Slide 1: MCB Bank Limited Investors Briefing
MCB Bank Limited Investors Briefing Financial Performance Analysis March 31, 2017 Presented by: Hammad Khalid Head Investor Relations, Financial Reporting & Taxation
Slide 2: Group Structure
Group Structure MCB is one of the oldest banks of Pakistan, incorporated in 1947. It was privatized in 1991. To accede to international capital markets, the Bank launched Global Depositary Receipts (GDRs) in 2006. It was the first Pakistani Bank that got its GDRs listed on the London Stock Exchange.
Slide 3: Strategic pillars
Strategic pillars MARKET LEADERSHIP > Amongst top 3 Banks in Pakistan > Maintain first-mover’s advantage in new businesses > Socially Responsible Organization > Strong Brand Recognition PRODUCTS & SERVICES Bank PEOPLE FOCUS > Continuous & sustainable earnings growth > Customer centricity in sales &
Slide 4: One of the largest Commercial Bank in Pakistan
One of the largest Commercial Bank in Pakistan Financial Strength Domestic and International footprint PKR 1,247 bn Domestic Assets 1,230 (US$ 11.9 bn) Branches 11 PKR 819 bn Foreign Deposits (Sri Lanka : 8, Bahrain : 1, EPZ : 1, (US$ 7.8bn) Branches UAE : 1) 1 Rep Office in Dubai PKR 372 bn MCB Fin
Slide 5: Statement of Financial Position
Statement of Financial Position Rs. in mln Unconsolidated Consolidated Mar 2017 Dec 2016 YTD % Mar 2017 Dec 2016 YTD % Assets 1,246,551 1,051,814 194,737 19% 1,276,911 1,076,690 200,221 19% Advances - net 353,506 347,980 5,526 2% 373,819 364,334 9,485 3% Investments 747,588 555,929 191,660 34% 749,6
Slide 6: Non Performing Loans (NPLs)
Non Performing Loans (NPLs) Rs. In mln Coverage ratio* at 89.46% (YE16: 90.82%), NPLs ratio stands at 5.68% (YE16: 5.90%) Mar 17 Dec 16 Sep 16 Jun 16 Mar 16 YTD (Mar 17 vs. Dec 16) Total NPLs 21,162 21,688 22,006 20,557 20,774 Var. % QoQ (527) (318) 1,450 (217) 406 Total NPLs (527) -2.43% QoQ % vari
Slide 7: Investments
Investments Increase of Rs. 149.70B in Market Treasury Bills and increase of Rs. 44.61B in Pakistan Investment Bonds. Rs. In mln Mar 2017 Dec 2016 Var. % var. Mar 2016 Var. % var. Treasury Bills 447,088 297,386 149,702 50% 226,248 220,840 98% Pakistan Investment Bonds 244,742 200,132 44,610 22% 338,
Slide 8: Deposits
Deposits Rs. in mln Q1 17 Q4 16 Q3 16 Q2 16 Q1 16 Volume Mix Volume Mix Volume Mix Volume Mix Volume Mix Deposits - Volume 818,950 781,430 754,885 755,434 721,930 Current deposits 318,132 39% 298,032 38% 288,869 38% 301,322 40% 274,974 38% Savings deposits 454,369 55% 437,519 56% 422,381 56% 411,309
Slide 9: Profit and Loss Statement
Profit and Loss Statement Rs. In mln Unconsolidated Consolidated Mar 2017 Mar 2016 +/- % Mar 2017 Mar 2016 +/- % Mark-up Income 17,320 17,614 (294) -2% 17,716 18,015 (299) -2% Mark-up Expense 7,585 6,289 1,296 21% 7,736 6,411 1,325 21% Net Mark-up Income 9,735 11,325 (1,590) -14% 9,980 11,604 (1,624
Slide 10: Key Performance Ratios
Key Performance Ratios Coverage Non- EPS Infection Coverage (incl. benefit BV ROA ROE CAR ADR markup/Total (annualised) ratio ratio* of liquid Rev sec)** Mar 2017 107.47 2.14% 20.70% 22.09 18.12% 45.48% 5.68% 89.46% 97.55% 34.75% Dec 2016 105.97 2.13% 18.94% 19.67 19.33% 47.05% 5.90% 90.82% 98.76% 2
Slide 11: International Recognition Awards / Accolades
International Recognition Awards / Accolades Ranked among the Top 25 Companies in Pakistan Winner – Best Presented Annual “Winner -Best Corporate Report Accounts 2014 Award 2015 – Banking Sector” Best bank in Pakistan - 2016 1st Runner Up Best Presented Winner” - Best Corporate Report Award 2014 Bes
Slide 12: Thankyou
MCB Bank Limited Thankyou For further details on MCB Bank Limited, please visit www.mcb.com.pk For any query/comments/feedback, please e-mail investor.relations@mcb.com.pk