Atlas Insurance Limited · PSX:ATIL
Atlas Insurance — Investor Presentation (May 2026)
18 slides from Atlas Insurance's investor presentation, May 6, 2026
Slide 1: Corporate Briefing Session
CORPORATE BRIEFING SESSION May 07, 2026, at 03:00 pm
Slide 2: Vision and Mission
VISION A first class insurance company that provides the highest level of quality service to its policyholders. MISSION To stay in the forefront of innovation and technological developments, continue to achieve corporate success, provide its policyholders quality products and service to their satisf
Slide 3: Vision and Mission
VISION A first class insurance company that provides the highest level of quality service to its policyholders. MISSION To stay in the forefront of innovation and technological developments, continue to achieve corporate success, provide its policyholders quality products and service to their satisf
Slide 4: Timeline
A) CWA tias Insurance TIMELINE UINRAW BILLED TAKAFUL
Slide 5: Our Strength, Rating & Awards, Our Values
OUR STRENGTH RATING & AWARDS • Strong Financial base • Efficient claim processing Pakistan Credit Rating Agency Ltd. (PACRA) has maintained Insurer Financial Strength (IFS) rating of “AA+” for Atlas Insurance Ltd. which denotes a very strong capacity to meet • Strong Liquidity • Competent & professi
Slide 6: Key Risks
Key Risks ➢ Underwriting Risk: Inadequate pricing or poor risk selection leading to losses. ➢ Claims Risk: High, delayed, or fraudulent claims impacting profitability. ➢ Reinsurance Risk: Failure or delay by reinsurers in claim recoveries. ➢ Regulatory Risk: Non-compliance with SECP rules, solvency,
Slide 7: Products & Services, Reinsurance Protection
PRODUCTS & SERVICES REINSURANCE PROTECTION Atlas Insurance provides customized services and solutions to better facilitate its valued clients. Atlas Insurance is well regarded by world renowned reinsurers based on its financial strength and A wide range of products is offered which includes: backing
Slide 8: Window Takaful Operations, Re-Takaful Protection
WINDOW TAKAFUL OPERATIONS RE-TAKAFUL PROTECTION Atlas Insurance is licensed to undertake Window Takaful Operations and offers a wide range of Our Re-Takaful arrangements are based on exclusive treaties with the world’s leading retakaful Shariah-compliant Takaful products under the supervision of a c
Slide 9: Major Sectors
Major Sectors Automobile Textile Financial Institution Oil & Gas Exploration Cement Food & Beverage Paper & Packaging Sugar Power Plants Plastic & Leather 8
Slide 10: Financials
<a) CWA tlas Insurance TAKAFUL
Slide 11: Financial Highlights
Gross Premium & Contribution Rs. 8,315 million Profit Before Tax Investments Rs. 16,052 les TAKAFUL Underwri Profit Rs. 1,205 ion Profit After Tax Rs. 2,077 million Total Assets Rs. 24,366 fesvitiretat Investment Income Rs. 2,080 million Equity Rs. 10,986 million Cash Dividend 85%
Slide 12: Six Years Performance at a Glance
Six Years Performance at a Glance 11
Slide 13: Six Years Performance at a Glance
Six Years Performance at a Glance 12
Slide 14: Six Years Performance at a Glance
Six Years Performance at a Glance 13
Slide 15: Variance Analysis – Balance Sheet
13 Variance Analysis – Balance Sheet Variance Description 2025 2024 Amount %age (Rupees in thousand) Property and equipment 527,730 331,065 196,665 59% Investments 16,052,497 11,974,752 4,077,745 34% Loans and other receivables 129,159 206,538 (77,379) -37% Insurance / reinsurance receivables 1,221,
Slide 16: Variance Analysis – Profit and Loss Account
14 Variance Analysis – Profit and Loss Account Variance Description 2025 2024 Amount %age (Rupees in thousand) Net insurance premium 3,543,594 2,884,308 659,286 23% Net insurance claims 1,053,706 777,217 276,489 36% Premium deficiency 5,680 2,347 3,333 142% Net commission and other acquisition incom
Slide 17: Outlook
Outlook The Company’s outlook remains cautiously positive, supported by improving economic conditions and market opportunities. Despite ongoing challenges, it remains focused on prudent financial management, operational efficiency, and steady growth. The Company is committed to strengthening operati
Slide 18: Thank You
eareix ou i Head Office: 63/A, Block XX, Phase-lll (Commercial), Khayaban-e-lqbal, Defence Housing Authority, Lahore. Phones: +92(42) 37132611-18 UAN: 042-111-245-000 Fax: +92(42) 37132622 Email (Conventional): info@ail.atlas.pk Email (Takaful): info.takaful@ail.atlas.pk Website: www.ail.atlas.ok Zo