Malayan Banking Bhd. · MYX:MAYBANK
Malayan Banking Bhd — Maybank Islamic Berhad — Investor Day (March 2013)
29 slides from Malayan Banking Bhd's investor day presentation, Mar 19, 2013
Slide 1: Investor Day
Investor Day 19 March 2013 Muzaffar Hisham Chief Executive Officer, Maybank Islamic Head, Group Islamic Banking
Slide 2: Table of Contents
Table of Contents Introduction ………………………………………………………………………… 3 About Maybank Islamic …………………………………………………………… 9 Financial Performance …………………………………………………………… 16 Prospects & Outlook …………………………………………………………… 28
Slide 3: What is Islamic Banking?
What is Islamic Banking? By definition in the Islamic Financial Services Act 2012: “Islamic banking business” means the business of – 1. Accepting Islamic deposits on current account, deposit account, savings account or other similar accounts, with or without the business of paying or collecting che
Slide 4: Milestones of Islamic Banking in Malaysia
Milestones of Islamic Banking in Malaysia Rapid growth - accounting for almost [29]% of domestic banking assets; products offering at par with conventional; growing number of domestic and foreign players Banks with Islamic As an alternative banking, offering of banking windows plain-vanilla deposi
Slide 5: Malaysia's Banking Industry: Islamic Banking Growth Outstripping Conventional Banking
Malaysia’s Banking Industry: Islamic Banking Growth Outstripping Conventional Banking ASSETS Islamic financing will account for 40% of total financing in 2020 according to Bank Negara Malaysia 1,600 20% 1,400 18% Share of Islamic finance of total financing (2010 vs. 2020) Conventional Islamic 16% 1,
Slide 6: Malaysia's Ranking Leading the Way in Global Islamic Finance in 2012
Malaysia’s Ranking Leading the Way in Global Islamic Finance in 2012 Being one of the “big 4” global centres in Islamic finance, Malaysia is well positioned to take advantage of the market opportunities. Other key Islamic finance centres include Saudi Arabia, United Arab Emirates and Kuwait Share of
Slide 7: Six Main Thrusts Behind Malaysia's Success Story in Islamic Banking
Six Main Thrusts Behind Malaysia’s Success Story in Islamic Banking ● Sound legal and regulatory framework ● Strong vision and support from the central bank and government ● Wide range of products & services with certain key added advantage in tax and liquidity ● Conducive and clear Shariah framewor
Slide 8: Table of Contents
Table of Contents Introduction ………………………………………………………………………… 3 About Maybank Islamic …………………………………………………………… 9 Financial Performance …………………………………………………………… 16 Prospects & Outlook …………………………………………………………… 28
Slide 9: One of Maybank Group's Key Strategic Pillars is Global Leadership in Islamic Finance
One of Maybank Group’s Key Strategic Pillars is Global Leadership in Islamic Finance By 2015 Our Vision To be a Regional Financial Services Leader Our Mission Humanising Financial Services Across Asia Providing people with convenient access to financing Having fair terms & pricing Advising cus
Slide 10: Maybank: An "Islamic Inspired" Group
Maybank: An “Islamic Inspired” Group MILESTONES In 1993, Maybank was the first Malaysian conventional commercial bank to offer Islamic financial services through a “window” concept. On 1st January 2008, Maybank Islamic Berhad (“Maybank Islamic”) was incorporated as a wholly owned subsidiary of M
Slide 11: Maybank Group Islamic Banking Business
Maybank Group Islamic Banking Business OVERVIEW ON INTERNATIONAL PRESENCE LOCATION PLATFORM PROFILE DISTRIBUTION CHANNEL MALAYSIA – Maybank Branches: 16 full-fledged Islamic Branches & co- Subsidiary Universal Islamic Berhad located across all 507 Maybank branches Maybank Investment Maybank Group ch
Slide 12: Community Financial Services Products: Innovative Shariah Compliant Products in FY2012
Community Financial Services Products: Innovative Shariah Compliant Products in FY2012 Innovation and Shariah Compliance We continue to strive in providing innovative Shariah-compliant solutions for the benefits of our customers. The following are highlights of innovation in 2012: Extended our cov
Slide 13: Global Wholesale Banking Products: Innovative Solutions to Overcome Unique Challenges
Global Wholesale Banking Products: Innovative Solutions to Overcome Unique Challenges 1 2 3 4 5 6 7 Sukuk Perumahan Kerajaan – Government of Malakoff Corporation PROJEK LEBUHRAYA EXPORT-IMPORT BANK OF MALAYSIA AIRLINE SYSTEM Berhad Felda Global Ventures SIME DARBY GLOBAL BERHAD Malaysia USAHASAMA BE
Slide 14: Awards Won in 2012
Awards Won in 2012 Global Finance Magazine Awards 2012 World’s Best Islamic Financial Institutions 2012 (Asia) World’s Best Islamic Financial Institutions 2012 (Malaysia) KLIFF Islamic Finance Awards 2012 Most Outstanding Islamic Investment Bank Global Finance World’s Best Islamic Financial In
