Slide 1: 2Q01 Earnings Release
ia HUMANA 2Q01 Earnings Release suly 30, 2001 ,
Slide 2: Safe-Harbor Statement
Safe-Harbor Statement The forward-looking statements in this presentation are made pursuant ta the safe harbar provisions of the Private Securities Litigation Reform Act of 1995. Forward-looking statements may be significantly impacted hy certain risks and uncertainties described in the follwing doc
Slide 3: Michael B. McCallister, President and Chief Executive Officer
K& HUMANA Michael B. McCallister President and Chief Execttive Offi
Slide 4: Slide 4
Slide 5: Slide 5
Slide 6: Commercial fully insured, Medicare+Choice, ASO mix
Commercial fully insured Medicare + Choice 36% 23% Commercial & TRICARE ASO
Slide 7: Positioning for the future
Positioning for the future oraraon
Slide 8: Humana innovation
Humana innovation = Enhanced electronic self-service capabilities = Innovative benefit design with increased cost sharing m= Humana associates involved in beta testing = Upcoming launch of Emphesys eran. Kx HUMANA
Slide 9: Growth opportunities
Growth opportunities = Market share expansion = Leverage strong networks for ASO growth = Emphesys initiative in other markets = Dental penetration and expansion = New products and technology eran. Kx HUMANA
Slide 10: James H. Bloem, Chief Financial Officer
HUMANA James H. Bloem Senior Vice President and Chief Financial 01
Slide 11: Earnings per share
Earnings per shai
Slide 12: EBITDA
EBITDA
Slide 13: Medicare+Choice
Medicare+Choice oraraon
Slide 14: SG&A expense
SG&A expens:
Slide 15: Pre-tax income and margin
Slide 16: Medical expense ratio
Slide 17: Presenters and management participants
. McCallister ident & Chief Executive Officer es H. Bloem Senior Vice President & Chief Financial Officer Kenneth J. Fasola Chief Operating Officer - Market Operations James E. Murray Chief Operating Officer - Service Operatic Arthur P. Hipwell Senior Vice President & General