Housing & Urban Development Corp. Ltd. · NSE:HUDCO
Housing & Urban Development — FY2020-21 Earnings Presentation
14 slides from Housing & Urban Development's earnings presentation, Jul 2, 2021
Slide 1: Regulation 30 intimation letter on revised investor presentation
YEARS OF CELEBRATING THE MAHATMA HUDCO/CS/SE/2021 2nd July, 2021 Listing Department Listing Department BSE Limited National Stock Exchange of India Ltd. Phiroze Jeejeebhoy Towers Exchange Plaza, C-1, Block G, Dalai Street Bandra Kuria Complex, Bandra (E) Mumbai- 400001 Mumbai- 400051 Scrip Code- 540
Slide 2: Investors Presentation & Performance Highlights Q4 & FY 2020-21 (Standalone)
INVESTORS PRESENTATION & PERFORMANCE HIGHLIGHTS Q4 & FY 2020 - 21 (STANDALONE) Highest Domestic Credit Rating AAA from ICRA, CARE, and India Ratings & Research.
Slide 3: Financial Highlights
FINANCIAL HIGHLIGHTS (Amount in ₹ Crore) 80000 FY 2020-21 76959 76127 60000 Balance FY 2019-20 Sheet 40000 20000 13189 12343 0 Total Assets Net Worth 8000 6000 7277 7572 Income 4000 Statement 2000 2417 2648 2229 2174 1579 1708 0 TOTAL INCOME NII PBT PAT 20000 19942 15000 Business 10000 10122 9202 83
Slide 4: Sanctions - Composition
Sanctions - Composition (Amount in ₹ Crore) Financial Year 20-21 Financial Year 19-20 For the Financial Year Discipline- wise Q4 Q3 Q2 Q1 Q4 Q3 Q2 Q1 2020-21 2019-20 2018-19 540.37 359.13 16.40 - 3,731.26 40.00 19.00 - 915.90 3,790.26 27,123.00 Housing 10.34% 26.70% 1.13% - 29.97% 48.39% 0.59% - 9.9
Slide 5: Disbursements - Composition
Disbursements - Composition (Amount in ₹ Crore) Financial Year 20-21 Financial Year 19-20 For the Financial Year Discipline- wise Q4 Q3 Q2 Q1 Q4 Q3 Q2 Q1 2020-21 2019-20 2018-19 957.71 500.00 30.38 2,200.00 2,301.07 338.08 282.26 2,062.15 3,688.09 4,983.56 27,387.26 Housing 27.32% 35.56% 2.70% 96.29
Slide 6: Sector-wise Disbursal - Composition
Sector -wise Disbursal - Composition (Amount in ₹ Crore) Financial Year 20-21 Financial Year 19-20 For the Financial Year Discipline-wise Q4 Q3 Q2 Q1 Q4 Q3 Q2 Q1 2020-21 2019-20 2018-19 900.00 500.00 - 2,200.00 2,111.25 318.08 282.26 2,051.50 3,600.00 4,763.09 27,023.59 Social Housing 25.67% 35.56%
Slide 7: Outstanding Loan - Composition
O u t s ta n d i n g L o a n - C o m p o s i t i o n (Amount in ₹ Crore) Financial Year 19-20 For the Financial Year Borrower- Financial Year 20-21 wise Q4 Q3 Q2 Q1 Q4 Q3 Q2 Q1 2020-21 2019-20 2018-19 Government 73,195.78 75,247.13 75,341.62 75,333.26 73,722.00 71,420.98 72,879.27 72,627.93 73,195.7
Slide 8: Details of Borrowings
D e ta i l s o f B o r r o w i n g s (Amount in ₹ Crore) Financial Year 20-21 Financial Year 19-20 For the Financial Year Particulars Q4 Q3 Q2 Q1 Q4 Q3 Q2 Q1 2020-21 2019-20 2018-19 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 Tax Free
Slide 9: Funds Raised during the year
Fu n d s R a i s e d d u r i n g t h e y e a r (Amount in ₹ Crore) Financial Year 20-21 Financial Year 19-20 For the Financial Year Q4 Q3 Q2 Q1 Q4 Q3 Q2 Q1 Particulars 2020-21 2019-20 2018-19 Taxable Bonds - 940.00 800.00 4,610.00 1,400.00 - 3,810.00 2,485.00 6,350.00 7,695.00 24,010.00 Refinance fr
Slide 10: Classification of Assets
CLASSIFICATION OF ASSETS March, 2021 March, 2020 S. No. Exposure at Default Outstanding (₹ in Outstanding (₹ in % % Crore) Crore) I. Stage 1 65,814.87 86.84 69,963.68 92.84 II. Stage 2 6,917.71* 9.13 3,674.10 3.33 III. Stage 3 3,054.01 4.03 2,927.65 3.82 Total 75,788.32 100.00 76,565.43 100.00 Total
Slide 11: Financial Statements
FINANCIAL STATEMENTS (Amount in ₹ Crore) Quarter Ended Year Ended st st st st Particulars 31 March, 2021 31 March, 2020 31 March, 2021 31 March, 2020 (Audited) (Audited) (Audited) (Audited) Income: - Revenue from Operations 1,759.38 1,888.49 7,234.58 7,532.12 - Other Income 18.47 11.91 43.15 39.52 T
Slide 12: Key Indicators
Key Indicators Quarter Ended Particulars March,2021 March, 2020 Yield on Loan (%) (Annualised) 9.70% 10.34% Cost of Funds (%) (Annualised) 7.79% 7.80% Interest Spread (%) 1.91% 2.54% 3.26% 3.65% Net Interest Margin (%) (Annualised) Interest Coverage Ratio (times) 1.47 1.51 Debt Equity Ratio (times)
Slide 13: Shareholding Pattern
S h a r e h o l d i n g Pa t t e r n st th 31 March, 2021 18 June, 2021 Particulars % % President of India 89.81 89.81 Foreign Institutional Investors/ Foreign Nationals/ Foreign Portfolio Investors 0.10 0.13 Resident Individual/ Employees 6.71 6.77 Mutual fund/ AIF 0.56 0.52 Nationalized Banks/ Oth
Slide 14: Thank You
Thank You Disclaimer: This presentation is made purely for information. We have attempted to provide relevant information which we believe will help in knowing the Company. The users may use their own judgement and are advised to make their own calculations before deciding on any matter based on the
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