Arthur J. Gallagher & Co. · NYSE:AJG
Arthur J. Gallagher & — Q4 2025 Earnings Presentation
11 slides from Arthur J. Gallagher &'s earnings presentation, Jan 29, 2026
Slide 1: CFO Commentary
CFO Commentary January 29, 2026
Slide 2: Forward-Looking Statements and Non-GAAP Measures
Arthur J. Gallagher & Co. Forward-Looking Statements and Non-GAAP Measures Information Concerning Forward-Looking Statements This CFO Commentary contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. When used in this CFO Commentary, the wor
Slide 3: Brokerage Segment
ARTHUR J. GALLAGHER & CO. - CFO COMMENTARY - JANUARY 29, 2026 This communication is subject to, and you are urged to carefully read, the cautions set forth at the beginning of this communication. Certain third and fourth quarter 2025 actuals have been provided both including and excluding AssuredPar
Slide 4: Brokerage & Risk Management Revenues - Other Information
ARTHUR J. GALLAGHER & CO. - CFO COMMENTARY - JANUARY 29, 2026 This communication is subject to, and you are urged to carefully read, the cautions set forth at the beginning of this communication. Brokerage & Risk Management Revenues - Other Information Estimates Actual Actual Actual on December 16,
Slide 5: Corporate Segment
ARTHUR J. GALLAGHER & CO. - CFO COMMENTARY - JANUARY 29, 2026 2024 2025 2025 ESTIMATES 2026 ESTIMATES 2026 ESTIMATES CORPORATE SEGMENT RECONCILIATION OF REPORTED TO ADJUSTED RECONCILIATION OF REPORTED TO ADJUSTED ON DECEMBER 16, 2025 ON DECEMBER 16, 2025 ON JANUARY 29, 2026 Notes: (in millions) Net
Slide 6: Interest Income, Premium Finance Revenues, and Other Income
ARTHUR J. GALLAGHER & CO. - CFO COMMENTARY - JANUARY 29, 2026 Interest Income, Premium Finance Revenues, and Other Income The following table provides the components of brokerage segment interest income, premium finance revenue, and other income, as reported in our quarterly and full year GAAP finan
Slide 7: Inter-quarter Seasonality of AssuredPartners
ARTHUR J. GALLAGHER & CO. - CFO COMMENTARY - JANUARY 29, 2026 This communication is subject to, and you are urged to carefully read, the cautions set forth at the beginning of this communication. Inter-quarter Seasonality of AssuredPartners Estimates on Actual December 16, 2025 Estimates (1) (in mil
Slide 8: EBITDAC Margin Bridge
ARTHUR J. GALLAGHER & CO. - CFO COMMENTARY - JANUARY 29, 2026 This communication is subject to, and you are urged to carefully read, the cautions set forth at the beginning of this communication. EBITDAC Margin Bridge 4th Quarter 2024 EBITDAC Margin, as adjusted 33.1% Levelize for AP Financing Incom
Slide 9: Clean Energy Investments
ARTHUR J. GALLAGHER & CO. - CFO COMMENTARY - JANUARY 29, 2026 This communication is subject to, and you are urged to carefully read, the cautions set forth at the beginning of this communication. Clean Energy Investments The following provides certain information related to Gallagher’s investments i
Slide 10: Reported GAAP to Adjusted Non-GAAP Reconciliations
ARTHUR J. GALLAGHER & CO. - CFO COMMENTARY - JANUARY 29, 2026 This communication is subject to, and you are urged to carefully read, the cautions set forth at the beginning of this communication. Reported GAAP to Adjusted Non-GAAP Reconciliations (dollars in millions): Brokerage Segment Risk Managem
Slide 11: Reported GAAP to Adjusted Non-GAAP Reconciliations
ARTHUR J. GALLAGHER & CO. - CFO COMMENTARY - JANUARY 29, 2026 This communication is subject to, and you are urged to carefully read, the cautions set forth at the beginning of this communication. Reported GAAP to Adjusted Non-GAAP Reconciliations (dollars in millions): Earnings Provision Earnings Pr
Arthur J. Gallagher & — Q4 2025 Earnings Presentation on 6ix