Mvb Financial Corp. · NASDAQ:MVBF

Mvb Financial — Shareholder Meeting (May 2019)

11 slides from Mvb Financial's shareholder meeting presentation, May 21, 2019

  1. Slide 1: 2019 Annual Meeting

    sf f, AYAYS) FINANCIAL SS x ¥ * f 2019 Annual f Trusted Partners on the Financial M eet i n g Frontier — Committed to Your Success

  2. Slide 2: Our Why Statement

    Our Why Statement e /‘pur-pose/ noun — the reason for which | | [ O S Cc something is done or created or for ® which something exists. Trusted Partners on the Financial Frontier — Committed to Your Success (aY33 FINANCIAL 2

  3. Slide 3: Core Values

    core values (VAS) FINANCIAL 3 Adaptive

  4. Slide 4: Become Distinct Not Extinct

    Become Distinct Not Extinct Oo Technology pushes our world into new frontiers. O You can do the right thing for too long. 0 Survival and thriving mean finding ways to welcome disruption and transform from the inside out. oO Weare embracing “blue ocean” strategy. Robinson Grand Theater in Clarksburg,

  5. Slide 5: MVB Portfolio

    MVB Portfolio Complementary Business Lines — Regional Lending with National Deposits % od Commercial & Mortgage Fintech Payment & Retail Deposit Services Providing services to corporate clients Attractive deposit gathering “blue ocean” opportunities Dedicated team Headquartered in Fairfax, VA 17 Loa

  6. Slide 6: MVB's Growth Journey

    MVB’s Growth Journey TOTAL ASSETS a751 Se (in millions) 1534 eae 110 987 | 2013 2014 2015 2016 2017 2018 Qi 2019 YEAR (1) 2016 included $3.9 million of income from discontinued operations related tothe sale of the insurance business LOANS 1,293 2330 (in millions) 1,096 1,024 1,044 792 2013 2014 2015

  7. Slide 7: Fintech Strategy Execution

    Fintech Strategy Execution Keep Up Get Ahead 1. Offer Solutions to Strengthen Client 3. Make Investments in Relationships Fintech Companies GOAL Lower Risk, Increase Positive Higher Risk, Common in Most Banks Piposulee Less Common in Banks Fintech trend drivers 4. Become Banking Partner for Fintech

  8. Slide 8: Expansion in Northern Virginia

    Expansion in Northern Virginia MVB expanded and modernized its presence in Northern Virginia in 2018. Grand Opening Celebrations were held for MVB Bank’s new Northern Virginia regional corporate suite and banking center near the Reston Town Center, as well as for our new banking center in McLean.

  9. Slide 9: Trusted Partners

    wiv Habitat for Humanity | GREAT BARREL pe WHITE SULPHUR SPRINGS, WV Trusted Partners MVB continues our commitment to invest in the communities we serve: O Habitat for Humanity O Great Barrel Company o SBA WV Community Lender of the Year since 2014 oO First Time Home Buyer After Hours FHLBank Pittsb

  10. Slide 10: Questions & Answers

  11. Slide 11: Forward Looking Statements

    Forward Looking Statements This Presentation contains forward-looking statements, within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These forward-looking statements are based on current expectations about

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