Senshu Ikeda Holdings,inc. · TSE:8714
Senshu Ikeda Holdings,inc — FY2016 Earnings Presentation
18 slides from Senshu Ikeda Holdings,inc's earnings presentation, May 12, 2017
Slide 1: Financial Results Presentation
| FAL2 9453 A RAR A eG HRW ILS TA Ed SH RSRINSRTT
Slide 2: Contents
I FRIFSAM RAOMR 1 Rab (1) HARM AROILT 1 UTR FRE ee ee 1 (2) REA RRIN ERAT ot) 2 2 ERMEOKR (1) SH 1, 3 (2) Be BR ee eee 4 (3) BU BE a 4 (4) #imaks BUR ee ee ee ee 5 3 AIR Bie 6 4 RB Ha 7) ee 6 5 ROE 7) ee 7 6 RRA RR UPL 1, 7 7 Sis eRe BUR ee ee ee 7 8 HOAALE (1) H#ARNAR-ILT 4 UTR (BABE) Ft 8 (2) #ORR
Slide 3: Income Statement Summary (Consolidated)
I FR 3AM RAO 1. Ra (1) HERNIA EA) (CEA - MAIER <—2) BmRaHtaS (BAR) 28 3 AW 29% 3 AW 284 3 ARAte 1 | eaao Fl at 65, 090 69, 198 4, 108 2 ARAB 53, 743 49, 179 A4, 564 3 ISLS |S Fl at 14, 445 12, 432 A2, 013 4 EOS A he A3, 098 7, 587 10, 685 5 | BRR (A) 50, 063 51, 955 1, 892 6 | SRB (A) 2, 426 3, 032
Slide 4: Income Statement (Non-consolidated)
SeSeUSREONDASCLP PVMOAHPWHNH = PPRR RAP RW WW WH WWHWWNDNNNNN NNN ED SOAR BNATDSHSADATKEOANSASHSANUNBDAAKRHAN =A S 2) A RINSRAT [HA] (BAR) 28% 3 A 293 AW 284 3 ARAL RMA 57, 436 60, 813 3,377 (A? RISA St) (63, 755) (55, 501) (A8, 254) ARAB 54, 005 48, 946 A5, 059 BASINS | SAT 7,031 4, 986 A2, 045 COR
Slide 5: Balance Sheet Summary
2. ERDEOKR EB RIN ERAT [BAK] (1) Rae QO #NRS (BAR) 254 3 AR | U3 AK | SAK | WESAK| 043A 28% 3 ARLE Bzaseee 1, 806, 060 | 1, 852,886 | 1,912,885 | 2,021,670] 2, 064, 282 42, 612 AQ—y 1, 756, 962 | 1,731,940 | 1,743,166 | 1,730,397] 1, 746, 889 16, 492 FeO 1,721,077 | 1,700,370 | 1,716,611 | 1,701,561
Slide 6: Balance Sheet Items and Net Assets
(BAF) 254 3 AK | 264 SAK | 2743 AR | 2SAR] 943AR 284 3 ARLE AS 3,619,531 | 3,662,810 | 3,744,025 | 3,726,769 | 3, 783, 872 57, 103 [Sb4y9—AYb 125, 816 105, 331 83, 583 67, 960 67, 827 A133 EARS 893, 361 954,524 | 1,028,510 | 1,050,926 | 1, 064, 425 13, 499 TAKA 759, 234 813, 752 850, 231 911, 572 97
Slide 7: Deposits and Loans Breakdown
(4) #ifiakss OQ AmrFPANeS (BBP) 2 SAA | 62S3ARK | 2743 AK | 83 AK | 943A 28 3 ARI AMEASH (RH) 1, 193, 126 | 1,399,377 | 1, 163,549 | 1, 051, 825 954,214|[ 97,611 Et 401,161 | 319,287 | 164, 153 76, 259 62,050| A14, 209 MA 56, 333 53, 642 51, 256 49, 338 32,269| A17, 069 + 229,218 | 315,224] 273,480
Slide 8: Yields and Spreads
3. FR HERR IN GRIT [BAK] OQ #6 (%) 2543 AM | 2638 | 273 AM | RS AM | ORS AM 2846 3 A MLE B22 RAIA (A) 1.34 1.25 1.30 1. 28 1.18 AO. 10 BUSA (B) 1.55 1. 43 1. 33 1.24 1.14 AO. 10 Ama sAlal 0.79 0. 81 1.28 1.48 1.35 AO. 13 4enz ii (Cc) 1.20 1.12 1.05 1.03 1.02 AO. 01 ASS hii (D) 1.22 1.14 1.09 1.04 1.
