United Overseas Bank Limited · SGX:U11
United Overseas Bank — Shareholder Meeting (April 2025)
11 slides from United Overseas Bank's shareholder meeting presentation, Apr 21, 2025
Slide 1: Building the Future of ASEAN
83rd UOB Annual General Meeting Building the Future of ASEAN Wee Ee Cheong Deputy Chairman and Chief Executive Officer 21 April 2025 Private and Confidential
Slide 2: Agenda
Agenda Time Topic Presenter 1. 2024 Performance Review 2. Key Trends and Opportunities 3. Doing Right by Our Communities Private and Confidential. Disclaimer: This material that follows is a presentation of general background information about UOB’s activities current at the date of the presentation
Slide 3: 2024 Performance Review
2024 Performance Review 3
Slide 4: Stable growth and strong financial position
Stable growth and strong financial position Net Profit Total Assets Gross Customer Customer Deposits $6.0 billion $538 billion Loans $404 billion +6% +3% $338 billion +5% +5% Operating Profit Non-performing Loan Net Stable Funding Common Equity Tier 1 $8.0 billion Ratio Ratio Ratio +3% 1.5% 116% 15.
Slide 5: Key Trends and Opportunities
Key Trends and Opportunities 5
Slide 6: Despite global uncertainties, UOB's long-term focus remains
Despite global uncertainties, UOB’s long-term focus remains ✓ We stay vigilant and stand ready to assist customers ✓ Strong balance sheet to address risks ✓ Greater urgency for businesses and countries to diversify, integrate and innovate ✓ Opportunities for ASEAN to emerge stronger in mid to long t
Slide 7: Diversifying our income drivers
Diversifying our income drivers Wholesale • Diversified client portfolios • Invested in product capabilities and sector specific solutions to capture connectivity businesses • Led to higher cross-border income and transaction banking revenue; higher fee income Retail • Scaling our businesses in Asea
Slide 8: Leading innovation while staying grounded to our culture
Leading innovation while staying grounded to our culture Adapting to the future • Transformation brought about by digitalisation, AI and other new technologies • Accelerate innovation-led initiatives across the Bank to enhance productivity and strengthen competitive edge • Invest in reskilling and u
Slide 9: Doing Right by Our Communities
Doing Right by Our Communities 9
Slide 10: UOB90: Giving back to the community
UOB90: Giving back to the community Doing Right by Our Communities • UOB90 - focus on giving back to society, especially in education • To date, contributed to a combined impact of $120 million (with government matching) to support disadvantaged children in Singapore and Southeast Asia 10
Slide 11: Right By You
@ Right By You
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