Broadridge Financial Solutions, Inc. · NYSE:BR
Broadridge Financial Solutions — Investor Presentation (2020)
22 slides from Broadridge Financial Solutions's investor presentation, 2020
Slide 1: Passport to Retirement
SLIDE 0010 PASSPORT to RETIREMENT® PREVIEW Welcome to the Passport to Retirement workshop. My name is ( state your name ). I’m a ( state your professional designation ) with ( state your company’s name ). I’ll be making today’s presentation. We’ll focus our attention specifically on preparing for re
Slide 2: Workshop Workbook
SLIDE 0020 WORKSHOP WORKBOOK The information in this presentation is not written or intended as tax, legal, investment, or retirement advice or recommendations, and it may not be relied on for the purpose of avoiding any federal tax penalties. Individuals are encouraged to seek advice from an indepe
Slide 3: Evaluation Form
SLIDE 0030 EVALUATION FORM PREVIEW Inside your workbook, you’ll find an evaluation form just like this one. (Pull out an evaluation form for your workshop participants to see.) At the end of our time together, you’ll use this form to tell us whether you’re interested in taking advantage of the compl
Slide 4: How to Retire
SLIDE 0040 HOW TO RETIRE It doesn’t just happen. 10 Months 10 Years 11+ Years PREVIEW Our focus today is retirement planning — more specifically, “how to retire.” It doesn’t just happen. So whether you’re 10 months, 10 years, or longer away from retiring, there are a number of key issues that you’ll
Slide 5: Are You Prepared?
SLIDE 0050 ARE YOU PREPARED? 40% of U.S. workers have saved less than $25,000 for retirement, and 29% have saved less than $10,000. Source: Employee Benefit Research Institute, 2019 (data excludes homes and defined benefit plans) PREVIEW Are you prepared for one of the biggest transitions in your li
Slide 6: Retirement Reality
SLIDE 0060 RETIREMENT REALITY Consumer Expenditure Survey Total household spending by Americans age 65 and older is only about 21% less than spending by younger consumers. Yet older Americans’ household incomes are about 41% lower than those of younger households. Source: U.S. Bureau of Labor Statis
Slide 7: What Went Wrong?
SLIDE 0070 WHAT WENT WRONG? PREVIEW Why do so many people find that their retirement reality doesn’t match their expectations? V9N1 © 1999, 2020 Broadridge Investor Communication Solutions, Inc. PTR-000-00-400000
Slide 8: Roadblocks to a Successful Retirement
SLIDE 0080 ROADBLOCKS TO A SUCCESSFUL RETIREMENT PREVIEW We’ve identified five roadblocks that keep most people from having the kind of successful retirement they want. Your ability to pursue the retirement lifestyle you desire will depend, to a great extent, on how well you are able to overcome the
Slide 9: Roadblocks: Failure to Plan
SLIDE 0090 ROADBLOCKS FAILURE TO PLAN Employee Benefit Research Institute Survey RETIREMENT SAVINGS GOAL • Only 42% of workers have tried to determine a 58% have no retirement savings target idea how much they • 58% of workers have need no idea how much they need Source: Employee Benefit Research PR
Slide 10: Will Rogers quote
SLIDE 0100 “Even if you’re on the right track, you’ll get run over if you just sit there.” –Will Rogers PREVIEW This reminds me of an old quote by Will Rogers: “Even if you’re on the right track, you’ll get run over if you just sit there.” You will need to implement specific action items to put your
Slide 11: Roadblocks: Lack of Financial Knowledge
SLIDE 0110 ROADBLOCKS LACK OF FINANCIAL KNOWLEDGE Remarks by Ben Bernanke on financial and economic education “ [There] is the need for virtually everyone — both young and old — to acquire a basic knowledge of finance and economics. Such knowledge is necessary for anyone who will be faced with manag
Slide 12: Roadblocks: Financial Barometer Quiz
