Haci Omer Sabanci Holding A.s. · BIST:SAHOL
Haci Omer Sabanci Holding A.s — Hacı Ömer Sabancı Holding A.Ş. — Investor Presentation (March 2024)
22 slides from Haci Omer Sabanci Holding A.s's investor presentation, March 2024
Slide 1: Banking Day
_ BANKING DAY a2! 1 MARCH 024
Slide 2: On Stage Today
BANKING DAY PRESENTATION ON STAGE TODAY Orhun Hakan KÖSTEM BİNBAŞGİL Group Chief Financial Officer Banking Strategic Business Unit President Sabancı Holding Sabancı Holding
Slide 3: Agenda: Banking in Sabancı Group, Akbank, Q&A
01 02 Akbank 03 Banking in Sabancı Group Q&A
Slide 4: Disclaimer
BANKING DAY PRESENTATION Disclaimer The information and opinions contained in this document have been compiled by Hacı Ömer Sabancı Holding A.Ş. (“Holding”) from sources believed to be reliable and in good faith, but no representation or warranty, expressed or implied, is made as to their accuracy,
Slide 5: Banking in Sabancı Group
01 /03 Banking in Sabancı Group
Slide 6: Banking is an integral part of Holding's strategy driven by digitalization
BANKING IN SABANCI GROUP Banking is an integral part of Holding’s strategy driven mainly by digitalization We unite Türkiye and the World Purpose for a sustainable life with leading enterprises Strategic Agile global / local Digital & AI Innovation Sustainability for Future-ready footprint at scale
Slide 7: A major contributor of a balanced portfolio
BANKING IN SABANCI GROUP A major contributor of a balanced portfolio… Current NAV(1) Breakdown NAV Progress Cash Other(2) 2% 5% Digital Banking & Technologies 3% Financial Services 33% 33% 43% USD9.3bn 67% 57% Energy & Climate Technologies Material 35% Technologies 22% 2018 NAV(2) Current NAV(1) (1)
Slide 8: Significant driver of key financials and dividend
BANKING IN SABANCI GROUP …and the significant driver of key financials and dividend Non-Bank 58% Dividend Stream, TL mn Combined Revenue: Bank Non-bank Bank 3,666 42% 3,410 Non-Bank 33% Combined EBITDA: Bank 67% 1,620 1,307 Non-Bank 38% 494 Consolidated Net 255 Income: Bank 62% 2021 2022 2023
Slide 9: Akbank
02 /03 Akbank
Slide 10: Solidified customer driven revenue base & operational resilience
AKBANK Solidified customer driven revenue base & operational resilience Customer-centric strategies & agile balance sheet management create strong foundation for robust profitability Exceeded 2023 guidance with an Sustained strong momentum in net active outstanding ROE of 37.9% reaching customer gro
Slide 11: On track with 2025 targets
AKBANK On track with 2025 targets 2023 2025T +5mn Net active customer base Digital active customer base +2.3 mn +2.4 mn ~300bps Consumer loan SME loan(2) +300 bps market share gain(1) +42 bps ~300bps +150 bps market share gain(1) +260 bps >80% Fee / OPEX ratio 72% (1) Market share data based on bank
Slide 12: Outstanding presence in financial industry
AKBANK Outstanding presence in financial industry Banking Asset Management Leader in: Flagship of Akbank Group in Europe Total assets of EUR 3,862 mn and equity of EUR 1,037 mn Total AuM with TL 407 bn(3) & DPM with TL 62 bn AuM Contribution to net income stands at 4% in 2023 Pension fund management
Slide 13: Akbank's bifocal strategy
AKBANK Akbank’s bifocal strategy Run the Bank Crafting the future Strong customer acquisition Superior customer experience Effective asset liability management Advanced analytics & excellence in digital Risk & return focused sustainable ‘Open Banking’ initiatives sound growth Investment in new busin
Slide 14: Enhancing bottom-line impact through digital transformation
AKBANK Enhancing bottom-line impact through digital transformation Fastest growth in Distinctive digital “API first” focus on banking mobile customers channel experience BaaS Eye-catching 68% growth in # of Supporting customers through integrated platforms at the right digital customer(1) Akbank Mob
Slide 15: Increased digital migration solidifies sustainable customer-based revenue growth
AKBANK Increased digital migration solidifies sustainable customer-based revenue growth Active Customer Base(1) (mn) In 2023 Since 21YE +4.6 mn active customers since 21YE +55% +68% 35x x2 Monthly avg mobile login Digital customer x-sell frequency per customer compared to non-digital Avg. monthly cu
Slide 16: Actionable targets for positive impact
AKBANK Actionable targets for positive impact SUSTAINABLE TL 800 bn TL15 bn AuM ECOSYSTEMS Extend digital, Achieve 10% Sustainable Sustainable innovative annual growth in FINANCE MANAGEMENT products & # of women finance until investment 2030 funds 2030 services SMEs by 2025 Supporting a more Enhanci
Slide 17: ESG performance at a glance
AKBANK ESG performance at a glance SUSTAINABLE FINANCE PEOPLE & COMMUNITY CLIMATE CHANGE Supporting a more Empowering our people and communities Reducing our impact on environment sustainable economy ~57% 135K Akbank+ women in CEO's students reached by intrapreneurship Net Zero defined 2030 sectoral
Slide 18: Transparent & holistic approach validated in our ratings
AKBANK Transparent & holistic approach validated in our ratings Indices Range AAA/CCC A+/D- 0-100 0-40+ A/D- 1-5 Score A A 78.01 15.4 B 3 (Low Risk) A A 27,4 26,8 B B- B- BBB BBB A- 18,0 C 15,4 B B B+ Nov'19 Mar'21 Oct’21 Dec’22 Dec'23 2020 2021 2023 2019 2020 2021 2023 2019 2020 2021 2023
Slide 19: 2024: Continue our ESG roadmap aligned with 2030 SDGs
AKBANK 2024: Continue our ESG roadmap aligned with 2030 SDGs Sustainable People & Continue efforts for a more diverse & Climate Change inclusive workplace with a focus on women, Finance Community youth, vulnerable groups Execute decarbonization roadmap for portfolio and Continue to create social imp
Slide 20: Key Takeaways: Harnessing the power of our past successes
AKBANK Key Takeaways: Harnessing the power of our past successes for superior performance Top-positioning in the sector Constant dynamism Centering sustainable & sound profitability Crafting the future of banking with with customer-driven revenue growth in non-stop investments focus Conducting super
Slide 21: Q&A
03 /03 Q&A
Slide 22: Investor Relations Contacts
INVESTOR RELATIONS CONTACTS Kerem TEZCAN Investor Relations Director Şule GENÇTÜRK KARDIÇALIOĞLU Meet SirA, Sabancı Holding's digital Investor Relations Manager investor relations assistant ! Emine DALAN Turkey’s First Investor Relations Investor Relations Specialist Dedicated Assistant ! Hamza SÜME
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