JHF II Disciplined Value Emerging Markets Equity Fund - Class I · NASDAQ:JEVIX
JHF II Disciplined Value Emerging Markets Equity Fund - Class I — John Hancock Investment Management — Investor Presentation
112 slides from JHF II Disciplined Value Emerging Markets Equity Fund - Class I's investor presentation
Slide 1: Women, wealth, and wisdom
Women, wealth, and wisdom: Case studies, worksheets, and checklists to empower your journey Presenter’s name Presenter’s title <Date>
Slide 2: Agenda
Agenda 1 Women today 2 Taking charge of your financial plan 3 Real-life scenarios 4 Actionable steps 2
Slide 3: Women today
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Slide 4: Begin by investing in yourself
Begin by investing in yourself Women are a major economic force Your strength is growing The steps you take today will have a key impact on your financial future 4
Slide 5: Women's political participation
Women’s political participation • Women serve as mayors in 41 of the 100 largest U.S. cities.* • Women comprise 33.5% of state legislatures.* • Women hold 150 (28%) of the seats in Congress, a 43% increase over the past decade.* • 26 (26%) women are serving in the U.S. Senate today.* • The U.S. has
Slide 6: Women in business
Of those starting businesses in 2024, 49% were women, Women in business up from 28% in 2018.1 Women own 39% of all businesses in the U.S., generating $3.3 trillion annually.2 Women hold around 30% of board seats in the U.S.3 The number of women in top executive positions (the C-Suite) has increased
Slide 7: Women in education
Women in education Women are more likely to earn a bachelor’s degree than men of the same age.1 Women earn 59% of bachelor degrees.2 Women earn the majority of graduate degrees.3, 4 • Master’s: 62.5% • Doctoral: 56% 1 The Percentage of Americans with College Degrees in 2024, College Transitions, 202
Slide 8: Women's earning power is growing
Women’s earning power is growing • 45% of working women make as much as their spouse or are the primary breadwinners in their home.1 • In 2024, women 25 to 34 earned an average of 95 cents for every dollar earned by a man in the same age group.2 • The gender pay gap continues to narrow, with women e
Slide 9: Women and wealth
Women and wealth • Women control more than one-third of U.S. household financial assets – approximately $18 trillion.1 • Baby Boomers are projected to be worth $30 trillion in wealth by 2030, with women expected to control the majority of that wealth.2 • 60% of women report being the main investment
Slide 10: Don't underestimate your abilities
Don’t underestimate your abilities 10
Slide 11: Women know more about finance than they think
Women know more about finance than they think • Only 53% of women in the U.S. feel confident investing. • Women frequently respond with “I don’t know” to financial questions, showing a lack of confidence, not a lack of knowledge. Source: Closing the Gap: Confidence Is Key in Driving Women to Invest,
Slide 12: A question of confidence, not ability
A question of confidence, not ability • 70% of women invest outside of their retirement plans, but only 35% consider themselves investors.1, 2 But they are. Women have outperformed men when they do invest.3 Why? • Underconfidence can reduce trading activity, which could help returns. Women trade 50%
Slide 13: You play a major role in managing finances
You play a major role in managing finances 45% of women earn as much as their spouse1 But only 36% feel financially independent2 1 In a Growing Share of U.S. Marriages, Husbands and Wives Earn About the Same, Pew Research Center, April 2023. Most recent data available. 2 Women's History Month 2023 S
Slide 14: Taking charge of your financial plan
2 Taking charge of your financial plan 14
Slide 15: The time to take charge of your finances is now
The time to take charge of your finances is now 94 will have sole responsibility for their finances at some point in their lives % Source: Women, money, confidence — A lifelong relationship, Bank of America, 2022. Most recent data available. 15
Slide 16: Common financial issues you must plan for
Common financial issues you must plan for Buying your first home Caring for aging parents Owning a business Nearing retirement Widowhood Estate planning Divorce Leaving a legacy 16
Slide 17: Women are interested in financial planning
Women are Women are looking for advice interested in financial • Women value the need for expert advice more highly than men. planning • Women prefer to work with a financial professional. • When women ask for advice, they are more likely to be referring to wealth advice to help them meet their goal
Slide 18: Real-life scenarios
3 Real-life scenarios 18
Slide 19: First-time homebuyer
First-time homebuyer 19
Slide 20: Case study: First-time home buyer
