Byline Bancorp, Inc. · NYSE:BY
Byline Bancorp — Investor Presentation (December 2021)
18 slides from Byline Bancorp's investor presentation, Dec 14, 2021
Slide 1: Investor Presentation – December 2021
Investor Presentation – December 2021 Exhibit 99.1
Slide 2: Forward-Looking Statements
Forward-Looking Statements This communication contains forward-looking statements within the meaning of the U.S. federal securities laws. Forward-looking statements include, without limitation, statements concerning plans, estimates, calculations, forecasts and projections with respect to the antici
Slide 3: A Leading Chicago Commercial Banking Franchise
A Leading Chicago Commercial Banking Franchise Loan & Deposit BY at a Glance ($mm) Tangible Common Equity(1) Total Loans $647 $4,609 Total Deposits Total Assets $6,704 $5,158 68.5% Commercial Loans/Loans(2) 41.1% NIB Deposits/Total Deposits Adj. Efficiency Ratio(1)(3) 52.35% Size Company Overview Br
Slide 4: Seasoned Management Team & Board; Deposits; Value Creation; Diversified Lending
Seasoned Management Team & Board of Directors Deposits, Deposits, Deposits Accelerating Value Creation Diversified Commercial Lending Platform Management team has extensive in-market experience with a track record of building shareholder value Highly accomplished and experienced Board Demonstrated a
Slide 5: The Byline Franchise
The Byline Franchise Size Customer and Market Focus $5.1 billion in total deposits 44 branch locations Serves small businesses and consumers within branch footprint Offers traditional retail deposit products through branch network and online and mobile banking platforms $2.7 billion loan portfolio S
Slide 6: The Byline Franchise (continued)
Size Customer and Market Focus $338.1 million lease portfolio Nationwide coverage Provides financing solutions for equipment vendors and their end-users Industries served: healthcare, manufacturing, technology, specialty vehicles, energy efficiency $438.1 million loan portfolio Lower middle market f
Slide 7: Progress Report on Growth Strategies and Key Performance Indicators
Drive Organic Loan Growth Deliver Improved Profitability Strengthen Franchise through Acquisitions Top tier talent with local decision making Capitalize on market opportunities due to recent consolidation and the CRE concentration limitations of other banks Leverage infrastructure to keep expense gr
Slide 8: Adjusted Pre-Tax Pre-Provision Net Income and ROAA
Adjusted Pre-Tax Pre-Provision Net Income and ROAA(1) ($ in millions) Improved performance driven by successful execution of our stated strategy Improving loan production Improving noninterest income Disciplined expense management Operating Leverage Analysis 3Q21 3Q20 % Change Total Revenue $78.3 $7
Slide 9: Optimizing our Real Estate Strategy
Optimizing our Real Estate Strategy ($ in millions) Pro Forma Branches Deposits per Branch We continue to invest in our future with a focus on enhancing our digital banking platform and optimizing our distribution On December 10, 2021, announced plans to consolidated six branches, dispose of a portf
Slide 10: Our Culture is Rooted in our Employees, Customers and Communities
Data as of FY 2020 Diversity is defined by gender and people of color, as disclosed. Data as of December 31, 2020 Hires ranging from 2019 – YTD 12/6/2021. Our Investments in the Community(1) Our Culture is Rooted in our Employees, Customers and Communities Our Trusted Brand Our Commitment to Diversi
Slide 11: 2021 Strategic Priorities and Outlook
2021 Strategic Priorities and Outlook Drive organic loan and deposit growth Continue Investing in Technology to Improve Efficiencies and Enhance Revenue Generation Strategic M&A Opportunities and Team Lift-Outs with Attractive Metrics and Return Profile Increase Return of Capital to Stockholders Con
Slide 12: Five Quarter Financial Summary
Five Quarter Financial Summary Represents a non-GAAP financial measure. See “Non-GAAP Reconciliation” in the appendix.
Slide 13: Non-GAAP Reconciliation
@ Byline Bancorp, Inc. Non-GAAP Reconciliation (dollars in thousands, except per share data) Net income and earnings per share excluding significant items Reported Net Income Significant items: Impairment charges on assets heldfor sale Tax benefit ‘Adjusted Net income Reported Diluted Earnings per S
Slide 14: Non-GAAP Reconciliation (continued)
Non-GAAP Reconciliation (continued)
Slide 15: Non-GAAP Reconciliation (continued)
Non-GAAP Reconciliation (continued)
Slide 16: Non-GAAP Reconciliation (continued)
Non-GAAP Reconciliation (continued)
Slide 17: Non-GAAP Reconciliation (continued)
Non-GAAP Reconciliation (continued)
Slide 18: Slide 18
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