Bajaj Finserv Limited · NSE:BAJAJFINSV
Bajaj Finserv — Bajaj Auto Finance — Q2 FY2010 Earnings Presentation
9 slides from Bajaj Finserv's earnings presentation, Oct 14, 2009
Slide 1: Bajaj Auto Finance Ltd Q2'10 Presentation
Bajaj Auto Finance Ltd Q2’10 Presentation October 14, 2009 1
Slide 2: BAFL product portfolio
BAFL product portfolio Cross sell Personal loans Insurance services 2
Slide 3: Q2'10 overview
Q2’10 overview • Excellent quarter for BAFL. Highest profit in its history. PAT Growth of 375% to 21.7 Crs over corresponding quarter in Q2’09. • Good momentum in consumer businesses viz. two-wheelers financing & durable financing. Festival season start has been good. • Small businesses are still st
Slide 4: Snapshot – Q2'10
Snapshot – Q2’10 Disbursements up 81% QoQ Revenues up 53% QoQ Disbursements(Rs.Crores) Revenues(Rs.Crores) 2 per. Mov. Avg. (Disbursements(Rs.Crores)) 2 per. Mov. Avg. (Revenues(Rs.Crores)) 1046 1003 Disbursements(Rs.Crores ) 210 Revenues(Rs.Crores) 835 189 175 652 158 555 137 Q2'09 Q3'09 Q4'09 Q1'1
Slide 5: Snapshot – Q2'10
Snapshot – Q2’10 Loss provision up 61% QoQ Pre-tax profit up 357% QoQ. Loss provision(Rs.Crores) Pre-tax profit Pre-tax profit(Rs.Crores ) 2 per. Mov. Avg. (Loss provision(Rs.Crores)) 2 per. Mov. Avg. (Pre-tax profit Pre-tax profit(Rs.Crores 58 Loss provision(Rs.Crores) 53 )) 32 51 45 Pre-tax profit
Slide 6: Snapshot – Q2'10
Snapshot – Q2’10 Capital adequacy increasing leverage Book Size increasing book size Book Size(Rs.Crores ) Capital adequacy ratio(%) 2 per. Mov. Avg. (Book Size(Rs.Crores )) 2 per. Mov. Avg. (Capital adequacy ratio(%)) Capital adequacy ratio(%) 3450 41.95 BookSize(Rs.Crores) 41.35 3114 40.11 2542 25
Slide 7: Summary Income Statement
Summary Income Statement Q2’ 10 Q2’09 %▲ (Rs Crores , except EPS) Income from operations 194.88 111.75 74% Other operating income 15.62 25.07 -38% Total Income 210.50 136.82 54% Interest & other finance charges 48.23 42.94 12% Net interest income 162.27 93.88 73% Operating expenses 56.01 39.95 40% R
Slide 8: Summary
Summary • Manage current cycle in a safe and responsible way. – Keeping gradual pace on organic growth. • Expand product line strategy. – Launch Construction equipment finance business. • Increase investments in technology & capability infrastructure to reduce operating risks and improve scalability
Slide 9: Thank You
BAJAJ FINANCE Thank You