Olp Financial Services Pakistan Limited · PSX:OLPL

Olp Financial Services Pakistan — Investor Presentation (November 2024)

25 slides from Olp Financial Services Pakistan's investor presentation, Nov 20, 2024

Slide 1: Corporate Briefing Session
CORPORATE BRIEFING (PSX Symbol: OLPL) SESSION November 20, 2024 11:00 AM (PST)
Slide 2: Disclaimer
Disclaimer • THIS PRESENTATION IS NOT AN OFFER OR SOLICITATION OF AN OFFER TO BUY OR SELL ANY SECURITIES OR ANY INVESTMENT. • The information contained herein reflects our latest business statement as at September 30, 2024. Except the historical information contained herein, statements in this Relea
Slide 3: OLP - at a Glance
OLP - at a Glance Global Branches Credit Rating Presence ORIX 34 Branches in 32 Cities Long Term AA+ Corporation, Japan (Parent 100% owned OLP Short Term A1+ Company) Services Pakistan (Pvt) Ltd. Market Dividend SME’s Capitalization Over the last 38 One of the OLP has a market years, OLP has consist
Slide 4: Geographical & Operational Presence
Geographical & Operational Presence ZONAL OFFICES BRANCHES KARACHI (HEAD OFFICE) KORANGI KHALID BIN WALEED DHA LAHORE (REGIONAL OFFICE) LAHORE THOKAR NIAZ BAIG HYDERABAD HYDERABAD SUKKUR ISLAMABAD ISLAMABAD CHAKWAL MIRPUR RAWALPINDI TAXILA FAISALABAD FAISALABAD JHANG SAHIWAL SARGODHA MULTAN MULTAN B
Slide 6: Contribution towards Economy
Contribution towards Economy Disbursement ➢ OLP has focused on supporting Small and Medium Enterprises (SMEs) by providing access to financing from formal institutions, helping them avoid reliance on high-interest informal 30% loans. SME & Individual Others 70% ➢ Over 38 years, OLP has disbursed a t
Slide 7: Awards
AWARDS OLPL • Management Association of Pakistan Award 2024 39TH Corporate Excellence Awards • NBFI and Modaraba Association of Pakistan Award 2023 Performance Award November 20, 2024 OLP - All rights reserved www.olpfinance.com 7
Slide 8: Board Members
Board Members Mr. Khalid Aziz Mr. Anwar Mr. Rashid Mr. Yoshiaki Mirza Mansoor Khan Ahmed Jafer Matsuoka Chairman & Non- Independent Non- Independent Non- Non-Executive Executive Director Executive Director Executive Director Director Ms. Keiko Mr. Shaheen Ms. Mika Takeda Mr. Ramon Alfrey Watanabe Am
Slide 9: Internal Governance Structure
Internal Governance Structure Audit and Risk Management Committee Committee HR Nomination and Remuneration Credit Committee Committee Board CEO Asset Compensation Liability Committee Management Committee Information Credit Technology Committee Steering Committee November 20, 2024 OLP - All rights re
Slide 11: Annual Profit
Annual Profit PKR. in million 2,291 2,029 1,719 1,447 1,376 1,283 1,1581,380 1,393 976 973 1,211 808 1,023 640 915 882 841 454 747 702 395 351 414 671 360 306 225 226 274 516 166 157 133 150 156 179 151 396 125 13 21 33 42 49 60 112 321 334 338 0.11 5 266 267 209 202 148 132 103 130 136 154 126 104
Slide 12: Dividend Including Bonus Shares
Dividend Including Bonus Shares 55% 50% 50% 45% 45% 45% 45% 45% 45% 45% 45% 40% 40% 40% 40% 40% 38% 38% 35% 35% 35% 35% 35% 30% 30% 30% 30% 30% 28% 27% 25% 25% 23% 22% 18% 15% 15% 10% 10% 5% 0% 0% 0% 0% -5% 1987 1988 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 200
Slide 13: Market Ratios
Operational Review – Executions and Average TR Market Ratios Amount in Rs ‘million Price to Book ratio (Times) Dividend Yield (%) Market 27.9 21 Value 18.6 0.46 21.93 0.41 19.05 0.33 18.06 June-22 June-23 June-24 June-22 June-23 June-24 November 20, 2024 OLP - All rights reserved 13
Slide 14: Financial Highlights