Case study: First-time home buyer Allison Keyes, age 28 • Recently inherited $250,000 • Has worked full-time for seven years • Regularly contributes just enough to her employer's retirement savings plan to qualify for a matching contribution • Also has life and disability insurance through work • Un
Slide 21: Pay off high-interest debt
Pay off high-interest debt • Improve your credit score and increase your ability to qualify for a higher mortgage at a lower interest rate. • Save interest costs. • Improve cash flow. $30,000 Paying Off Credit Card Debt $25,000 Principal Interest You would pay a total of $20,000 $26,010 to pay off $
Slide 22: Increase retirement savings
Increase • Pay yourself first by taking advantage of your retirement plan. • Have a plan for increasing your annual contribution until retirement they max out. savings • Benefit from compounding. Total Value in 35 Years by Maxing Out 401(k) Contributions $4,000,000 $3,500,000 Total Value of 401(k) T
Slide 23: Create an emergency fund
Create an emergency fund Have an emergency reserve Set aside 6 months’ salary in of cash to cover any an interest-bearing account unexpected expenses. that can be easily accessed if you need it. 23
Slide 24: Consider down payment and mortgage costs
Consider down payment and mortgage costs Save for a down payment of at least 20% of the cost of a home. Take advantage of any state and federal first-time home buyer programs. • See Federal Housing Authority and Federal National Mortgage Association websites. Pre-qualify for a mortgage. 24
Slide 25: Buying a home is a big decision
Buying a Be informed about what’s involved and set yourself up for success. home is a big decision Pay off high-interest debt. Increase retirement savings. Create an emergency fund. Consider down payment and mortgage costs. Pre-qualify for a mortgage. 25
Slide 26: First-time homebuyer and Financial literacy checklists
First-time homebuyer and Financial literacy checklists This material does not constitute tax, legal, or accounting advice, and neither John Hancock nor any of its agents, employees, or registered representatives are in the business of offering such advice. It was not intended or written for use, and
Slide 27: Business owner
Business owner 27
Slide 28: Case study: Business owner
Case study: Business owner Kerry Kerr, age 45 • Launched a digital consulting business 5 years ago • Business has grown – now has two full-time employees who work from home with the addition of a third this year • Generates enough income to consider offering an employee benefits package and/or an eq
Slide 29: Create a detailed financial plan
Create a detailed financial plan Buy-sell agreement and funding Estate planning Cash flow Personal financial planning Business valuation Your business Tax planning Line of credit Investment strategy Exit planning strategy 29
Slide 30: Consider employee benefits – for your staff and you
Consider employee benefits – for your staff and you Employee benefits packages may include: • Insurance: health, • Paid leave • Retirement savings life, disability (e.g., 401(k), Roth IRA, SIMPLE IRA) • Equity incentive plans • Creative benefits – ownership stakes in with low to no cost your busines
Slide 31: Review your insurance coverage
Review your insurance coverage Property insurance Commercial general liability insurance Professional liability insurance Creditor insurance 31
Slide 32: Plan your succession
Plan your succession No matter what your time horizon is, having a plan can provide you with peace of mind and help ensure you can maintain your desired lifestyle when you do decide to sell. Steps to take: Conduct a business evaluation. Have an updated and funded buy-sell agreement • Consider workin
Slide 33: Small business owners have unique financial planning needs
Small business owners have unique financial planning needs A financial professional is uniquely qualified to provide support with: Creating a Thinking about Insurance Planning detailed employee planning your exit financial plan benefits and and managing how to attract your business’s and retain tale
Slide 34: Financial planning checklist for business owners
Financial planning checklist for business owners This material does not constitute tax, legal, or accounting advice, and neither John Hancock nor any of its agents, employees, or registered representatives are in the business of offering such advice. It was not intended or written for use, and canno
Slide 35: New widow
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Slide 36: Case study: New widow
Case study: New widow Sandra Johnson, age 59 • Married for over 30 years, Sandra’s husband recently died of a sudden illness • They shared 3 adult children and 2 grandchildren • Sandra feels overwhelmed with the paperwork and financial decisions triggered by her husband’s passing • Together they own
Slide 37: Now what?
