Australian Finance Group Ltd. · ASX:AFG
Australian Finance — Investor Presentation (June 2016)
14 slides from Australian Finance's investor presentation, June 2016
Slide 1: David Bailey, Chief Operating Officer: Insights and observations
David Bailey CHIEF OPERATING OFFICER Insights and observations.
Slide 2: Since we last met at Masterclass
Broker market share continues to grow. People are voting with their feet Strong period of recruitment – Now over 2,600 brokers who have made the decision to work with AFG to grow their own businesses Since we last met Unprecedented levels of competition in the market place at Masterclass Low interes
Slide 3: Broker Penetration - Australian Residential Mortgages
Broker Penetration - Australian Residential Mortgages MFAA
Slide 4: AFG broker network
AFG broker network AFG has nation-wide distribution network of approximately 2,600 brokers – geographic diversity and lack of concentration of brokers has helped to provide ongoing consistency of AFG’s revenues Note: For reporting purposes, the Tasmania and Northern Territory components of the AFG L
Slide 5: Percentage of Loans Funded by Majors
Percentage of Loans Funded by Majors
Slide 6: AFG has also been active (Business as usual)
Launched our car loan model Continued to develop our referral arrangements AFG has also been active Added 344 credit reps (Business as usual) Improved FLEX and SMART offerings Completed first year as a listed company
Slide 7: AFG has been active
Undertaken a US research visit AFG has been active Expanded our board and executive base Pro-actively engaged with regulators
Slide 8: Slide 8
Slide 9: APATHY
APATHY “The price of apathy towards public affairs is to be ruled by evil men” - Plato
Slide 10: Looking ahead ... What indicators are we watching?
There is only two • Unemployment Looking ahead ... • Credit Growth What indicators are we watching? But we are also watching • Apartments • Foriegn Residents and FSI
Slide 11: Unemployment Rate
% % 8 8 7 7 6 6 Unemployment Rate 5 5 4 4 1 1 1 i 1 1 L 1 1 L 1 1 1 1 1 1 L 1 1 L 1 3 1996 2000 2004 2008 2012 2016 Source: ABS AFG
Slide 12: State Unemployment Rates
State Unemployment AFG Rates % Trend New South Wales Victoria Queensland Tasmania South Australia Western Australia 1 L 1 1 2008 2012 201 6 1 L 2008 2012 201 6
Slide 13: Credit and Broad Money Growth; Credit Growth by Sector
Credit and Broad Money Growth Credit Growth by Sector Year-ended Year-ended %: % %| Housing 20 20 20) 15 15 10) 10 10 Business Credit 9 5 5 Personal qgee 508. 2000.-~S»D00d”Sté<~SSSC DSI 2000 2004 2008 2012 2016 1996 2000 2004 2008 2012 2016 Sources: ABS; APRA; RBA Sources: ABS; APRA, RBA AFG
Slide 14: Concluding Comments
Remain a benign interest rate environment Unemployment should hover around the 6% mark Credit growth - will still be positive but slightly subdued Concluding Competition to remain strong though cost of funding Comments expected to remain higher for banks Underlying uncertanties • Apartments • Non Re
Australian Finance Group — Investor Presentation (June 2016) on 6ix