Commonwealth Bank Of Australia · ASX:CBA
Commonwealth Bank Of Australia — FY2007 Earnings Presentation
14 slides from Commonwealth Bank Of Australia's earnings presentation, Aug 16, 2007
Slide 1: Media Presentation for the Full Year Ended 30 June 2007
Ralph Norris CHIEF EXECUTIVE OFFICER 15 August 2007 124 ACN 123 123 Commonwealth Bank of Australia MEDIA PRESENTATION FOR THE FULL YEAR Ended 30 June 2007
Slide 2: Disclaimer
Disclaimer the form into any of take of without background date or summary not needs general the in does or with at given of current and situation considered, presentation information investors financial be activities is a It should is 2007. potential objectives, follows Bank’s or These the August t
Slide 3: Overview
Overview · growth profit growth digit future priorities double drive to business strategic year delivered five new the our into businesses in on maintained going all — investment progress quality momentum result Good Continued Substantial Credit Good ·
Slide 4: Full year financial results: Cash NPAT, EPS, ROE, dividend
Jun 07 vs Jun 07 Jun 06 Cash NPAT ($m) *4,60418% Cash EPS (cents) *353.016% Return on Equity -Cash (%)22.180 bpts Income ($m)13,15911% Expense ($m)6,4277% Final Dividend ($ per share)1.4915% * Excludes profit on sale of Hong Kong Insurance business in half year ended December 2005
Slide 5: All brands performing strongly
All brands performing strongly
Slide 6: CEO priorities & measures
CEO priorities & measures Customer Service Business Banking Technology & Operational Excellence Trust & Team Spirit Profitable Growth Superior operating and financial results Australia’s finest financial services organisation
Slide 7: Customer satisfaction
6 month average) % customers satisfied (Roy Morgan Research -
Slide 8: Business Banking
Business Banking Local Business Banking (LBB)Growth in Lending to Non-Financial 85 new Bankers in branches Corporations 2005-2007* 160% 78 new associates providing 24/7 150% access140% Product and process simplification130% 120% Corporate Financial Services110% 72 new staff in 8 new centres100% Simp
Slide 9: Business Banking
Business Banking Local Business Banking (LBB) • 24/7 simplification branches providing in process Bankers associates and new new access Product • 78 Corporate Financial Services · centres satisfaction new 8 processes in faster customer staff new Improved · Simpler Agribusiness · locations new 24/7 1
Slide 10: Technology & Operational Excellence
chosen by 50% of IFA’s -online, real time secure business and corporate banking FirstChoice - CommBiz 2m active customers CommSec - Netbank 95% — visibility of customer CommSee Technology & Operational Excellence · the and expense large across in IT of CommWay, $100m delivering projects resilience i
Slide 11: Trust & Team Spirit
Trust & Team Spirit improving Continued improvement in the culture: · people benefits customer in pride on scores of focus momentum employee sense Increasing Positive engagement Improved Increasing ·
Slide 12: Opportunities for Profitable Growth
Opportunities for Profitable Growth Asian expansion plans progressing well: ANK acquisition acquired JV partner stake in CMG Astra Further capital investment in Hangzhou Cinda/CFS fund management JV launched Branch licence applied for — Indonesia China Vietnam · 2007 in funds new 20 launched increas
Slide 13: Outlook
Outlook · 2007 or to growth meet levels credit to similar growth positive at personal competitive EPS remain and expect remains to remain business will mix, Australia expected in for industry business peers outlook growth expected services and of credit slowing outlook average Economic Housing Some
Slide 14: Ralph Norris, Chief Executive Officer
Ralph Norris CHIEF EXECUTIVE OFFICER 15 August 2007 124 ACN 123 123 Commonwealth Bank of Australia MEDIA PRESENTATION FOR THE FULL YEAR Ended 30 June 2007
Commonwealth Bank of Australia — FY2007 Earnings Presentation on 6ix