Now what? Finding your financial footing after losing a spouse is a process. A widow’s financial journey Stage 1: Take care of Stage 2: Look ahead Stage 3: Transformation immediate needs • Update account titles, and advanced planning • Plan funeral beneficiaries, essential • Investments, tax, and •
Slide 38: Being an executor is a big job
Being an Settling an estate takes time and often requires professional help. executor is a big job Overview of an executor’s main responsibilities • Making funeral and burial arrangements. • Understanding the probate process. • Determining debts and liabilities, including creditor claims. • File ins
Slide 39: Financial challenges of widowhood
Financial challenges of widowhood When you lose your spouse before you retire, you must rely on your savings, job earnings, and any life insurance to meet your commitments. Account for: “Widow tax” Insufficient life insurance coverage Significant life insurance proceeds Immovable expenses 39
Slide 40: Financial recovery after losing your spouse
Financial Getting and staying involved in day-to day personal finance activities as well as longer-term planning can recovery after cultivate financial empowerment and help reduce your losing your future exposure to financial risk. spouse Partnering with a financial professional you trust can help y
Slide 41: Understanding Social Security survivor benefits
Understanding Social Security survivor benefits Base your claiming strategy on your age and income to maximize benefits. Before choosing, consider: Age that you Age that you Which benefit would claim the would claim the will yield personal benefit survivor benefit higher payments? Your financial pro
Slide 42: Establishing a legacy
Establishing Creating a lasting legacy starts with having a properly drafted and executed estate plan. You can look at your a legacy estate plan through a new lens while still honoring the wishes and plans you made with your spouse. Important considerations: • Estate roles (e.g., executor, trustee,
Slide 43: Finding a trusted partner
Finding A relationship with a trusted financial professional, tax advisor, and estate attorney can help you navigate a trusted challenges, effectively settle your spouse’s estate, and partner properly plan for your future. Why work with a financial professional after the death of a spouse? • An obje
Slide 44: Don't just survive – thrive
Don’t just A support system that includes family, friends, and potentially a therapist or grief support group can help survive – you move through the stages of grief after the death of thrive a spouse. Key takeaways: • Work in stages starting with the most pressing legal and financial issues so you
Slide 45: Executor checklist
Executor checklist This material does not constitute tax, legal, or accounting advice, and neither John Hancock nor any of its agents, employees, or registered representatives are in the business of offering such advice. It was not intended or written for use, and cannot be used, by any taxpayer for
Slide 46: Newly divorced
Newly divorced 46
Slide 47: Case study: Newly divorced
Case study: Newly divorced Andrea and Anthony Caponi, age 50 • Went through a divorce after 20 years together • Negotiated equal division of their successful medical practice and all assets • Have a college-age son and share joint custody of their daughter – no alimony or child support • Retained th
Slide 48: A fresh start brings new challenges and opportunities
A fresh start Begin by evaluating your financial situation brings new Take stock of all your assets, liabilities, income sources, and expenses. challenges and opportunities • Establish a new storage space for key documents. Once your divorce settlement is final and • Create an inventory of your acco
Slide 49: Protecting your assets, your heirs, and yourself
Protecting your assets, your heirs, and yourself Divorce has the potential to threaten your assets, the legacy you leave – and can even have an impact on your future health care decisions based on your level of insurance and how your medical power of attorney (POA) is structured. Ways to take immedi
Slide 50: Remember to update your personal insurance
Remember to It is important to review your insurance policies to help ensure you are maintaining update your sufficient coverage as an individual. personal insurance Life Health insurance insurance Disability Business insurance insurance 50
Slide 51: Estate planning after divorce
Estate Like other significant life changes, divorce should planning prompt a review of your current estate plan. after divorce Consider revising your: • Will to be in line with your wishes and based on your net worth as an individual. • Trust agreements to reflect your new situation, including who i
Slide 52: Retirement planning after divorce
Retirement planning after divorce Divorce does not have to be the end of your retirement dreams, but it does mean you need to re-evaluate your short- and long-term goals. “Grey divorce” is on the rise. Among adults aged 50+, the national divorce rate has roughly doubled since 1990. For those aged 65
Slide 53: Tax implications of divorce
Tax implications Transferring property to a former spouse as part of a divorce settlement will not cause a capital gain or loss of divorce and is not subject to a gift tax. But it’s important to determine: • Responsibility for paying any outstanding taxes from when you were a couple. • Allocation of
Slide 54: More financial planning considerations
More financial planning considerations Putting Longer-term Saving for Life after Investing your team in housing education alimony based on place decisions your needs as an individual Work with your financial professional to create your own financial plan that reflects your divorce settlement and you
Slide 55: Get the support you need to start the next chapter
Get the support you need to start the next chapter of your life After your divorce, working with a financial professional can help you rebuild your finances, find independence, and, take control of your future. With the right support, you can turn a difficult situation into a moment of empowerment!
