Umb Financial Corporation · NASDAQ:UMBF
Umb Financial — Shareholder Meeting (April 2026)
13 slides from Umb Financial's shareholder meeting presentation, Apr 28, 2026
Slide 1: 2026 Annual Meeting of Shareholders
2026 Annual Meeting of Shareholders April 28, 2026
Slide 2: Successful Integration of Largest Acquisition To-Date
Successful Integration of Largest Acquisition To-Date Midwest & Southwest Banking Franchise Highlights ▪ Closed acquisition of HTLF on January 31, 2025 ▪ Executed forward equity agreement on March 14, 2025; issued 3.2mm shares, proceeds of $235mm ▪ Added $14.3 billion of HTLF customer deposits at cl
Slide 3: 2025 Highlights
2025 Highlights Strong, Growing Balance Sheet (1) Revenue Growth & Diversity (1) Stable Deposit Base Net Income Available to Common Shareholders 10 Year Dep. Growth 2025 Net Income Operating Earnings Per Share (2) +291.3% $55.1 $684.6 mm $11.32 $35.3 +55.2% $9.37 $31.3 $31.8 4Q $ billions $ 28.9 $23
Slide 4: 2025 Highlights
2025 Highlights Solid Capital Position Building Long-Term Value Regulatory Capital Ratios 20-Year Compounded Annual Growth Rates ✓ Exceeding “well-capitalized” levels 2005 - 2025 December 31, 2025 Sustained Dividend Growth + 279.1% over past 20 years (1) Tangible book value per share is a non-GAAP m
Slide 5: Corporate Citizenship Report
Corporate Citizenship Report Read our 2025 Corporate Citizenship & ESG Report at UMB.com/ESGreport 5
Slide 6: Business Meeting Agenda
Business Meeting Agenda ▪ Introduction of the Board of Directors ▪ Independent Registered Public Accounting Firm ▪ Appointment of Inspectors of Election ▪ Presentation of List of Shareholders as of Record Date ▪ Report of Quorum ▪ Opening of the Polls and Review of Proposals ▫ Election of Directors
Slide 7: Our Board of Directors
Our Board of Directors Robin Beery Janine Davidson K.C. Gallagher Greg Graves Brad Henderson Jenny Hopkins Mariner Kemper CC (Chair), RC CC, GC AC, RC Lead Independent AC, RC AC, RC Chairman of Director, GC (Chair) the Board Gordon Lansford Margaret Lazo Susan Murphy Tammy Peterman Kris Robbins Josh
Slide 8: Proposals
Proposals ▪ PROPOSAL #1—Election of Directors ▫ The Governance Committee has recommended, and the Board has nominated, the slate of 14 director nominees identified on the previous slide for election to the Board for terms ending at the 2027 annual meeting of shareholders. ▪ PROPOSAL #2—Advisory Vote
Slide 9: Proposals
Proposals ▪ PROPOSAL #3—Ratification of the Engagement of KPMG LLP as UMB’S Independent Registered Public Accounting Firm for 2026 ▪ PROPOSAL #4—Approval of the Amended and Restated UMB Financial Corporation Omnibus Incentive Compensation Plan (“the A&R Plan”) ▫ If approved by shareholders, the A&R
Slide 10: 2026 Annual Meeting of Shareholders
2026 Annual Meeting of Shareholders April 28, 2026
Slide 11: Appendix
Appendix
Slide 12: Our Peer Group
Our Peer Group ASB BOKF COLB CFR FHN HBAN KEY Associated Banc-Corp BOK Financial Corp. Columbia Banking System, Inc. Cullen/Frost Bankers, Inc. First Horizon Corp. Huntington Bancshares Inc. KeyCorp PNFP ONB RF SSB WAL WTFC ZION Pinnacle Financial Partners Old National Bancorp Regions Financial Corp
Slide 13: Non-GAAP Reconciliations
Non-GAAP Reconciliations The following non-GAAP measure is used from time to time. To the extent a non-GAAP measure is used in this presentation, a reconciliation to such measure’s closest GAAP equivalent is provided below. UMB believes that these non-GAAP financial measures may be useful to investo