee a _ LC Ss 1% LK D5. wy La Vy LS Oe Ay oe LG Lo Ls Li ep Lo Ly LL) CC EE ae ee (es oy ey Lp ne) i a Ca o y ee ey 0) ae 0) LES ou 60% | — a) se LS Ls pe as a ye De 0, La IS ye LT LAL SS ey 7) Ce % 4 Co —————————— ee ee MLSE Ve) 0) i LAMM Ose 7777 Z Ee LG Le 00s Le oe Lo LLL LEST
Slide 11: Ten years of dividend increases
Slide 12: wy oo , )hCOtF™#FOF CD
wy oo 7 7 , )hCOtF™#FOF CD Fe 0) ee a o Do se nn u i) a LE ) Le : : a I ce es ie ae Ness a ig aa je ae) He Plain 0 a KG Le ‘ i) a (ny A il eT # 3 oe J oOW ones | yy Lo LL 177 aig a 7) a i, Z i las LG) Ly i J oy ae i La py 2a i pt a, \ es ‘By oe y LL ey i q i 0p : t L ee Se i gt ; | ee oy Le pee mu 6
Slide 13: Consistent and focused decision making is delivering for shareholders
Slide 14: Total Shareholder Return
Slide 15: Overall Staff Satisfaction
_ 2 — : _ ee Z, oo Dy a _ Overall Staff Satisfac eC a a Z ~~ ce oe SS io —s # , @8 | Ze | | cc De zs . ee = 2 = a : a . ee
Slide 16: | _ UU L - : _ _
| _ UU L - : _ _ as i Oe Lee lige i | anes ~~ 904 ae) ) 7 Lh a Ve, rn 60, oe hl @&»= ee ee oo Bg Ce an — 200r ml EE _ 7 as
Slide 17: ——— SF rT ———
——— SF rT ———
Slide 18: Our customers are more satisfied
Slide 19: j if Ge le
j if Ge le
Slide 20: a a _ Ly
a a _ Ly : ow UU i . : 2p ) ) | io a c yy Le Lo i ay a GG Ls oe i ee : GE I Hie Linen aia ea oo Le i y a > »SEpoeoeouw®hdDDdD—DD..WhU Ct!” ee LMG oe: is i ae Lo) Le i Ws oy ot LO i Lie i as LLANE b as i i i i 2 i fe 7 a ae ie, ae KLEE i i Ds Ee - gy } y Q Co ip f OG: Q LATS DT NIE TIE DL Se ie Si LG
Slide 21: ——— SF rT ———
——— SF rT ———
Slide 22: a ae
a ae a Lo C - ees aia 2) LEE EEE Le . performan oe a - — LLL Se Lin LLL ESS Ls iy LLL SEs yn of IN lationa LI Bank of | Ne “ Th Co ) Ll i ee We LLL EEE porate Gove: ce Pethe outlook < for Cine ee eau LL ——E———qY) =) KKK sy ay LLL Ss Lae Lo a LLL TT Lo i ite ie LS i ie Lg g ee oy 2 Ce Lg es . | i 3 o
Slide 23: TT is
TT is “ease
Slide 24: Rights issue
Slide 25: oO To es | a | ne o _ yy LD . ie ae
oO To es | a | ne o _ yy LD . ie ae iL aC ie oa - ce Ln i L&:I MMI - ep ae vy ig (og a iE Lo Wy ae a ns Ce Li le | Oa ES Se ed q Ce iy Sp a ee LL I Ls SEOUL LL SESS eRe pons ce and facto ctor ors: s driving ng NG SL LL Le Ts fr ae [2s ————————— L__LLL_LLLL ee Jot LMS LLL Lh LLL ELLE iis eae Le Le LM
Slide 26: ——— SF rT ———
——— SF rT ———
Slide 27: SSSI NL se ele Leee aL LO TEC TT CL ee SS SSMS SS
SSSI NL se ele Leee aL LO TEC TT CL ee SS SSMS SS ey ere _ | | Lo a 00D) i LL | _|_ = i i} minnie . _ Ln a eo Gs C7 . / ce o i OE | ] ee QL! OE oe ao CL PEGs EE ee i La MEE La EI SI Se Ke ie LL — LS 77 ee Lo LL) Cc en are ie oo, eee ae erform ance: ena fact ors drivin iv ng es Lo ee eo partornian nc
Slide 28: World economy emerging from a period of weak growth
Slide 29: Official interest rates
_ Official interest rates |
Slide 30: Australia.
Australia.