Lloyds Banking Group plc · LSE:LLOY
Lloyds Banking — Debt Investor Presentation (July 2014)
9 slides from Lloyds Banking's debt investor presentation, July 2014
Slide 1: Helping Britain Prosper ESG Bond
HELPING BRITAIN PROSPER ESG BOND
Slide 2: Introduction
INTRODUCTION A ground breaking ESG Bond based on the Lloyds’ Helping Britain Prosper Plan ● Driven by our Helping Britain Prosper (“HBP”) Responsible Business Plan Lloyds is proud to bring the first Environment Social and Governance (“ESG”) Bond to market ● We are keen to foster and develop the grow
Slide 3: Helping Britain Prosper
HELPING BRITAIN PROSPER “I don’t believe that our responsible business activities are separate from any of our other business activities. We have one strategy for delivering sustainable success – being the best bank for customers – and doing business responsibly is inherent in this strategy.” Antóni
Slide 4: The Helping Britain Prosper Plan
THE HELPING BRITAIN PROSPER PLAN Seven bold public commitments supported by 26 metrics The ESG bond embeds the HBP plan deeper within our business 4
Slide 5: Use of Proceeds Framework
USE OF PROCEEDS FRAMEWORK Lloyds has worked with Sustainalytics to create a robust ESG bond framework Lloyds issues benchmark ESG bond Bond Proceeds held in eligible liquid assets Tier 1 Exclusion Screening Alcohol, Tobacco, Gambling, Military weapons, Nuclear ESG Bond Key Terms power, Payday lendin
Slide 6: Governance
GOVERNANCE SME loans are underpinned by our robust governance framework Group Values Code of Responsible Business ● Our five pillars of responsible business are: 1. We put customers at the heart of our business 2. We aim to be a great company to work for 3. We work responsibly with our external stak
Slide 7: Lloyds SME Business Overview
LLOYDS SME BUSINESS OVERVIEW We have committed to increasing net lending to SMEs annually by £1 billion ● In 2013 there were c.5 million SME’s operating in the UK, providing almost 60% of private sector jobs ● Our current SME lending book is £28 billion and we are committed to deliver £1 billion of
Slide 8: SME Portfolio: Eligible Assets
SME PORTFOLIO: ELIGIBLE ASSETS ESG Bond proceeds will be routed to 4 key areas Agriculture - Small Scale Renewables Regional Growth Fund (“RGF”) ● We provide loans to help SMEs in ● Government scheme providing grants to be used for asset the agricultural sector undertake purchase by SMEs who lack su
Slide 9: Important Notice
IMPORTANT NOTICE This presentation, its contents and any related communication (altogether, the “Presentation”): (i) does not constitute or form part of any offer to sell or an invitation to subscribe for, hold or purchase any securities or any other investment; (ii) shall not form the basis of or b
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