Housing & Urban Development Corp. Ltd. · NSE:HUDCO
Housing & Urban Development — H1 FY2020-21 Earnings Presentation
14 slides from Housing & Urban Development's earnings presentation, Nov 12, 2020
Slide 1: Stock exchange intimation letter under Regulation 30
HUDCO/CS/SE/2020 12th November, 2020 Listing Department Listing Department BSE Limited National Stock Exchange of India Ltd. Phiroze Jeejeebhoy Towers Exchange Plaza, C-1, Block G, Dalai Street Bandra Kuria Complex, Bandra (E) Mumbai- 400001 Mumbai- 400051 Scrip Code- 540530 NSE Symbol- HUDCO Sub: I
Slide 2: Investors Presentation & Performance Highlights Q2/Half year FY 2020-21
INVESTORS PRESENTATION & PERFORMANCE HIGHLIGHTS Q2/Half year FY 2020 2020 - 21 (STANDALONE) Highest Domestic Credit Rating AAA from ICRA, CARE, and India Ratings & Research. Note: The images used herein are of the Projects financed by HUDCO.
Slide 3: Financial Highlights
F I NA N C I A L H I G H L I G H T S (Amount in ₹ Crore) 80000 Period ended 75871 77832 September-19 60000 Period ended Balance 40000 September-20 Sheet 20000 11980 12514 0 Total Assets Net Worth 5000 4000 Income 3000 3870 3647 Statement 2000 1000 1379 1202 1275 880 1062 661 0 TOTAL INCOME NII PBT P
Slide 4: Sanctions - Composition
Sanctions - Composition (Amount in ₹ Crore) Financial Year 20-21 Financial Year 19-20 For the Financial Year Discipline-wise Q2 Q1 Q4 Q3 Q2 Q1 2020-21* 2019-20 2018-19 16.40 - 3,731.26 40.00 19.00 - 16.40 3,790.26 27,123.00 Housing 1.13% - 29.97% 48.39% 0.59% - 0.62% 19.01% 78.73% 1,434.93 1,171.00
Slide 5: Disbursements - Composition
Disbursements - Composition (Amount in ₹ Crore) Financial Year 20-21 Financial Year 19-20 For the Financial Year Discipline-wise Q2 Q1 Q4 Q3 Q2 Q1 2020-21* 2019-20 2018-19 30.38 2,200.00 2,301.07 338.08 282.26 2,062.15 2,230.38 4,983.56 27,387.26 Housing 2.70% 96.29% 56.00% 48.23% 19.16% 53.12% 65.3
Slide 6: Sector-wise Disbursal - Composition
Sector -wise Disbursal - Composition (Amount in ₹ Crore) Financial Year Financial Year 19-20 For the Financial Year Discipline-wise 20-21 Q2 Q1 Q4 Q3 Q2 Q1 2020-21* 2019-20 2018-19 - 2,200.00 2,111.25 318.08 282.26 2,051.50 2,200.00 4,763.09 27,023.59 Social Housing - 96.29% 51.39% 45.38% 98.39% 53.
Slide 7: Outstanding Loan - Composition
O u t s ta n d i n g L o a n - C o m p o s i t i o n (Amount in ₹ Crore) Financial Year 20-21 Financial Year 19-20 For the Financial Year Borrower-wise Q2 Q1 Q4 Q3 Q2 Q1 2020-21* 2019-20 2018-19 Government 75,341.62 75,333.26 73,722.00 71,420.98 72,879.27 72,627.93 75,163.97 73,722.00 70,050.31 Agen
Slide 8: Details of Borrowings
D e ta i l s o f B o r r o w i n g s (Amount in ₹ Crore) Financial Year 20-21 Financial Year 19-20 For the Financial Year Particulars Q2 Q1 Q4 Q3 Q2 Q1 2020-21^ 2019-20 2018-19 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 Tax Free Bonds 28.16% 27.76% 28.2
Slide 9: Funds Raised during the year
Fu n d s R a i s e d d u r i n g t h e y e a r (Amount in ₹ Crore) Financial Year 20-21 Financial Year 19-20 For the Financial Year Q2 Q1 Q4 Q3 Q2 Q1 Particulars 2020-21^ 2019-20 2018-19 Taxable Bonds 800.00 4,610.00 1,400.00 - 3,810.00 2,485.00 5,410.00 7,695.00 24,010.00 Refinance from - - 1,294.0
Slide 10: Classification of Assets
CLASSIFICATION OF ASSETS September, 2020 September, 2019 S. No. Exposure at Default Outstanding (₹ in Outstanding (₹ in % % Crore) Crore) I. Stage 1 73,759.13 94.34 72,794.25 95.61 II. Stage 2 1,131.19 1.45 148.05 0.19 III. Stage 3 3,291.59 4.21 3,196.23 4.20 Total 78,181.91 100 76,138.53 100 Total
Slide 11: Financial Statements
FINANCIAL STATEMENTS (Amount in Rs. Crore) Quarter Ended Half Year Ended Particulars 30th September, 2020 30th September, 2019 30th September, 2020 30th September, 2019 (Reviewed) (Reviewed) (Reviewed) (Reviewed) Income: - Revenue from Operations 1,856.78 2,044.73 3,630.69 3,851.22 - Other Income 8.
Slide 12: Key Indicators
K e y Indicators Quarter Ended Particulars September, 2020 September,2019 Yield on Loan (%) (Annualised) 9.67% 10.69% Cost of Funds (%) (Annualised) 7.80% 8.06% Interest Spread (%) 1.87% 2.63% 3.23% 3.85% Net Interest Margin (%) (Annualised) (4.27% Without EBR) (5.03% Without EBR) Interest Coverage
Slide 13: Shareholding Pattern
S h a r e h o l d i n g Pa t t e r n th th 30 September, 2020 30 October, 2020 Particulars % % President of India 89.81% 89.81% Foreign Institutional Investors/ Foreign Nationals/ Foreign Portfolio Investors 0.03% 0.07% Resident Individual/ Employees 6.68% 6.63% Mutual fund/ AIF 0.56% 0.56% National
Slide 14: Thank You
Thank You Disclaimer: This presentation is made purely for information. We have attempted to provide relevant information which we believe will help in knowing the Company. The users may use their own judgement and are advised to make their own calculations before deciding on any matter based on the
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