Housing & Urban Development Corp. Ltd. · NSE:HUDCO
Housing & Urban Development — Investor Presentation (October 2025)
31 slides from Housing & Urban Development's investor presentation, October 2025
Slide 1: Urban Invest Window - UiWIN
Financing Urban Infrastructure for Viksit Bharat Urban Invest Window - UiWIN HOUSING AND URBAN DEVELOPMENT CORPORATION LTD. October 2025
Slide 2: The Presentation on UiWIN Covers
Financing Urban Infrastructure for Viksit Bharat The Presentation on UiWIN Covers 1. Indian Urbanization – Growth, Needs and Gaps 2. Key Challenges Faced by ULBs 3. HUDCO Strength for Urban Invest Window (UiWIN) 4. UiWIN: One Stop Solution for ULBs Urban Infrastructure Development
Slide 3: Part 1: Indian Urbanization – Growth, Needs & Gaps
Financing Urban Infrastructure for Viksit Bharat PART 1 Indian Urbanization – Growth, Needs & Gaps
Slide 4: Urban India is growing fast
Urban India is growing fast Financing Urban Infrastructure for Viksit Bharat Population Growth in India: BEFORE 2000 → Rural > Urban | AFTER 2000 → Urban > Rural Decadal Increment in Population (in million) • Between 2001-2011, the decadal increment same in 113.8 106.0 105.0 both urban & rural popul
Slide 5: Urban Investment needs in India - Key Sectors
Urban Investment needs in India - Key Sectors Financing Urban Infrastructure for Viksit Bharat Urban investment needs (FY 21 to FY 36) and investment trends (FY 11 to FY 18) INR (in Lakh Crore) Capex needs FY 21-36 Actual annual capex FY 11-18 - current (2020 prices) Prices MGI HPEC Calibrated Avg.
Slide 6: Urban Finance – Summary
Urban Finance – Summary Financing Urban Infrastructure for Viksit Bharat Items Value Total Urban Investment required (FY 21-36) USD 841 Billion* Total Urban Investment required (FY 21-36) (in Rs) 75-80 Lakh Crore Average Annual Urban Investment required (FY26-36) 5-8 Lakh Crore MoHUA Budget 92,000 C
Slide 7: ULBs Capital Expenditure in Urban Development
Financing Urban Infrastructure for Viksit Bharat ULBs Capital Expenditure in Urban Development Urban although being a ‘State subject’ has not witnessed drastic increase in urban spending by State Govt. this has led to further broadening the gap between actual and requirement urban infrastructure fin
Slide 8: Part 2: Key Challenges Faced by ULBs
Financing Urban Infrastructure for Viksit Bharat Part 2 Key Challenges Faced by ULBs
Slide 9: Governance & Administrative Challenges of ULBs
Financing Urban Infrastructure for Viksit Bharat Governance & Administrative Challenges of ULBs Limited Own-Revenue Generation Capacity Low Efficiency in User Charges Collection High dependence on State and Central Funds Improper Financial Management Systems Lack of Robust Accounting Systems Delay i
Slide 10: Financial Challenges of ULBs
Financing Urban Infrastructure for Viksit Bharat Financial Challenges of ULBs Weak Credit-worthiness Low Revenue Surplus Lack financial discipline Low Utilization of Municipal Bonds Only Few cities have access to Bond Market Poor Credit Rating Limited Access to Innovating Financing - Pooled Financin
Slide 11: Technical Expertise Challenges of ULBs
Financing Urban Infrastructure for Viksit Bharat Technical Expertise Challenges of ULBs Inadequate Technical Capacity Project Preparation (DPRs, feasibility studies) PPP structuring & Market/Bond Transactions Lack of Asset Management Framework No updated Databases No Assets Register Maintained Lack
Slide 12: Part 3: HUDCO Strength for Urban Invest Window (UiWIN)
Financing Urban Infrastructure for Viksit Bharat Part 3 HUDCO Strength for Urban Invest Window (UiWIN)
Slide 13: HUDCO’s PAN India Presence
Financing Urban Infrastructure for Viksit Bharat HUDCO’s PAN India Presence 20 11 Vijayawada
Slide 14: HUDCO - A Unique Institution
Financing Urban Infrastructure for Viksit Bharat HUDCO - A Unique Institution • More than 5 decade of expertise as techno-financial institution. • A Public Financial Institution providing Financing, Consultancy and Capacity Building support – entire landscape of Housing and Infrastructure projects.
