Aeon Financial Service Co., Ltd. · TSE:8570

Aeon Financial Service — Aeon Credit Service — H1 FY2010 Earnings Presentation

8 slides from Aeon Financial Service's earnings presentation, Sep 28, 2010

  1. Slide 1: Agenda / First Half of Fiscal Year Operating Data and Financial Data

    Agenda 䂓 㪝㫀㫉㫊㫋㩷㪟㪸㫃㪽㩷㫆㪽㩷㪝㫀㫊㪺㪸㫃㩷㪰㪼㪸㫉㩷 㪦㫇㪼㫉㪸㫋㫀㫅㪾㩷㪛㪸㫋㪸 㪧㪊 䂓㪝㫀㫉㫊㫋㩷㪟㪸㫃㪽㩷㫆㪽㩷㪝㫀㫊㪺㪸㫃㩷㪰㪼㪸㫉 㪝㫀㫅㪸㫅㪺㫀㪸㫃㩷㫉㪼㫊㫌㫃㫋㫊㩷㫆㫍㪼㫉㫍㫀㪼㫎 㪧㪌 䊶㪪㫋㪸㫋㪼㫄㪼㫅㫋㫊㩷㪺㫆㫅㫋㪸㫀㫅㪼㪻㩷㫀㫅㩷㫋㪿㫀㫊㩷㫉㪼㫇㫆㫉㫋㩷㫎㫀㫋㪿㩷㫉㪼㫊㫇㪼㪺㫋㩷㫋㫆㩷㫋㪿㪼㩷 㪚㫆㫄㫇㪸㫅㫐㵭㫊㩷㫄㪸㫅㪸㪾㪼㫄㪼㫅㫋㩷㫊㫋㫉㪸㫋㪼㪾㫀㪼㫊㪃㩷㪹㫌㫊㫀㫅㪼㫊㫊㩷㫇㫆㫃㫀㪺㫀㪼㫊㩷㪸㫅㪻㩷 㫉㪼㫊㫌㫃㫋㫊 䂓㪉㫅㪻 㪿㪸㫃㪽㩷㫄㪸㫁㫆㫉㩷㫋㪸㫉㪾㪼㫋㫊㩷㫆㪽㩷 㪽㫆㫉㪼㪺㪸㫊㫋㫊㩷㪸㫉㪼㩷㪽㫆㫉㫎㪸㫉㪻㪄㫃㫆㫆㫂㫀㫅㪾㩷㫊㫋㪸㫋㪼㫄㪼㫅㫋

  2. Slide 2: Number of effective and active cardholders

    Number of effective and active cardholders 䂓㪫㪿㪼㩷㫅㫌㫄㪹㪼㫉㩷㫆㪽㩷㪺㫆㫅㫊㫆㫃㫀㪻㪸㫋㪼㪻㩷㪸㫅㪻㩷㫅㫆㫅㪄㪺㫆㫅㫊㫆㫃㫀㪻㪸㫋㪼㪻㩷㪺㪸㫉㪻㪿㫆㫃㪻㪼㫉㫊㩷㫀㫅㪺㫉㪼㪸㫊㪼㪻㩷㫋㫆㩷㪉㪍㪅㪊㪏㩷㫄㫀㫃㫃㫀㫆㫅㩷㩿㫌㫇㩷㪏㪉㪇㪃㪇㪇㪇㩷㪽㫉㫆㫄㩷㫋㪿㪼㩷㫊㫋㪸㫉㫋㩷㫆㪽㩷㫋㪿㪼㩷㪈㫊㫋 㪿㪸㫃㪽㪀㩷㪸㫅㪻㩷㪈㪏㪅㪌㪎㩷㫄㫀㫃㫃㫀㫆㫅㩷㩿㫌㫇㩷㪋㪐㪇㪃㪇㪇㪇㩷 㪽㫉㫆㫄㩷㫋㪿㪼㩷㫊㫋㪸㫉㫋㩷㫆㪽㩷㫋㪿㪼㩷㪈㫊㫋 㪿㪸㫃㪽㪀㪃㩷㫉㪼㫊㫇㪼㪺㫋㫀㫍㪼㫃㫐㪅㩷 䂓㪫㪿㪼㩷㫅㫌㫄㪹㪼㫉㩷㫆㪽㩷㪺㫆㫅㫊㫆㫃㫀㪻㪸㫋㪼㪻㩷㪸㫅㪻㩷㫅㫆㫅㪄㪺㫆㫅㫊㫆㫃㫀㪻㪸㫋