SLIDE 0120 ROADBLOCKS FINANCIAL BAROMETER QUIZ PREVIEW PAGE 11 We’ve developed a short self-analysis quiz, the Financial Barometer, to help gauge your financial knowledge. You’ll find it on page 11 of your workbook. Could everyone please turn there with me? (Pause to give workshop participants suffi
Slide 13: Roadblocks: Rising Cost of Living
SLIDE 0130 ROADBLOCKS RISING COST OF LIVING EFFECTS OF 3% INFLATION Cost Today in 10 Years in 20 Years $50,000 $67,196 $90,306 PREVIEW The next roadblock is the rising cost of living. Inflation can have an effect on everything from the cost of a home to a hamburger at McDonald’s. Planning for the im
Slide 14: Impact of Inflation on Your Net Worth
SLIDE 0140 ROADBLOCKS IMPACT OF INFLATION ON YOUR NET WORTH DECLINE IN PURCHASING POWER $1,000,000 3% Inflation $860,000 $740,000 $640,000 $550,000 Today 5 years 10 years 15 years 20 years PREVIEW Let’s look at inflation another way. How does inflation impact your net worth? At that same hypothetica
Slide 15: Roadblocks: The Rule of 72
SLIDE 0150 ROADBLOCKS THE RULE OF 72 72 Inflation Rate 6% inflation: 72 6 = 12 years 3% inflation: 72 3 = 24 years PREVIEW PAGE 12 How many of you are familiar with the Rule of 72? The Rule of 72 demonstrates the impact inflation can have on your purchasing power. If you turn to page 12 in you
Slide 16: Roadblocks: The Burden of Taxes
SLIDE 0160 ROADBLOCKS THE BURDEN OF TAXES TAXES PAID AS A PERCENTAGE OF HOUSEHOLD INCOME 32.5% The average 30.1% 30.5% 29.0% 26.6% American works from January 1 until mid-April just to pay his or federal, state, and local taxes for the year. 1979 1989 1999 2009 2019 PREVIEW Source: Tax Foundation, 2
Slide 17: Impact of Taxes and Inflation
SLIDE 0170 ROADBLOCKS IMPACT OF TAXES AND INFLATION Initial investment $10,000 Return after one year (4%) $ 400 Less federal income taxes (32%) – $ 128 Net after-tax return $ 272 Net after-tax investment $10,272 Divide by 1.03 (3% inflation) 1.03 Net after 3% inflation $ 9,973 Total return after i
Slide 18: Roadblocks: Procrastination
SLIDE 0180 ROADBLOCKS PROCRASTINATION I just didn’t have the time. PREVIEW The most common and perhaps the most difficult roadblock to overcome is procrastination. Some people never quite get around to planning for the future. As a result, they fail to reach their financial goals. Perhaps you intend
Slide 19: The Cost of Procrastination
SLIDE 0190 ROADBLOCKS THE COST OF PROCRASTINATION Saves $500 per month 8% rate of return $294,500 Bill starts immediately Mike waits 10 years This is a hypothetical example of mathematical compounding $173,000 and does not represent the performance of any specific $91,450 investment product or class
Slide 20: Overcoming These Roadblocks
SLIDE 0200 OVERCOMING THESE ROADBLOCKS PREVIEW By taking a step back and looking at these roadblocks individually, we can help you overcome their effects as you plan for retirement. Some of these issues can never be eliminated completely. But by planning and implementing prudent strategies now, you
Slide 21: Your Passport to a Successful Retirement
SLIDE 0210 YOUR PASSPORT TO A SUCCESSFUL RETIREMENT SESSION 1 HOW-TO’S: Define and Create Your Retirement Assess the Costs Evaluate Your Sources of Income Invest for the Future PREVIEW To overcome these roadblocks — and thus to help you determine how to retire the way you want — you need to address
Slide 22: Your Passport to a Successful Retirement
SLIDE 0220 YOUR PASSPORT TO A SUCCESSFUL RETIREMENT SESSION 2 HOW-TO’S: Protect Your Health and Wealth Receive Funds from Your Retirement Plans Manage Your Estate Distribution PREVIEW In the second session we’ll address the final three concerns. We’ll discuss how to protect your health and wealth. T
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