Home Bancshares, Inc. · NYSE:HOMB
Home Bancshares — Merger or Acquisition (August 2010)
14 slides from Home Bancshares's merger presentation, Aug 5, 2010
Slide 1: FDIC-Assisted Acquisition Coastal Community Bank & Bayside Savings Bank
FDIC-Assisted Acquisition Coastal Community Bank & Bayside Savings Bank July 30, 2010 NASDAQ: HOMB www.homebancshares.com
Slide 2: Forward Looking Statements
Forward Looking Statements This presentation contains forward-looking statements that relate to expectations, beliefs, projections, future plans and strategies, anticipated events or trends and similar expressions concerning matters that are not historical facts. The forward-looking statements conta
Slide 3: Transaction Overview
Transaction Overview Acquired approximately $444 million in assets & assumed approximately $415 million in deposits 80% loss share protection on approximately $347 million in covered assets Acquired branches will operate as Centennial Bank, a wholly-owned subsidiary of Home BancShares, Inc. Branches
Slide 4: Strategic Opportunity
Strategic Opportunity Expand our Florida footprint into the Panhandle Natural extension of our current Florida footprint Popular, long-time vacation destination for many Arkansans Significant military presence provides economic stability and opportunity to serve niche market Transportation hub for N
Slide 5: Overview of Coastal and Bayside
Overview of Coastal and Bayside 104 year operating history 13 full service locations across three Florida counties Core funded franchise with over 50% of deposits located in attractive Panama City MSA Home to Tyndall Military Base and Naval Support Activity Panama City Northwest Florida Beaches Inte
Slide 6: Deposit Market Share
Deposit Market Share Deposit Market Share (1) Deposit Market Share (1) Top 5 deposit market share in all three counties 45% deposit market share in Franklin County Greater than 10% increase in deposit market share since 2000 Number one deposit market share among community banks in combined counties
Slide 7: Deposit Composition
Deposit Composition DDA NOW MM&S Retail Jumbo East 22 0 76 117 149 West 30.6 38.6 34.6 31.6 North 45.9 46.9 45 43.9 DDA NOW MM&S Retail Jumbo East 141 1030 375 640 West 30.6 38.6 34.6 31.6 North 45.9 46.9 45 43.9 DD NOW MM&S R J East 174 0 1109 510 808 West 30.6 38.6 34.6 31.6 North 45.9 46.9 45 43.
Slide 8: Loan Composition
Loan Composition Loan Type Acquired Amount (3/31/10) HOMB Pro-forma Total (6/30/10) % of Pro-forma Total Loans Commercial RE (Non-farm/non-residential & agri.) $88 $1,022 41% Construction/Land Development 101 532 21% Residential Real Estate 110 603 24% Commercial & Industrial (1) 23 286 11% Consumer
Slide 9: Florida Pro-Forma Footprint
FLORIDA Port Charlotte Punta Gorda Marco Island Key Largo Islamorada Marathon (3) Big Pine Key West (3) Summerland 32 Branches (As of July 2010) Orlando (2) Winter Park Longwood (2) Clermont Eastpoint Apalachicola (2) Carrabelle Port St. Joe (2) Lynn Haven Panama City (2) St. George Island Panama Ci
Slide 10: Florida Deposit Market Share
Florida Deposit Market Share Selected Markets Branch Count HOMB Pro-forma Deposits (6/30/09) Total Deposits in Market Deposit Market Share Rank Deposit Market Share % Bay County, FL 7 $214 $2,475 4 8.7 Franklin County, FL 4 117 260 1 45.1 Gulf County, FL 2 78 235 2 33.1 Key West-Marathon, FL MSA 9 2
Slide 11: Historical Acquisitions
Historical Acquisitions Year Acquired Bank Location Assets ($mm) 2003 Community Bank Cabot, AR $326 2005 Twin City Bank North Little Rock, AR $633 2005 Marine Bank Marathon, FL $258 2005 Bank of Mountain View Mountain View, AR $203 2008 Centennial Bank Little Rock, AR $234 2010 Old Southern Bank Orl
Slide 12: Potential Future Opportunities
Florida Tallahassee Jacksonville Orlando Miami Tampa Potential Future Opportunities Potential Future Opportunities Potential Opportunity Total Institutions: 57 Total Assets: $20.5bn Median Age: 13 years Potential Opportunities Asset Size Distribution Source: SNL Financial Includes banks and thrifts
Slide 13: Contact Information
Contact Information Corporate Headquarters Home BancShares, Inc. 719 Harkrider St., Suite 100 P.O. Box 966 Conway, AR 72033 Financial Information Brian S. Davis Chief Accounting Officer & Investor Relations Officer (501) 328-4770 bdavis@homebancshares.com Website www.homebancshares.com
Slide 14: FDIC-Assisted Acquisition Coastal Community Bank & Bayside Savings Bank
FDIC-Assisted Acquisition Coastal Community Bank & Bayside Savings Bank July 30, 2010 NASDAQ: HOMB www.homebancshares.com
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