Slide 56: Divorce checklists
Divorce checklists This material does not constitute tax, legal, or accounting advice, and neither John Hancock nor any of its agents, employees, or registered representatives are in the business of offering such advice. It was not intended or written for use, and cannot be used, by any taxpayer for
Slide 57: Caring for an aging parent
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Slide 58: Case study: Caring for an aging parent
Case study: Caring for an aging parent Janice Davis, age 48 • Mother is alone now that her father has passed • Mother was the caregiver, and it took a toll on her • Janice and her husband both work and are raising 3 teenage children • Her mom is now active, has rebuilt a vibrant social life, and is
Slide 59: Plan ahead: The vision
Plan ahead: Take the time to understand your parents’ wishes and the plans they have in place. The vision • Having these conversations ahead of time can help you avoid scrambling to create a roadmap in the middle of a crisis. • Plan for a time that is not stressful or focused on other things like ho
Slide 60: The vision: Conversation starter
The vision: Conversation starter “Mom, I (we) want to talk to you about your future and what your wishes are. I (we) saw how challenged you were at times when you were caring for Dad and yet you did it with so much love. I (we) want to make sure that we understand your plans so that I (we) can be th
Slide 61: Plan ahead: The physical realities
Plan ahead: The physical realities Senior housing and care options Moving in with a family member • Aging in place What type of space is available (ADU, What modifications need to be made to make in-law apartment, bedroom suite) and who the home safe and accessible for aging and will pay for it? How
Slide 62: Plan ahead: The physical realities
Plan ahead: The physical realities Senior housing and care options 55+ communities Assisted living/Board and care homes Takes care of accessible living and socialization. Takes care of accessible living, socialization, nutrition, and provides support for the How will you bring in care if needed? act
Slide 63: Plan ahead: The financial realities
Plan ahead: The financial realities Researching, touring, and pricing the options Genworth Cost of Care Survey A Place for Mom • Available online. • Free service that you can • Provides national average access online or by phone. costs for home health care, • Provides personalized assisted living, a
Slide 64: Physical and financial realities: conversation starter
Physical and financial realities: conversation starter “Mom, In our last conversation we talked about your hopes and wishes for how you would like to live as you age. The next step is to do our research so that we are prepared. I (we) would love for us to make that a project that we can work on toge
Slide 65: Physical and financial realities: conversation starter
Physical and financial realities: conversation starter “Mom, After our last conversation, I (we) did some research on available options and their costs. I (we) would like to share these with you so that you can start to think about what might work best for you. Even if we never need to take advantag
Slide 66: Family caregiving
Family caregiving Family caregiving is a choice but sometimes it happens when there is no other choice. It can be an incredible, selfless gift that you give your loved one, but it can also be isolating, exhausting, stressful, and depressing. And, it can jeopardize your own career and finances, and c
Slide 67: Family caregiving: the financial cost
Family Take control: Review your financial situation caregiving: The economic effects of family caregiving can result in the financial significant short- and long-term financial consequences across generations. cost Consider how you will manage the many expenses related to caregiving and live on pot
Slide 68: Long-term care insurance
Long-term • Find out if your parents have long-term care insurance and what it covers. care insurance • Consider your own need for long-term care coverage. • Long-term care costs are rising. • Following a health crisis, one might need help with the basics of daily living, like bathing and dressing,
Slide 69: Legal checklist for aging parents (or you)
Legal checklist for aging parents (or you) In order to support your parents, you will often need legal documents: Wills/Trusts Executor Trustee Are they current and Who have your Who have your are your parent(s) parent(s) named parent(s) named as confident that they as executor of trustee(s)? reflec
Slide 70: Legal checklist for aging parents (or you)
Legal checklist for aging parents (or you) Power of attorney Medical power Living will (POA) of attorney Do your parent(s) have What kind of power of Have your parent(s) a living will that clearly POA do they have? designated someone to states their wishes Who have they named act as their health reg
Slide 71: Conversation starter: Legal checklist for aging parents
Conversation starter: Legal checklist for aging parents “Mom, Jack and I recently updated our estate plan, and it made me realize that we need to talk about your estate plan. In order for us to help make your ideal vision for aging come true, we want to make sure that you have all your legal documen
Slide 72: Parenting your parents
Parenting your parents With the right support, planning, and patience, caring for your parent(s) in their golden years can be more rewarding and less stressful. Know their plans and have one of your own to ensure your financial security. Focus on the future: determine housing and long-term care opti
Slide 73: Longevity planning worksheet/checklist
Longevity planning worksheet/checklist This material does not constitute tax, legal, or accounting advice, and neither John Hancock nor any of its agents, employees, or registered representatives are in the business of offering such advice. It was not intended or written for use, and cannot be used,
Slide 74: Nearing retirement
Nearing retirement 74
Slide 75: Case study: Nearing retirement
Case study: Nearing retirement Ellen Anderson, age 63 • Close to retiring after a long career as a marketing executive • She hopes to travel and spend more time with her grandchildren while bringing in income from occasional freelance consulting • Her and her husband have started to look at rural pr
Slide 76: What are your retirement goals?