  3. Slide 3: Cashless transaction ratio and settlement volume; Credit card cashing

    Making efforts to increase the annual card usage ratio (non-consolidated) Cashless transaction ratio and settlement volume 䂓㪠㫅㩷㫋㪿㫀㫊㩷㪈㫊㫋 㪿㪸㫃㪽㪃㩷㫎㪼㩷㫀㫅㪺㫉㪼㪸㫊㪼㪻㩷㫋㪿㪼㩷㫅㫌㫄㪹㪼㫉㩷㫆㪽㩷㪸㪺㫋㫀㫍㪼㩷㪺㪸㫉㪻㪿㫆㫃㪻㪼㫉㫊㩷㫋㫆㩷㪈㪈㪅㪍㪉㩷㫄㫀㫃㫃㫀㫆㫅㩷㩿㫌㫇㩷㪋㪎㪇㪃㪇㪇㪇㩷㪽㫉㫆㫄㩷 䂓㪫㪿㪼㩷㪺㫆㫄㪹㫀㫅㪼㪻㩷㫄㫆㫅㫋㪿㫃㫐㩷㪺㪸㫊㪿㫃㪼㫊㫊㩷㫊㪼㫋㫋㫃㪼㫄㪼㫅㫋㩷㫍㫆㫃㫌㫄㪼㩷㪽㫆㫉㩷㪺㫉㪼㪻㫀㫋㩷㪺㪸㫉㪻㩷㫊㪿㫆㫇㫇㫀㫅㪾㩷㪸㫅㪻

  4. Slide 4: Allowance for Possible Credit Losses

    Allowance for Possible Credit Losses Number of disclosure claims and amount of excess interest repayment made 䂓㪫㪿㪼㩷㪽㫀㫉㫊㫋㩷㪿㪸㫃㪽㩷㫅㫆㫅㪄㪺㫆㫅㫊㫆㫃㫀㪻㪸㫋㪼㪻㩷㫇㫉㫆㫍㫀㫊㫀㫆㫅㩷㪽㫆㫉㩷㫇㫆㫊㫊㫀㪹㫃㪼㩷㪺㫉㪼㪻㫀㫋㩷㫃㫆㫊㫊㪼㫊㩷㫎㪸㫊㩷㪈㪈㪅㪊㩷㪹㫀㫃㫃㫀㫆㫅㩷㫐㪼㫅㩷㩷㩿㫀㫅㪺㫉㪼㪸㫊㪼㩷㫆㪽㩷㪈㪅㪏㩷㪹㫀㫃㫃㫀㫆㫅㩷㫐㪼㫅㩷㩷 䂓㪫㪿㪼㩷㫅㫌㫄㪹㪼㫉㩷㫆㪽㩷㪻㫀㫊㪺㫃㫆㫊㫌㫉㪼㩷㪺㫃㪸㫀㫄㫊㩷㫎㪼㫅㫋㩷㪻㫆㫎㫅㩷㫋㫆㩷㪏㪎㩼㩷㪰㫆㪰㪅㩷㪝㫆㫉㩷㪪㪼㫇㫋㪃㩷㫋㪿

  5. Slide 5: Change in the business structure; Activities for the Settlement business

    Change in the business structure Activities for the Settlement business 䂓㪦㫌㫉㩷㪽㪼㪼㩷㪹㫌㫊㫀㫅㪼㫊㫊㩷㪸㫅㪻㩷㫊㪼㫋㫋㫃㪼㫄㪼㫅㫋㩷㪹㫌㫊㫀㫅㪼㫊㫊㩷㪸㫉㪼㩷㪾㫉㫆㫎㫀㫅㪾㩷㫊㫋㪼㪸㪻㫀㫃㫐㪅㩷㪫㪿㪼㩷㫃㪼㫅㪻㫀㫅㪾㩷㪹㫌㫊㫀㫅㪼㫊㫊㩷㪿㪸㫊㩷㫊㪿㫉㫌㫅㫂㩷㫋㫆㩷㪉㪎㩼㩷㫆㪽㩷㫆㫌㫉㩷㫋㫆㫋㪸㫃㩷㫆㫇㪼㫉㪸㫋㫀㫅㪾㩷㫉㪼㫍㪼㫅㫌㪼㫊㪅㩷 䂓㪮㪼㩷㪿㪸㫍㪼㩷㫀㫅㫋㪼㫅㫊㫀㪽㫀㪼㪻 㫆㫌㫉㩷㪘㪜㪦㪥㩷㪚㪘㪩㪛㩷㪪㪜㪣㪜㪚㪫㩷㫊㫀㪾㫅㪄㫌㫇㩷㪸㪺㫋㫀㫍㫀㫋㫀㪼㫊㩷㪸㫅㪻㩷㪸㫉㪼㩷㫇㫃㪸㫅㫅㫀㫅㪾㩷㫋㫆㩷㫀㫅㪺㫉㪼㪸㫊㪼㩷㫋

