Finward Bancorp · NASDAQ:FNWD

Finward Bancorp — NorthWest Indiana Bancorp — Investor Presentation (May 2021)

21 slides from Finward Bancorp's investor presentation, May 21, 2021

  1. Slide 1: Investor Presentation

    NorthWest Indiana, BANCORP Investor Presentation Friday, May 21, 202

  2. Slide 2: NorthWest Indiana Bancorp

    NorthWest Indiana Bancorp NorthWest Indiana, BANCORP An OTCPK Traded Company - Symbol NWIN

  3. Slide 3: Forward-Looking Statements

    My 2.2021 Forward-Looking Statements Faward-ookng Statements This presentation may cots farwerteaing statements rearing te far perarmance. snes prospect growih and operaing srtegis of Nartiest diane Bancorp CMW"). For thacecataent, MN clsne the pratactons cf the cafe harbor for frvardJoakng tatansns

  4. Slide 4: Company Overview

    Company Overview Primary Business Segments hararsdconmersisl Estat retirement ploming Corporat fiduciary business ‘= Aéisor 6 brkerane My 2.2021 Overview of NorthWest Indiana Bancorp 0-year ll bank headquartard in Monster, Indian ‘Community tank with core competency in commercial lending faced by& f

  5. Slide 5: Investment Rationale

    My 2.2021 Investment Rationale + IOJS6TBV + vidend CAGR since year-end 2013 SOE TURE * Enptacisorevpandg bth weath management an Gravth Supporting Strong Profitability usiness barking ‘+ Drgante growth enhanced by strategie acqlslansoypandingresch intamarkte the ar Dare ROAMef and cer OATTE ef 25 20

  6. Slide 6: Corporate History

    My 2.2021 Corporate History ee sa el Or tots fa sms 1 Ed >| - + Cpt ‘ femuceliny —— Seliet pet pectin ingest fentetd ge lang Soin : foam” Set + bath pte tae renela bere sare Nase chngets rete te sotsdeoy "ASSES, . aafecaten cova en pedo radtoyed eases gts SEN baer Camgincevah meted i oe om + Lanter

  7. Slide 7: Moving Forward

    Moving Forward > FINWARD BANCORP Submitted NASDAQ Application Name Change Expected April 22, 2021 May 24, 2021 Newthivest

  8. Slide 8: Executive Management Team

    Executive Management Team Muli-generational leadership team with decades of combined experience working together Significant insider ownership of 18% aligning interests with shareholders ‘Seasoned banking team with deep ties to care operating markets Risk-aligned corporate culture, promoting respons

  9. Slide 9: Diverse Board of Directors

    Diverse Board of Directors Board Member doe Board Dovid Bch ie Excite Oharean ® ld rdMember Bsranin J Bacinowst Donald Peake 5 Edward J. Furticeta a. : om tin

  10. Slide 10: Earnings Trends

    My 2.2021 Earnings Trends J Noninterest Income Breaktiown Sette szet reso wae cine mm AP care etre FS ‘Goer irs mfeesB SeveCheger = enh eaeret © Ge Saf Sentie m Oar Core Net Income"®) § Earnings Per Share os 1 p55 ‘ee! sss LL) segi21 218! ganteo $38893 $208 8: =~ ee ee ee ee ee ‘m/f Ate more one per

  11. Slide 11: Reliable Stewards of Capital

    My 2.2021 Reliable Stewards of Capital * Commitment to grawing tangible book value per share (1) Supporting organic growth (2) Acquisitions cm! ss100 jae im wee 2367 H (8) Returning capital to shareholders baci H * Retaining capital necessary to support arganic growth initiatives 1] | | H nS 7 25 7

  12. Slide 12: Franchise Highlights

    om ot Franchise Highlights Experienced and Invested eae i= ° cst Presence in Diverse, Dynamic Markets ° Track Record of Ene jonal Growth and Pri = Predcingle ard BY gronth 56 (CAG i

  13. Slide 13: Thank You

    THANK YOU

  14. Slide 14: Appendix

    APPENDIX

  15. Slide 15: Board of Directors

    My 2.2021 Board of Directors oar doined Board Member Age Board —_Experince DaidA-focowl— gg gry + ‘stata inn ince 08 ad previ Ef hoary for 5 years Dain . Association aL rd farmer Ca Community| Ime taco gy, tal lt yi ronda dae oy + Dreclorandmenteraf he Assan Lissaes Exch Acabatan * Prior C0 ef Comm

  16. Slide 16: Well-Positioned Securities Portfolio

    My 2.2021 Well-Fositioned Securities Portfolio Securities book currently represents 271% ofthe overall balance sheet Began investing excess liquidity into securities portfolio in 04°20 to enhance net interest margin As cof O1'21, 97% af portfolio consisted of municipals and mortgage backed securitie

  17. Slide 17: Historical Financial Summary

    Historical Financial Summary ec Yor EndedDecemter 3 Pscal aater Sintovande otc pr sare data can 2 a TH CEG ‘Toi seses 027280 ‘ion 88 sister siaorss 1386717 sans Net ovat 752301 oss e070 7405 Tol Depots 73008 020708 ssa70 02308 esas Tangbie Common Equity” eaace 96972 7a 137683 195198 era” 3103 sa67 s

  18. Slide 18: Non-GAAP Reconciliation

  19. Slide 19: Non-GAAP Reconciliation

    y ‘Non-GAAP Reconciliation

  20. Slide 20: Non-GAAP Reconciliation

    ; Non-GAAP Reconciliation

  21. Slide 21: Non-GAAP Reconciliation

    y Non-GAAP Reconciliation

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