Slide 15: Table of Contents
Table of Contents Introduction ………………………………………………………………………… 3 About Maybank Islamic …………………………………………………………… 9 Financial Performance …………………………………………………………… 16 Prospects & Outlook …………………………………………………………… 28
Slide 16: Maybank delivers on profitable and responsible growth strategies in 2012
Maybank delivers on profitable and responsible growth strategies in 2012 ● Maybank records net profit of RM 5.7 billion, an increase of 17.6% YoY (FY2011: 16.6%) ● Superior shareholder value creation with ROE of 16.0% exceeding headline KPI of 15.6% ● Strengthened its domestic leadership with loans
Slide 17: Group Islamic Banking - Strong Fundamentals
Group Islamic Banking - Strong Fundamentals Group Islamic Banking Income and PBT* Market Share YoY Dec-12 Dec-11 RM million FY12 FY11 Growth AITAB*** 30.0% 31.6% Fund based income 1,699.3 1,560.9 8.9% Mortgage 21.4% 20.2% ** Other operating income 496.9 277.9 78.8% Term financing 23.3% 21.1% Total i
Slide 18: Maybank Islamic surpasses RM1 billion PBT mark, maintains leadership position
Maybank Islamic surpasses RM1 billion PBT mark, maintains leadership position for both financing & deposit Maybank Islamic PBT Maybank Islamic Contribution to MBB Domestic – Financing as at December 2012 1,400.0 1,190.1 Maybank Islamic MBB Domestic 1,200.0 Year Contribution 1,000.0 952.8 Dec-10 26.1
Slide 19: Maybank Islamic 5-Year Performance by Business Line: Financing
Maybank Islamic 5-Year Performance by Business Line: Financing Total Financing - Outstanding & Market Share Automobile Financing RM Billion RM Billion 80.0 40% 25.0 40% 70.0 35% 31.6% 35% 30.0% 26.2% 20.0 24.9% 26.1% 30% 16.6 30% 60.0 25% 15.0 17.1 25% 50.0 52.4 62.0 19.5% 20% 20% 40.0 10.0 15% 15%
Slide 20: Maybank Islamic 5-Year Performance by Business Line: Deposits
Maybank Islamic 5-Year Performance by Business Line: Deposits Total Deposit - Outstanding and Market Share CASA - Outstanding & Market Share RM Billion RM Billion 100.0 30% 50.0 50% 90.0 23.2% 45.0 45% 80.0 22.1% 25% 40.0 40% 70.0 17.0% 20% 35.0 28.6% 35% 58.7 71.0 25.7% 60.0 30.0 25.0% 24.5% 24.1%
Slide 21: Maybank Islamic Contribution to Maybank Group
Maybank Islamic Contribution to Maybank Group Maybank Islamic is well on the way towards achieving a one-third Islamic financing contribution to the Group’s total domestic loans and advances by 2015, with the CONTRIBUTION AT 30.6% AS AT DECEMBER 2012. Profit Before Tax Customer Deposit Financing Tot
Slide 22: Competitive Analysis – Profit Before Tax
Competitive Analysis – Profit Before Tax Maybank Islamic ranked 1st amongst Islamic Banks, double the profit from the nearest competitors Maybank Islamic ranked 2nd if including Bank Rakyat (BNM deems Bank Rakyat as a cooperative bank) Key Competitors' PBT RM mil 2500 2,100 18% Competitor 1 2000 150
Slide 23: Competitive Analysis – Total Assets
Competitive Analysis – Total Assets Maybank Islamic remained as the largest Islamic Bank in Malaysia & ahead of largest Islamic cooperative bank, Bank Rakyat Key Competitors' Total Asset RM Billion 100 CAGR 90 90.5 22% 80 79.2 16% Competitor 1 70 60 50 Competitor 4 46.5 38% 40 Competitor 2 9% 35.5 1
Slide 24: Competitive Analysis – Total Financing
Competitive Analysis – Total Financing Gaps from competitors against financing continues to widen Key Competitors' Total Financing RM Billion CAGR 70 61.9 19% 60 56.6 13% Competitor 1 50 40 30 31.3 42% Competitor 4 20.4 17% Competitor 5 20 20.4 12% Competitor 3 18.5 5% Competitor 2 10 9.3 6.4 24% Co
Slide 25: Competitive Analysis – Total Deposit
Competitive Analysis – Total Deposit Maybank Islamic’s deposit is growing on strong momentum Key Competitors' Total Deposit RM Billion 80 CAGR 70.9 26% 70 62.6 15% Competitor 1 60 50 40 31.0 11% Competitor 2 30 30.7 43% Competitor 4 23.7 25% Competitor 5 20 21.6 17% Competitor 3 10 8.7 22% Competito
Slide 26: Capital Efficiency – Key Competitors
Capital Efficiency – Key Competitors Dec 2012 Total Asset Capital Efficiency (RM bil) 100.0 Maybank Islamic Budgeted Position @ 31 Dec 2013 (Assets = RM92.3bil, Equity = RM5.0bil) 90.0 80.0 Competitor 1 70.0 60.0 50.0 Competitor 4 40.0 Competitor 2 30.0 Competitor 5 Competitor 3 20.0 Competitor 6 10
Slide 27: Table of Contents
Table of Contents Introduction ………………………………………………………………………… 3 About Maybank Islamic …………………………………………………………… 9 Financial Performance …………………………………………………………… 16 Prospects & Outlook …………………………………………………………… 28
Slide 28: Islamic Banking Industry Outlook
Islamic Banking Industry Outlook According to KFH Research, Islamic banking assets has an estimated asset size of USD1.1 trillion in 2011, representing 80.9% of Islamic finance assets worldwide. Based on a compounded annual growth rate (CAGR) of 21.1% between 2007 and 2011, Islamic banking assets
Slide 29: Thank You
THANK YOU