Banco Bbva Argentina Sa — Q4 2022 Earnings Presentation

5 slides from Banco Bbva Argentina Sa's earnings presentation, Mar 6, 2023

Slide 1: 4Q22 Earnings Release
Creando Oportunidades 4Q22 Earnings Release BBVA Argentina March 6, 2023
Slide 2: 4Q22 & 2022 Highlights
€ 4Q22 & 2022 Highlights Macroeconomic Indicators Dec-22 YoY Inflation: 94.8% Q00 Inflation: 17.39% ‘A 3500 FX Rate: ARSI77.13 MPR: 75% NET INCOME (AR$ lion, INFLATION ADJUSTED) 451% 1] +41% 1 3922 4g22 2021-2022 ROA (0%, QUARTERLY, ANNUALIZED) ~ +180 pbs +100 bps_, +760 pbs) +400 bps) | - | vm eo 1
Slide 3: 4Q22 & 2022 Highlights
4Q22 & 2022 Highlights BBVA 4722 & 2022 Earnings Release Macroeconomic Indicators Dec-22 YoY Inflation: 94,896 00 Infiation: 17.3% ‘4.3500 FX Rate: ARSI77.13. MPR: 75% EFFICIENCY*(ato Se, expenses and income ARS billon, INFLATION ADJUSTED)* NET FEE INCOME (ARS bilion, INFLATION ADJUSTED) 5% 7 22% na
Slide 4: 4Q22 & 2022 Highlights
4Q22 & 2022 Highlights Macroeconomic Indicators Dec-22 YoY Inflation: 94.8% 09 Inflation: 17.396 ‘A 3500 FX Rate: ARSI77. MPR: 75% Private sector loans (AR$ bilion, INFLATION ADJUSTED) Improvement in the commercial portfolio participation, with a negative real growth in the year. FO : 4921 3922 4922
Slide 5: Income statement, inflation adjusted, 2022 vs 2021
In millions of AR$ - Inflation adjusted 2022 2021 ∆ % Interest income 629,350 418,617 Interest expense (289,910) (177,379) Net interest income 339,440 241,238 Fee income 81,480 87,082 Fee expenses (34,737) (40,979) Net fee income 46,743 46,103 Net income from financial instruments at fair value thro