  6. Slide 6: Expanding the Internet Business; Expanding the Insurance Agency Business

    Expanding the Internet Business Expanding the Insurance Agency Business 䂓㪚㫉㪼㪸㫋㪼㩷㪸㫅㩷㪸㫃㫃㪄㫀㫅㪄㫆㫅㪼㩷㫆㫅㫃㫀㫅㪼㩷㪽㫀㫅㪸㫅㪺㫀㪸㫃㩷㫊㪼㫉㫍㫀㪺㪼㫊㩷㫊㪿㫆㫇㩷㪽㫆㫉㩷㪺㫉㪼㪻㫀㫋㩷㪺㪸㫉㪻㫊㪃㩷㫀㫅㫊㫌㫉㪸㫅㪺㪼㪃㩷㪹㪸㫅㫂㫀㫅㪾㪃㩷㪸㫅㪻㩷㪼㫃㪼㪺㫋㫉㫆㫅㫀㪺㩷㫄㫆㫅㪼㫐㪅㩷 䂓㪫㪿㪼㩷㫆㫇㪼㫉㪸㫋㫀㫅㪾㩷㫉㪼㫍㪼㫅㫌㪼㫊㩷㪽㫆㫉㩷㫋㪿㪼㩷㪽㫀㫉㫊㫋㩷㪿㪸㫃㪽㩷㫎㪸㫊㩷㪇㪅㪎㩷㪹㫀㫃㫃㫀㫆㫅㩷㫐㪼㫅㩷㩿㫀㫅㪺㫉㪼㪸㫊㪼㩷㫆㪽㩷㩷㪉㪉㩼㩷㪰㫆㪰㪀㪅㩷㪫㪿㪼㩷㫆㫇㪼㫉㪸㫋㫀㫅㪾㩷㫉㪼㫍㪼㫅㫌㪼㫊㩷㪽㫆㫉㩷

  7. Slide 7: Promote Roll-out into Asia Countries: Taiwan, Indonesia

    Promote Roll-out into Asia Countries Taiwan 䂓㪩㪼㫀㫅㪽㫆㫉㪺㪼㩷㫉㫆㫃㫃㪄㫆㫌㫋㩷㫀㫅㫋㫆㩷㫊㫌㫉㫉㫆㫌㫅㪻㫀㫅㪾㩷㫅㪸㫋㫀㫆㫅㫊㩷㫋㪿㫉㫆㫌㪾㪿㩷㫋㪿㪼㩷㫃㫀㫊㫋㪼㪻㩷㪺㫆㫄㫇㪸㫅㫀㪼㫊㩷㫀㫅㩷㪡㪸㫇㪸㫅㪃㩷 䂓㪫㪿㪼㩷㫆㫇㪼㫉㪸㫋㫀㫅㪾㩷㫀㫅㪺㫆㫄㪼㩷㪽㫆㫉㩷㫋㪿㪼㩷㪈㫊㫋 㪿㪸㫃㪽㩷㫎㪸㫊㩷㪈㪊㩷㫄㫀㫃㫃㫀㫆㫅㩷㪫㪸㫀㫎㪸㫅㩷㪻㫆㫃㫃㪸㫉㫊㩷㩿㫀㫅㪺㫉㪼㪸㫊㪼㩷㫆㪽㩷㪈㪏㩼㩷㪰㫆㪰㪀㪅㩷㪫㪿㪼㩷㪽㫆㫉㪼㪺㪸㫊㫋㪼㪻㩷㪽㫌㫃㫃㩷㫐㪼㪸㫉㩷 㫆㫇㪼㫉㪸㫋㫀㫅㪾㩷㫀㫅㪺㫆㫄㪼㩷㫀㫊㩷㪊㪌㩷㫄㫀㫃㫃㫀㫆㫅㩷㪫㪸㫀㫎㪸㫅㩷㪻㫆㫃㫃㪸㫉㫊㩷㩿㫀㫅㪺㫉㪼㪸

  8. Slide 8: The Philippines (system development); 2010 full year forecasted financial results

    the Philippines (system development) 2010 full year forecasted financial results 㫊㫋 䂓㪫㪿㪼㩷㫆㫇㪼㫉㪸㫋㫀㫅㪾㩷㫀㫅㪺㫆㫄㪼㩷㪽㫆㫉㩷㫋㪿㪼㩷㪈 㪿㪸㫃㪽㩷㫎㪸㫊㩷㪈㪈㩷㫄㫀㫃㫃㫀㫆㫅㩷㫇㪼㫊㫆㫊㩷㩿㫀㫄㫇㫉㫆㫍㪼㫄㪼㫅㫋㩷㪸㫄㫆㫌㫅㫋㩷㪈㪊㩷㫄㫀㫃㫃㫀㫆㫅㩷㫇㪼㫊㫆㫊㪀㪅㩷㪮㪼㩷㫇㫃㪸㫅㩷㫋㫆㩷㪹㪼㩷 䂓㪮㪼㩷㫇㫃㪸㫅㩷㫋㫆㩷㫄㪼㪼㫋㩷㫆㫌㫉㩷㪾㫆㪸㫃㫊㩷㪹㫐㩷㪸㪺㪺㪼㫃㪼㫉㪸㫋㫀㫅㪾㩷㪸㩷㪺㪿㪸㫅㪾㪼㩷㫀㫅㩷㫋㪿㪼㩷㫊㫋㫉㫌㪺㫋㫌㫉㪼㩷㫆㪽㩷㫋㪿㪼㩷㪹㫌㫊㫀㫅㪼㫊㫊㪼㫊㩷 㫇㫉㫆㪽㫀㫋㪸㪹㫃㪼㩷㪽㫆㫉㩷㫋

Aeon Credit Service — H1 FY2010 Earnings Presentation on 6ix