What are your retirement goals? Financial planning for retirement starts with determining your future goals and desired lifestyle. Consider: Where you will live Prospects for Lifestyle and budget supplementary income ‒ Availability of services ‒ Not just a bucket (e.g., consulting work). in urban vs
Slide 77: Retirement income
Retirement Determine an annual income to support your goals and life expectancy. income Life expectancy for women has historically been longer than for men, so women need to plan for their retirement income to last longer. Questions you want to ask your financial professional: • Have all your retire
Slide 78: Preparing for the unexpected
Preparing for the Have an emergency fund. • Save at least 6 months' income for unplanned expenses. unexpected Pay off debt. • Pay off as much debt as you can (particularly high interest debt). Have proper life and health insurance coverage. • Review your current coverage with an insurance advisor –
Slide 79: Your investments
Your investments As you approach retirement, it’s important to review your investments with your financial professional. They can help you review your: Asset allocation – does it Beneficiary designations – match your risk profile and are they up-to-date and in income needs? line with your wishes? Qu
Slide 80: Leaving a legacy
Leaving Is your estate plan up to date? a legacy Essential elements of a comprehensive estate plan • Valid will • Power of attorney to manage your financial affairs should you be unable to do so • Medical POA/Living will – outlining your wishes about your future care • Establishing a legacy for the
Slide 81: Keys to a successful retirement life
Keys to a successful retirement life • Having a vision for how you want to spend your retirement – and what it will cost. • Knowing your retirement income sources. • Calibrating your investments with your goals. • Protecting what you have with proper insurance coverage. • Ensuring your estate plan i
Slide 82: Retirement readiness checklist
Retirement readiness checklist This material does not constitute tax, legal, or accounting advice, and neither John Hancock nor any of its agents, employees, or registered representatives are in the business of offering such advice. It was not intended or written for use, and cannot be used, by any
Slide 83: Estate Planning
“Estate Planning Ye
Slide 84: Case study: Estate planning
Case study: Estate planning Mazie and Peter Faber, age 55 • Married couple in their mid-50s, both high-earning professionals • Recently became empty nesters and relocated to a new state where they hope to retire in the next decade • The move has triggered the need to review and revise their existing
Slide 85: The parts of a comprehensive estate plan
The parts of a A well-designed estate plan takes the following essential elements into consideration: comprehensive estate plan • Finding trusted partners • Guardianship for any (e.g., financial professional, minor children attorney, accountant) • Identifying estate roles • Valid will/trust(s) • Lif
Slide 86: Finding a qualified estate attorney
Finding a How to find a qualified estate attorney: qualified estate • Get referrals from trusted friends, family members, and attorney neighbors. • Leverage your financial professional for referrals. • Conduct your own research starting with lawyers.com. Develop a list of lawyers you want to researc
Slide 87: Prepping for your meeting
Prepping The more prepared you are, the smoother your first meeting with your estate attorney will be. for your meeting Work with your financial professional to: • Create a complete inventory of all your assets, their current values, and ownership structures, and your liabilities and debt balances.
