Hypoport Se · XETR:HYQ
Hypoport — H1 2015 Earnings Presentation
23 slides from Hypoport's earnings presentation, July 2015
Slide 1: Record half-year results for Hypoport
Record half-year results for Hypoport Financial figures for the first half-year of 2015 © 2015 Hypoport AG
Slide 2: Content
Content Financial figures H1 2015 1. Market environment 2. Performance of business units 3. Overview of key performance indicators 4. Hypoportʼs shares 5. Outlook
Slide 3: Continuous decline in long-term interest rates broken in Q2
Continuous decline in long-term interest rates broken in Q2 Development of important interest rates and mortgage finance volume in Germany 6,0% 25,0 billion € ECB interest rate Guaranteed interest of insurance DGZF 10-years 5,0% Mortgage volume Bundesbank 20,0 billion € 4,0% 3 15,0 billion € Financi
Slide 4: Profound transformation process in market environment for financial services
Profound transformation process in market environment for financial services Development of market environment for relevant financial service products Private insurance Private financing Private Clients Private Clients, Financial Service Providers • Low-interest • Positive impetus from environment k
Slide 5: Content
Content Financial figures H1 2015 1. Market environment 2. Performance of business units 3. Overview of key performance indicators 4. Hypoportʼs shares 5. Outlook
Slide 6: Business unit Private Clients
Business unit Private Clients Presentation of segment results 6 Financial figures H1 2015
Slide 7: Rapid growth in mortgage finance business
Rapid growth in mortgage finance business Private Clients: Transaction volume of product segment financing and number of active advisors Transaction volume: Financing (billion €) CAGR: +18% + 53% 6.30 5.42 3.86 4.59 4.53 • Ongoing rise in market share of mortgage 2.96 finance. 2011 2012 2013 2014 H1
Slide 8: Automation leads to gain in efficiency in insurance sales
Automation leads to gain in efficiency in insurance sales Private Clients: Insurance policies under management and number of active advisors Insurance policies under management (million €, annual premiums) + 8% CAGR: +36% 110.7 119.8 93.1 43.7 66.7 • Growth for insurance policies under 28.5 manageme
Slide 9: Strength of business model is manifested in revenue and EBIT
Strength of business model is manifested in revenue and EBIT Private Clients: Revenue, gross profit & EBIT Revenue + 24% (million €) 39.3 31.7 • Expansion of market share in mortgage H1 2014 H1 2015 finance leads to double-digit revenue growth. 9 Gross profit • Focus on productive insurance advisors
Slide 10: Business unit Financial Service Providers
Business unit Financial Service Providers Presentation of segment results 10 Financial figures H1 2015
Slide 11: EUROPACE accomplishes new transaction record of 22,9 billion €
EUROPACE accomplishes new transaction record of 22,9 billion € Financial Service Providers: Transaction volume and number of partners Transaction volume (billion €) CAGR: +20% + 31% 36.2 31.6 21.2 28.9 22.9 • Mortgage finance on EUROPACE captures 17.4 further market share. 2011 2012 2013 2014 H1 201
Slide 12: GENOPACE and FINMAS maintain growth
GENOPACE and FINMAS maintain growth Financial Service Providers: Number of partners of FINMAS and GENOPACE GENOPACE contractual partners (number) + 12% 116 130 • GENOPACE: 16 of the top 25 cooperative banks are contractual partners. • FINMAS: 15 of the top 25 savings banks are 12 contractual partner
Slide 13: B2B marketplace shows ability to use effects of scale
B2B marketplace shows ability to use effects of scale Financial Service Providers: Revenue, gross profit and EBIT Revenue + 36% (million €) 20.5 15.0 • Constant expansion of market share H1 2014 H1 2015 progresses. 13 • In addition, trend to long fixed-interest Gross profit Financial figures H1 2015
Slide 14: Business unit Institutional Clients
Business unit Institutional Clients Presentation of segment results 14 Financial figures H1 2015
Slide 15: Loan volume increase due to expansion of the customer base
Loan volume increase due to expansion of the customer base Institutional Clients: Volume of brokered loans and consulting revenue Volume of brokered loans (million €) + 47% New business 1.03 1,038 Renewals 8 708 879 592 • Expansion of the customer base, conclusion 15 of a large number of loan broker
Slide 16: Profit boost illustrates development of business unit
Profit boost illustrates development of business unit Institutional Clients: Revenue, gross profit and EBIT Revenue + 19% (million €) 8.1 6.8 • Expansion of the financing volume leads to revenue growth and profit boost in first half- H1 2014 H1 2015 year. 16 Gross profit +20% • Development of new pr
Slide 17: Content
Content Financial figures H1 2015 1. Market environment 2. Performance of business units 3. Overview of key performance indicators 4. Hypoportʼs shares 5. Outlook
Slide 18: Record half-year results for Hypoport
Record half-year results for Hypoport Summary of Hypoport‘s key figures Revenue Gross profit Employees (million €) (million. €) (number) + 27% + 1% + 25% 67.5 35.0 569 561 53.3 28.0 18 Financial figures H1 2015 H1 2014 H1 2015 H1 2014 H1 2015 2014 H1 2015 EBITDA EBIT Group profit (million €) (millio
Slide 19: Content
Content Financial figures H1 2015 1. Market environment 2. Performance of business units 3. Overview of key performance indicators 4. Hypoportʼs shares 5. Outlook
Slide 20: Investor relations activities have been extended
Investor relations activities have been extended Breakdown of shareholders, share buy-back programmes and investor relations Breakdown of shareholders as of 30 June 2015 Share buy-back programmes as of 20 July 2015 Non-free float Year Purchased shares Max. share price Ronald Slabke (Founder, CEO) 20
Slide 21: Share price follows successful business figures
Share price follows successful business figures Share price performance, research and S-Dax ranking Performance of Hypoport's shares (Daily closing prices, Xetra, Euro) as of 22 July 2015 38 33 28 23 21 18 Financial figures H1 2015 13 8 April May July Jan Feb March June Research S-Dax-Ranking Hypopo
Slide 22: Content
Content Financial figures Q1 2015 1. Market environment 2. Performance of business units 3. Overview of key performance indicators 4. Hypoportʼs shares 5. Outlook
Slide 23: Hypoport will continue its profitable growth
Hypoport will continue its profitable growth Hypoportʼs outlook for the year 2015 We will consistently continue to pursue our strategy of acquiring additional market share in all business units. We shape markets through product innovation and expand our technological lead. At the same time, we incre