Northern Trust Corporation · NASDAQ:NTRS
Northern Trust — Shareholder Meeting (April 2026)
14 slides from Northern Trust's shareholder meeting presentation, Apr 21, 2026
Slide 1: 2026 Annual Meeting of Stockholders
1northerntrust.com | © 2026 Northern Trust Corporation 2026 ANNUAL MEETING OF STOCKHOLDERS April 21, 2026
Slide 2: Forward-looking Statements
2northerntrust.com | © 2026 Northern Trust Corporation Forward-looking Statements This presentation may include statements which constitute “forward-looking statements” within the meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Forward-looking statement
Slide 3: One Northern Trust Strategic Pillars
3northerntrust.com | © 2026 Northern Trust Corporation One Northern Trust Strategic Pillars STRENGTHEN RESILIENCY & MANAGE RISK DRIVE FINANCIAL PERFORMANCE OPTIMIZE GROWTH
Slide 4: 2025 Performance Highlights
4northerntrust.com | © 2026 Northern Trust Corporation1 As of December 31, 2025. 2 Source: Financial Times Group, 2025. 3 AsianInvestor Asset Management Awards 2024. 4 "Best of the Best Awards" by Asia Asset Management. Wealth Management Premier private bank for high-net worth individuals & families
Slide 5: 2025 Financial Highlights
5northerntrust.com | © 2026 Northern Trust Corporation 2025 Financial Highlights GAAP RESULTS ($ in millions except EPS and as noted) 2025 % CHANGE vs. 2024 % CHANGE vs. 2024, ex. notables* Revenue $8,086.4 (2%) +7% Expense $5,754.4 +2% +5% Pre-Tax Income $2,339.5 (12%) +13% Diluted Earnings Per Sha
Slide 6: Balance Sheet and Capital Highlights
6northerntrust.com | © 2026 Northern Trust Corporation Balance Sheet and Capital Highlights NORTHERN TRUST CORPORATION REGULATORY CAPITAL HIGHLIGHTS STANDARDIZED APPROACH MINIMUM REQUIREMENT Common Equity Tier 1 12.6% 4.5% Tier 1 Capital 13.5% 6.0% Total Capital 16.1% 8.0% Tier 1 Leverage 7.8% 4.0%
Slide 7: Medium-Term Financial Targets
7northerntrust.com | © 2026 Northern Trust Corporation Pre-Tax Margin Expense to Trust Fee Ratio Return on Equity 33%1 105-110%3 Mid-teens2 Medium-Term Financial Targets 1 Increased from >30%; 2 increased from 13-15%; 3 unchanged from previous target.
Slide 8: Caring for Our Communities
8northerntrust.com | © 2026 Northern Trust Corporation Caring for Our Communities HOW OUR CONTRIBUTIONS MAKE A DIFFERENCE WORLDWIDE Food Security From those who rescue quality food to organizations that prepare meals and provide nutrition education, we support those helping to end food instability.
Slide 9: Enduring Principles
9northerntrust.com | © 2026 Northern Trust Corporation Enduring Principles Service Relentless drive to anticipate and exceed client expectations Integrity Consistently acting with the highest ethics and unfailing reliability Expertise Resolving complex challenges with world class capabilities N O R
Slide 10: northerntrust.com
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Slide 11: Appendix
11northerntrust.com | © 2026 Northern Trust Corporation Appendix
Slide 12: Notable Items
12northerntrust.com | © 2026 Northern Trust Corporation Notable Items YEARS Pre-Tax Notable Items ($ in Millions) 2025 2024 Revenue: AFS securities losses, net - $ (189.4) Supplemental Pension Plan securities repositioning & investment impairments - $ (14.1) Mark-to-market activity on Visa swap agre
Slide 13: Non-GAAP Reconciliation: Fully Taxable Equivalent Basis
13northerntrust.com | © 2026 Northern Trust Corporation The following table presents a reconciliation of interest income, net interest income, net interest margin, total revenue, pre-tax income, and profit margin (pre-tax) prepared in accordance with GAAP to such measures on a fully taxable equivale
Slide 14: northerntrust.com
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