Slide 88: Where there's a will, there's a way
Where there’s a A valid will helps ensure your assets go to the will, there’s a beneficiaries of your choice and allows you to name a guardian for your minor children. way Many Americans do not even have a valid will let alone other estate planning documents Ensure your will is: • Up to date and ali
Slide 89: Your financial professional
Your financial Once all documents are executed by your estate attorney, work with your financial professional to: professional • Retitle any assets to trusts as indicated by the estate plan. On your side • Engage in a complete insurance audit. • Help ensure beneficiary designations are up-to-date an
Slide 90: Good communication makes an estate plan better
Good Ongoing and purposeful communication is key communication makes an • Complete and maintain a Family Life Organizer. estate plan • Work with your financial professional to host a family meeting to communicate the structure of the estate plan: better • Clearly outline roles and responsibilities i
Slide 91: Residency change: another reason to review
Residency State laws vary regarding wills, advance directives, trusts, powers of attorney, and taxes. change: another Examples: reason • Many states do not allow non-resident executors. to review • Florida law does not recognize handwritten or “holographic” wills. • 13 states have an estate or inher
Slide 92: Your estate plan's quarterback
Your estate Your financial professional is in an ideal position to be the quarterback of your estate plan, coordinating the plan’s “players” on your team, streamlining the process, and quarterback creating a long-term game plan to reach all your goals. Ways your financial professional can help inclu
Slide 93: Estate planning essentials checklist
Estate planning essentials checklist This material does not constitute tax, legal, or accounting advice, and neither John Hancock nor any of its agents, employees, or registered representatives are in the business of offering such advice. It was not intended or written for use, and cannot be used, b
Slide 94: Strategic philanthropy and leaving a legacy
Strategic philanthropy and leaving a legacy 94
Slide 95: Case study: Strategic philanthropy and leaving a legacy
Case study: Strategic philanthropy and leaving a legacy Shirley Friedman, age 70 • Successful woman interested in philanthropy • High net worth, with a comfortable home and vacation property • Part of a large extended family but has no children or other dependents • Wants to be intentional about her
Slide 96: Key questions for empowering your philanthropy
Key questions for empowering your philanthropy As with any other investment, charitable gifts need thought and care to be effective. Consider: • What inspires you to give? • How much do you want to set aside for philanthropy? Approximately 70% of adults • What’s your giving style? in the U.S. donate
Slide 97: Building knowledge and comfort with philanthropic giving
Building The more you learn about charitable giving strategies, the greater impact you can have. knowledge Improve your philanthropic effectiveness and comfort with • Start giving early in your life and career. philanthropic • Align your giving with your personal priorities and interests. giving • D
Slide 98: Giving more than money
Giving more Examples Driving change through your investments than money • In-kind or non-cash gifts Your portfolio can help make • Volunteering a difference and steer you Your philanthropy • Supporting a socially closer to your goals while strategy can go well responsible business also reflecting yo
Slide 99: Advanced charitable giving strategies
Advanced After determining your philanthropic vision – what charitable giving and where you want to give – set up your gift(s) in a convenient way that makes the most sense strategies for your financial situation. This increases the likelihood that you’ll continue. Common vehicles for significant gi
Slide 100: Using your wealth for good
Using your wealth for good Talk to your financial professional for qualified, objective and holistic advice focused on all aspects of your finances. Successfully managing your charitable assets Have a Grow your Understand Review vision. knowledge. your options. your giving plan regularly. 100
Slide 101: Worksheet and checklist
Worksheet and checklist This material does not constitute tax, legal, or accounting advice, and neither John Hancock nor any of its agents, employees, or registered representatives are in the business of offering such advice. It was not intended or written for use, and cannot be used, by any taxpaye
Slide 102: Actionable steps
4 Actionable steps 102
Slide 103: Elements of a financial plan
Elements of a financial plan Planning for business owners and corporate executives Cash flow and Philanthropic planning debt management Family needs Investment planning management Retirement Estate planning planning Insurance planning Education planning 103
Slide 104: A financial professional can help
A financial professional can help Evaluate Develop Create and Tailor your Stay on your short- and implement a investments track with current long-term financial to match ongoing situation financial plan your risk evaluations goals tolerance and timeframe 104
Slide 105: Case studies
Case studies 105 These are hypothetical examples for illustrative purposes only.
Slide 106: Worksheets and checklists
Worksheets and checklists 106
Slide 107: Scan the QR code for more resources
Use your smartphone camera and scan the QR code to visit our webpage for more resources 107
Slide 108: Beyoncé quote
“We need to reshape our own perception of how we view ourselves. We have to step up as women and take the lead.” – Beyoncé Singer, song writer, dancer, businesswoman, director, producer, actress 108
Slide 109: Manulife John Hancock Investments
&A WN Manulife | A Hone Investmenes 109
Slide 110: Thank you
Thank you 110
Slide 111: More information
More information This material does not constitute tax, legal, or accounting advice, and neither John Hancock nor any of its agents, employees, or registered representatives are in the business of offering such advice. It was not intended or written for use, and cannot be used, by any taxpayer for t
Slide 112: Manulife John Hancock Investments
Manulife fbr Hancock a Investments |
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