Slide 9: ROE, Employees and Unrealized Gains/Losses
5. ROE HEB RIN GRIT [BAK] (%) oF SAM | ESAM | US3AM | BESAM | DSSAM 28% 3 AMAL iar OPE 12. 94 7.45 8.07 5, 54 6.27 0.73 RAR 14,80 10.35 8.07 552 535 A017 a7 RBMEA— 2 7. 96 7,59 9.53 8.42 3.96 446 ARENA 4, 88 8. 44 7.97 6.57 4.57 2.00 6. ERERARUMAR HH RINERIT [BR] @ Ras (A) 26 SAK | 0H SAXK | UESAK |
Slide 10: Capital Adequacy Ratio
8. BORA (1) HRN AROILT 4 UTR (BABE) (BAR) 2545 3 AR | 243 AR | 743 AK | BH3AK | 943A (N—+2)L 1) GREE) |284F 3 ARLE BORA (%) 10. 39 10. 49 10. 09 10. 59 10. 59 - BOA (A) —(B) 261, 133 269, 782 268, 401 288, 687 261, 985 A26, 702 IAB (A) 271, 067 275, 747 297, 309 273, 397 A23, 912 36, Bib, ABBR 140,
Slide 11: Loans: Disclosed Claims Under Financial Revitalization Act
LT RHStFoneR 1. VAD EEREOKE LRN GR AT @D Bite (SBF) 6 SAK | ESA | WIARK | WESAK) OEGAK 28% 3 AL BREE 4, 645 3, 199 7, 404 1, 750 016 834 TE 48,846 | 42,995] 42,300] 39, 801 31,457 8,344 SPALL EEE 14 — — 5 = rG RL AEE 71, 800 4,264] 11,192] 10, 599 70, 496 Aio4 St 65,305[ 50,459] 55,988 | 52, 156 42,
Slide 12: Non-performing Loans (Consolidated)
@ Bie (BAR) 2 SAR | 643A | 2SAK | 28F3AK | 943 AK 28 3 AALL Bee CHE 5, 355 4,000 3, 522 2, 628 1, 621 Al, 007 WEMGE 68, 436 62,173 54, 195 50, 252 43, 099 AT, 153 SHAVER RE 14 - - 5 = A5 SHEA 14, 349 6, 706 13, 538 12, 834 10, 755 A2, 079 a it 88, 156 72, 881 71, 255 65, 721 55,476 | A10, 245 GE) BA
Slide 13: Reserves for Loan Losses
2. RRSSESORKE ith FSR IN SRT OQ HK (BAR) 2542 3 AR | 264 3 AR | 743 AK | BESARK | USAR 284 3 AALL RASS 32, 302 18, 188 16, 198 16, 232 12, 188 A4, 044 RESINS 16, 905 6,012 5, 402 5, 455 7, 562 2,107 (2B S| 4 15, 397 12, 176 10, 796 10,777 4, 625 A6, 152 ($4) GH GRI+SRBEF SH 2 4) (BAF) 2542 3 AK | 26
Slide 14: Non-performing Loan Coverage
4. SRB AAR AEORKR HERR IN GRIT [BAK] (BBA. %) 25% 3 AK | 43 AX | WHESAK | 283A | SAR 284F 3 ARLE RERERERUCHS CRT SRE 11, 230 8, 264 6, 437 4, 648 3, 016 Al, 632 fEIRE 42, 189 38, 289 38, 676 37, 149 29, 540 AT, 609 ESHGE 11,814 4, 264 11, 192 10, 604 10, 495 A109 Bet (A) 65, 833 50, 817 56, 306 52,
Slide 15: Coverage Ratio of Non-performing Loans
5. See tsMTAEOREKR HERR IN GRIT [BAK] (BAR. %) 2 SAR | 6 3AK | 2743 AR | 843AK | 943 AR 284 3 ARI 2H (C) 56, 963 46, 466 50, 842 47, 098 38, 040 A9, 058 HHS 18, 755 13, 532 13, 250 13, 664 7, 959 A5, 705 oR: REELS 38, 208 32, 934 37, 591 33, 433 30, 080 A3, 353 [RE (Cc) 7 (A) l 86.52 | 91. 43 | 90.
Slide 16: Loans by Industry
6. RHANRKE HERR IN GRIT [BAK] (1) RBWRHSRE (BAF) 23 AR | 643A | AZAR | 2FIAR | 93 AK 28% 3 A ALL oe cee) meaeRemN ane) 3,563,023 | 3,584,827 | 3,656,051 | 3,752,067} 3,811,171 59, 104 BUER 327, 105 340, 726 341, 673 347, 553 342, 635 A4, 918 BR, WE 1,476 1, 368 961 846 760 A86 be 88 99 93 140 42 A98
Slide 17: Non-performing Loans by Industry
(2) RBNVADSHRERS (BAF) 2 SAR | GESAR | 2743 AR | 843A | WESAR 284 3 BALL BARS (BR < $5 | ISSO A BHSE) 65, 305 50, 459 55, 988 52, 156 42, 868 AQ, 288 Riex 15, 498 14, 164 15, 908 14, 887 7, 862 AT, 025 BR, WE 464 456 448 441 438 A3 bes = = = - - = Sh, RER, WHR = = = = = = aed 6, 428 6, 429 5, 992 4,
Slide 18: Non-performing Loan Changes and Coverage
7. BOB ERR CSAS ARTA: UAT SHR A RINSRIT (EK) CERR29 3 AAR) (EAL %) AOREGR (BARD SAB EKO Hines 29 SR HR: GSS 5S See BR : PSSM R ESOS HR: WHS : a LOWERS S SE UE me xs DS zs BRS ne ice | sia | ROR Pen ane et 13% | IDK | 19 | VR SERS RE Pres = _| | eRe SAREE 9 9 1 7 o ) BUCHSIZ AS ORE 27 2] 100.00 SABA