Slide 15: Key Strengths
Financing Urban Infrastructure for Viksit Bharat Key Strengths Pan-India Presence Key Role in Various Govt. of India Schemes A CPSE under MoHUA at na NBF v r C- a I N FC Lowest NPA Consistent Profitability Strat r c to eg Se ic Pla yer in u c t ure Infrastr Highest Domestic Credit One Stop Solution
Slide 16: Unmatched Growth Trajectory
Financing Urban Infrastructure for Viksit Bharat Unmatched Growth Trajectory LOAN SANCTIONS (₹ in Crores) LOAN DISBURSEMENT(₹ in Crores) YoY YoY 127,952 40,038 (55% ) (122% ) 82,387 (235% ) 17,987 (112% ) 24,572 8,466 FY23 FY24 FY25 FY23 FY24 FY25 YoY YoY 10,200 (33% ) 124,828 (10% ) 7,653 6,983 ` (
Slide 17: Significant Projects Funded by HUDCO
Financing Urban Infrastructure for Viksit Bharat Significant Projects Funded by HUDCO Purvanchal Expressway Project by UPEIDA Cochin International Airport Bangalore Metro Kochi Metro Integrated Township, Nalgonda, Telangana Multi Modal Corridor Virar to Alibagh, Mumbai Samruddhi Mahamarg Nagpur Mumb
Slide 18: Significant Projects Funded by HUDCO
Financing Urban Infrastructure for Viksit Bharat Significant Projects Funded by HUDCO New Township Development - Amaravathi Capital APTIDCO Housing Scheme PMAY(U), Andhra Rs.15,150 Cr. under “Jal Jeevan Mission (JJM)” & “AMRUT”, City Andhra Pradesh: 11,000 Cr. Pradesh: Rs.4,450 Cr. Rajasthan Drinkin
Slide 19: Significant Projects Funded by HUDCO
Financing Urban Infrastructure for Viksit Bharat Significant Projects Funded by HUDCO Development of Hospital infrastructure, Solapur Maharashtra Nagpur Mumbai Expressway, Maharashtra Charging Stations – Telangana Bengaluru Twin Tunnel Corridor Project Tourism Infrastructure, Rajasthan
Slide 20: Building the Backbone of Viksit Bharat
Financing Urban Infrastructure for Viksit Bharat Building the Backbone of Viksit Bharat • MoU with MMRDA for financial assistance of ₹1.5 Lakh Cr over the next 5 years • MoU with MP Govt. for financial assistance of ₹1 Lakh Cr over the next 5 years • ₹ 1 Lakh Cr MoU with Rajasthan for Housing & Infr
Slide 21: Part 4: Launching UiWIN
Financing Urban Infrastructure for Viksit Bharat PART 4 Launching UiWIN: One-Stop Solution for ULBs Urban Infrastructure Development
Slide 22: Urban Invest Window- UiWIN
Financing Urban Infrastructure for Viksit Bharat Urban Invest Window- UiWIN • Fund Requirement of Rs.5-8 Lakh crore annually for Urban Infrastructure Development • One-stop for financial and technical solution for Urban Infrastructure • Act as Collaborator to make the fund available to ULBs • Facili
Slide 23: UiWIN Office at State Level
Financing Urban Infrastructure for Viksit Bharat UiWIN Office at State Level • Providing technical assistance to ULBs • Door-step services to ULBs • Technology interface of ULBs with UiWIN • Collaboration with other Stakeholders in States • Channel Partner with SPVs/State agencies • Reach to smaller
Slide 24: Solutions offered by UiWIN: Finance and Capital Markets
Financing Urban Infrastructure for Viksit Bharat Solutions offered by UiWIN Support to ULBs to access Finance and Capital Markets • Municipal bond issuance support • Investment facilitation access to multilateral, bilateral, and FDI • Assistance in credit rating • Funding for DPRs, feasibility studi
Slide 25: Solutions offered by UiWIN: Private Sector and PPP Engagement
Financing Urban Infrastructure for Viksit Bharat Solutions offered by UiWIN Private Sector and PPP Engagement • PPP project support (structuring to bidding) • Engaging professional transaction advisors • Connecting ULBs with private sector partners • Accountability & standardization support for impl
Slide 26: Solutions offered by UiWIN: Capacity Building to ULBs
Financing Urban Infrastructure for Viksit Bharat Solutions offered by UiWIN Capacity Building to ULBs • Deployment of Empanelled Consultants/Experts • Develop Debt Management Framework • Plan borrowing limits, debt servicing capacity • Project structuring, DPR preparation • Financial modelling • Tec
Slide 27: Solutions offered by UiWIN: Management & Maintenance of Assets
Financing Urban Infrastructure for Viksit Bharat Solutions offered by UiWIN Management & Maintenance of Assets • Creation and Digitization of Asset Register – Asset Mapping • Asset Running Condition update • O&M Capacity Tools Development • Time and Resource Optimization in Maintenance
Slide 28: Revamping of HUDCO ROs to Act as UiWIN
Financing Urban Infrastructure for Viksit Bharat Revamping of HUDCO ROs to Act as UiWIN • Repurposing of HUDCO ROs as Urban Invest Window –UiWIN State Offices • Exclusive support to meet ULBs End-to-End requirement and handholding • Dedicated Financial & Project Management unit at each UiWIN State O
Slide 29: Benefits of ‘Urban Invest Window’ (UiWIN) to ULBs/States
Financing Urban Infrastructure for Viksit Bharat Benefits of ‘Urban Invest Window’ (UiWIN) to ULBs/States • Developing a pipeline of Bankable Projects → End-to-end support to ULBs • Support for Project identification, preparing feasibility studies • Financial structuring of projects, Capital Investm
Slide 30: Way Forward
Financing Urban Infrastructure for Viksit Bharat Way Forward • 21ˢᵗ Century → Century of Cities • 2025 - 2035 → Most Important Urban Decade • Need for enhanced Urban Investments is paramount • Synergized and equitable financial access for smaller cities • Capacity Building / Handholding of ULBs to b
Slide 31: Thank You
Financing Urban Infrastructure for Viksit Bharat Thank You Financing Urban Infrastructure for Viksit Bharat Head Office: HUDCO Bhawan, Core-7-A, India Habitat Centre, Lodhi Road, New Delhi - 110 003 31 33
Housing and Urban Development Corporation Ltd. (HUDCO) — Investor Presentation (October 2025) on 6ix