Financial Highlights June2024 Revenue Profitability EPS Financial PKR 7.98 bn PKR 1.39 bn PKR 7.94 Highlights vs PKR 6.79 bn vs PKR 1.21 bn vs 6.90 FY23 FY23 FY23 SEP2024 Quarterly Revenue Profitability EPS Financial PKR 1.89 bn PKR 324 Mn PKR 1.85 Highlights vs PKR 1.98 bn vs PKR 378 Mn vs 2.16 Q1-
Slide 15: Financial Ratios
Operational Review – Executions and Average TR Financial Ratios Amount in Rs ‘million Return on equity (ROE) (%) Return on assets (ROA) (%) (Annualized) (Annualized) 3.93% 4.36% 4.07% 12.94% 13.75% 12.21% 3.24% 10.12% June-22 June-23 June-24 Q1-FY25 June-22 June-23 June-24 Q1-FY25 Debt equity ratio
Slide 16: Revenue & Profitability
Revenue & Profitability Revenues Profitability (PKR. in million) (PKR. in million) 7,984 1,393 6,796 1,211 4,490 882 2022 2023 2024 2022 2023 2024 November 20, 2024 OLP - All rights reserved 16
Slide 17: Profitability
Profitability Statement of Profit or Loss June 2024 June 2023 Amount in PKR. Million Income from operations 6,885 5,904 Other income 959 774 Share of profit from associates 140 118 Total income 7,984 6,796 Finance cost 3,876 3,158 Administrative, general and other expenses 1,642 1,472 Total expendit
Slide 18: Financial Position
Financial Position Statement of Financial Position June 2024 June 2023 Amounts in PKR. Million Net investment in finance lease 8,615 11,257 Finances and loans 16,772 14,191 Total portfolio – net of provision 25,387 25,448 Investments 4,694 4,952 Other assets 1,873 1,553 Total Assets 31,954 31,953 Ba
Slide 19: Portfolio & Disbursement
Portfolio & Disbursement Disbursements Portfolio (PKR. in million) (PKR. in million) 17,639 25,678 25,479 16,077 16,037 24,992 2022 2023 2024 2022 2023 2024 November 20, 2024 OLP - All rights reserved 19
Slide 20: Sector Wise Portfolio
Operational Review – Executions and Average TR Sector Wise Portfolio Amount in Rs ‘million SECTOR INDIVIDUAL As at Sep-2024 (PKR.in Million) Sep-24 Jun-24 GOODS TRANSPORT INDIVIDUAL 8,799 8,568 11% GOODS TRANSPORT 2,771 2,722 SERVICES 3% 3% SERVICES 2,255 2,281 TRADING 3% TRADING 1,833 1,779 FUEL &
Slide 21: Funding Analysis
Funding Analysis PKR. in million 9,794 10,471 10,794 8,914 Equity 4,612 4,909 5,655 5,353 COD Bank 13,783 14,384 13,210 13,439 2022 2023 2024 Sep-24 Total Borrowing 18,395 19,293 18,865 18,792 D/E Ratio (times) 2.06 1.97 1.80 1.74 November 20, 2024 OLP - All rights reserved 21
Slide 23: Future Strategy
Future Strategy New products as Portfolio Management: primary growth drivers: New Lessees: - Close monitoring of overall - Term Finance (backed - OLP keep focusing on economic conditions with by real estate) to be increasing its client base to particular emphasis on sectors expanded ensure continuou

OLP Financial Services Pakistan — Investor Presentation (November 2024) on 6ix

Olp Financial Services Pakistan — Investor Presentation (November 2024)

Slide 1: Corporate Briefing Session

Slide 2: Disclaimer

Slide 3: OLP - at a Glance

Slide 4: Geographical & Operational Presence

Slide 5: OLP Products

Slide 6: Contribution towards Economy

Slide 7: Awards

Slide 8: Board Members

Slide 9: Internal Governance Structure

Slide 10: Operational & Financial Information

Slide 11: Annual Profit

Slide 12: Dividend Including Bonus Shares

Slide 13: Market Ratios

Slide 14: Financial Highlights

Slide 15: Financial Ratios

Slide 16: Revenue & Profitability

Slide 17: Profitability

Slide 18: Financial Position

Slide 19: Portfolio & Disbursement

Slide 20: Sector Wise Portfolio

Slide 21: Funding Analysis

Slide 22: Future Strategy

Slide 23: Future Strategy

Slide 24: Q&A

Slide 25: Thank You