First Guaranty Bancshares, Inc. · NASDAQ:FGBI
First Guaranty Bancshares — Shareholder Meeting (May 2025)
27 slides from First Guaranty Bancshares's shareholder meeting presentation, May 15, 2025
Slide 1: To hear the presentation, using your phone
To hear the presentation, using your phone: Dial Conference Phone: (305) 224-1968 Enter Meeting ID: 853 0249 5419 Enter Passcode: 20240515 0
Slide 2: Narrator Kristin Williams
NARRATOR Kristin Williams 1
Slide 3: Shareholder Meeting Help Line
Shareholder Meeting Help Line Need Help? Call: (813) 308-9980 Enter Access Code: 675813 2
Slide 4: Vote your proxy now
Vote your proxy now Fax proxy: (985) 375-0447 Email copy of proxy: InvestorRelations@fgb.net 3
Slide 5: Certain Important Information
CERTAIN IMPORTANT INFORMATION CAUTION REGARDING FORWARD LOOKING STATEMENTS This presentation contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended with respect to the financi
Slide 6: Chairman of the Board Marshall T. Reynolds
CHAIRMAN OF THE BOARD Marshall T. Reynolds 5
Slide 7: Invocation | Tony Berner
INVOCATION | Tony Berner 6
Slide 8: Reflection on the Past Year
REFLECTION ON THE PAST YEAR 7
Slide 9: President & Chief Executive Officer Michael R. Mineer
PRESIDENT & CHIEF EXECUTIVE OFFICER Michael R. Mineer 8
Slide 10: A Legacy of Leadership
A LEGACY OF LEADERSHIP The entire FGB team extends their heartfelt wishes to Alton for a wonderful and well-deserved retirement! 9
Slide 11: Introductions
Introductions Recording Secretary: Vanessa R. Drew 10
Slide 12: First Guaranty Bancshares Board of Directors
FIRST GUARANTY BANCSHARES BOARD OF DIRECTORS 11
Slide 13: First Guaranty Bank Board of Directors
FIRST GUARANTY BANK BOARD OF DIRECTORS 12
Slide 14: Designated Proxies
Designated Proxies Marshall T. Reynolds Eric J. Dosch 13 13
Slide 15: Inspectors of Election
Inspectors of Election Kristin Williams | Chairperson Diane Lanier Landa Domangue Katherine Campbell . 14
Slide 16: Inspectors of Election's Table
Inspectors of Election’s Table I. List of Shareholders of Record as of the close of business on March 24, 2025 II. An Affidavit showing proof of Notice of Meeting and Proxy Statement and Form of Proxy which have been given to every stockholder of record as of March 24, 2025 III. The Inspectors of El
Slide 17: Proposals on the Ballot
Proposals on the Ballot 1. To elect the Board of Directors to serve until the next Annual Meeting of Shareholders and until their successors are duly elected and qualified; 2. To approve an advisory, non-binding resolution regarding our executive compensation as described in this Proxy Statement; 3.
Slide 18: Polls are Closed
Polls are Closed 17 21
Slide 19: Minutes of 2024 Meeting
Minutes of 2024 Meeting 18
Slide 20: Chief Financial Officer Eric Dosch
CHIEF FINANCIAL OFFICER Eric Dosch 19
Slide 21: Financial Highlights
FINANCIAL HIGHLIGHTS 1Q25 HIGHLIGHTS • Sold $70.0 million of loans that had credit deterioration. Recorded a $5.8 million provision expense as a result of these sales. • Total provision to credit losses was $14.5 million for the quarter. • Recorded a loss of $0.54 per share. • Non-performing loans r
Slide 22: Final Remarks | Michael Mineer
FINAL REMARKS | Michael Mineer 21
Slide 23: First Guaranty Business Strategy Change Since July 2024
FIRST GUARANTY BUSINESS STRATEGY CHANGE SINCE JULY 2024 Reduced risk weighted assets on Increased on balance sheet 1. the balance sheet. 7. liquidity. Improved the bank risk weighted capital Improved market sensitivity to 2. ratio to 12.74% at March 31, 2025 from 8. interest rates to be less liabili
Slide 24: Q&A With Executive Team
Q&A With Executive Team Colton McDaniel | Chief Credit Officer Randy Vicknair | Chief Lending Officer Mark Ducoing | Chief Deposit Officer Eric Dosch | Chief Financial Officer Coby Pennington| Chief Information Officer Joshua Fini | Chief Risk Officer 23
Slide 25: Report of Election Results
Report of Election Results 1. To elect the Board of Directors to serve until the next Annual Meeting of Shareholders and until their successors are duly elected and qualified; 2. To approve an advisory, non-binding resolution regarding our executive compensation as described in this Proxy Statement;
Slide 26: Motion to Adjourn
Motion to Adjourn 25 34
Slide 27: 9 Decades of Commitment to Customer Service
9 DECADES OF COMMITMENT TO CUSTOMER SERVICE 26 26
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