Wesbanco, Inc. · NASDAQ:WSBC

Wesbanco — 33rd Annual Investment Seminar (October 2004)

11 slides from Wesbanco's conference presentation, Oct 28, 2004

  1. Slide 1: 33rd Annual Investment Seminar

    33rd ANNUAL INVESTMENT SEMINAR OCTOBER 28, 2004

  2. Slide 2: Forward Looking Disclosure

    FORWARD LOOKING DISCLOSURE Forward-looking statements in this presentation relating to WesBanco’s plans, strategies, objectives, expectations, intentions and adequacy of resources, are made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. The informatio

  3. Slide 3: Corporate Profile

    CORPORATE PROFILE* NASDAQ: WSBC ¯ Based in Wheeling, WV ¯ $3.9 billion in assets ¯ $2.6 Billion in Trust Assets ¯ 80 offices, 122 ATM’s ¯ 1,229 employees *Data as of 9/30/2004

  4. Slide 4: WesBanco's Expansion

    WeBiney WESBANCO’S EXPANSION \ rete a ox Coshocton E§ aldwell ew Mart “weConnelbville \, r wh _ A Fairmony 9 aking | “Middlebourne go | a 2 r [ Lt “< Mayietiie 2) ‘ w mingon Spee t a . A pPuton Gad : f 2) } ¢ «int ae ee _~ j : 2 ¥ Suilboro i ah ears illsboro ave We on j f f ce Welt ; lizabeth Milton

  5. Slide 5: Dividends Per Share

    DIVIDENDS PER SHARE ¯19 consecutive $1.00 years of dividend increases $0.96 ¯Dividend yield $0.94 3.4% at 9/30/04 $0.92 $0.90 $0.88 1999 2000 2001 2002 2003 2004 Annualized

  6. Slide 6: Return to Shareholders

    RETURN TO SHAREHOLDERS In thousands $60,000 $227.2 Million in dividends and stock repurchases returned to $50,000 shareholders from 1999 to present $40,000 $37,011 $30,000 $28,367 $19,957 $17,856 $14,975 $20,000 $4,157 $10,000 $17,752 $17,167 $18,890 $19,278 $16,737 $15,040 $0 1999 2000 2001 2002 20

  7. Slide 7: Stock Price

    STOCK PRICE $29.08 $30 $27.66 $23.39 $25 $21.13 $20 2 % * $15 u rn 16.6 d R et uali ze l A n n $10 Tota $5 $0 12/31/2001 12/31/2002 12/31/2003 9/30/2004 * Assumes reinvestment of dividends

  8. Slide 8: Stock Performance

    STOCK PERFORMANCE* 450% WSBC + 410% 350% 250% S&P + 344% 150% 50% -50% '77 '83 '89 '95 '01 9/30/04 WesBanco S & P 500 * Total return assumes no reinvestment of dividends

  9. Slide 9: September 30, 2004 Results

    SEPTEMBER 30, 2004 RESULTS YTD YTD % (dollars in thousands,except per share) 9/30/2004 9/30/2003 CHG Net income $ 29,150 $ 26,420 10.3% EPS - diluted $ 1.47 $ 1.31 12.2% Return on assets 1.12% 1.06% 5.7% Return on equity 11.97% 11.07% 8.1%

  10. Slide 10: Earnings Per Share

    EARNINGS PER SHARE $1.70 $1.80 $1.60 $1.47 $1.37 $1.41 $1.31 04 * o 2 0 9 9 t 1 9 fro m H T R 8.0% GRO W G Y CA YO 2% 12. 1999 2000 2001 2002 2003 YTD YTD 9/30/03 9/30/04 *Based on annualization

  11. Slide 11: Questions?

    QUESTIONS ?

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