Allied Bank Limited · PSX:ABL
Allied Bank — H1 2016 Earnings Presentation
15 slides from Allied Bank's earnings presentation, June 2016
Slide 1: Allied Bank Limited Investor Presentation
Allied Bank Limited Investor Presentation For The Half Year Ended June 30, 2016
Slide 2: Major Highlights – Income Statement
INVESTOR PRESENTATION – June 2016 MAJOR HIGHLIGHTS – INCOME STATEMENT Rs. In Million Inc/(Dec) Jun-16 Jun-15 Rs. % Profit Before Tax 14,705 13,579 1,126 8% Profit After Tax With prior year tax adjustment 8,601 7,357 1,244 17% Without prior year tax adjustment 9,555 8,817 738 8% EPS - in Rs: per shar
Slide 3: Major Highlights – Balance Sheet
INVESTOR PRESENTATION – June 2016 MAJOR HIGHLIGHTS – BALANCE SHEET • Total Assets increased to Rs.1,030 Billion • 15% growth in Average earning assets compared to Jun’15; partially compensated reduction in average discount rate • Gross advances increased by Rs.20 billion to Rs.360 billion despite li
Slide 4: Statement of Financial Position – Standalone
INVESTOR PRESENTATION – June 2016 Statement of Financial Position – Standalone Rs. in M illion US$ in M illion ASSETS Jun-16 Dec-15 Var. Jun-16 Dec-15 Var. Growth Cash and Balances with Banks & Lending to FIs 67,160 64,145 3,016 641 612 29 5% Investments 556,444 544,349 12,095 5,312 5,197 115 2% Adv
Slide 5: Statement of Financial Position – Consolidated
INVESTOR PRESENTATION – June 2016 Statement of Financial Position – Consolidated Rs. in M illion US$ in M illion ASSETS Jun-16 Dec-15 Var. Jun-16 Dec-15 Var. Growth Cash and Balances with Banks & Lending to FIs 67,161 64,145 3,016 641 612 29 5% Investments 557,281 545,106 12,175 5,320 5,204 116 2% A
Slide 6: Investments
INVESTOR PRESENTATION – June 2016 INVESTMENTS Rs. in Million Composition Jun-16 Dec-15 Var. Growth Jun-16 Dec-15 Pakistan Investment Bonds 346,720 340,407 6,313 2% 65% 65% Market Treasury Bills 134,624 138,531 (3,907) -3% 25% 26% Listed and Unlisted Shares 26,292 25,259 1,033 4.1% 5% 5% TFCs, Bonds,
Slide 7: Deposits
INVESTOR PRESENTATION – June 2016 DEPOSITS Market Share 7.4% 800 772 700 735 734 700 668 600 Deposits (Bln) 608 600 601 500 CASA (Bln) 515 539 544 500 486 400 400 400 417 356 300 300 200 289 200 100 100 - - 2011 2012 2013 2014 2015 Q1 2016 Q2 2016 Total Deposits CASA (Incld. Current Rem) Rs. In Bill
Slide 8: Advances & Asset Quality
INVESTOR PRESENTATION – June 2016 ADVANCES & ASSET Market Share: 7% QUALITY 380 8.0% 340 360 7.5% • Gross advances 326 341 Rs. in Billion 300 324 7.2% 285 increased by Rs.20 289 7.0% 260 7.0% % 6.8% billion. 6.7% 6.5% 220 6.4% • NPLs reduced to 180 6.0% Rs.21.3 billion at 5.9% 5.5% 140 Jun’16 (Dec’1
Slide 9: Income Statement – Standalone
INVESTOR PRESENTATION – June 2016 INCOME STATEMENT – Standalone Rs. in Million US$ in Million HY 2016 HY 2015 Var. HY 2016 HY 2015 Var. Growth Mark-up/ interest Income 34,597 36,370 (1,773) 330 347 (17) -5% Mark-up/ interest Expensed 16,892 18,985 (2,093) 161 181 (20) -11% Net Mark-up/ interest Inco
Slide 10: Income Statement – Consolidated
INVESTOR PRESENTATION – June 2016 INCOME STATEMENT - Consolidated Rs. in Million US$ in Million HY 2016 HY 2015 Var. HY 2016 HY 2015 Var. Growth Mark-up/ interest Income 34,599 36,370 (1,771) 330 347 (17) -5% Mark-up/ interest Expensed 16,888 18,979 (2,091) 161 181 (20) -11% Net Mark-up/ interest In
Slide 11: Key Ratios and Channels
INVESTOR PRESENTATION – June 2016 Key Ratios Annualized 2016 2015 Q2 Q1 Q1 Q2 Q3 Q4 ROA (%) 1.7 1.9 1.6 2.0 1.7 1.97 ROE (Tier I) (%) 24.5 27.6 23.3 27.0 23.1 26.7 Capital Adequacy Ratio (%) 21.30 20.93 20.85 19.68 21.93 20.83 Excluding Prior Year Tax Impact: ROA (%) 1.9 1.9 1.6 2.0 1.7 2.0 ROE (Tie
Slide 12: Corporate Governance & Ratings
INVESTOR PRESENTATION – June 2016 Corporate Governance & Ratings* RATING RATING TYPE RATING RATING INDICATION AGENCY Very high level of corporate governance; The Corporate rating action takes into consideration the CGR-9 Governance JCR-VIS continued commitment of the Board and Rating management of t
Slide 13: Awards & Achievements
INVESTOR PRESENTATION – June 2016 AWARDS & ACHIEVEMENTS “Strongest Bank by Balance Sheet – 2015” “Best Investment Bank – 2014” Among Top 3 Primary Dealers during FY 15 “Best Bank of the Year – 2014” Corporate Excellence Award 2015 by Management Association of Pakistan “Best Corporate Finance House –
Slide 14: Disclaimer
INVESTOR PRESENTATION – June 2016 DISCLAIMER The information being presented herein is solely for your information. Except for the historical information, statements that describe the Bank’s objectives, plans or goals discussed in Investor Conference Call are forward‐looking statements. These forwar
Slide 15: Thank You
INVESTOR PRESENTATION – June 2016 THANK YOU