Wintrust Financial Corporation · NASDAQ:WTFC

Wintrust Financial — Q2 2018 Earnings Presentation

9 slides from Wintrust Financial's earnings presentation, Jul 17, 2018

  1. Slide 1: Pre-Tax Income: Q2 2018 compared to Q1 2018

    S in Thousands 140,000 135,000 130,000 125,000 120,000 115,000 110,000 105,000 100,000 95,000 108,066 12018 Pre-Tax Income: Q2 2018 compared to QI 2018 13,088 457 on ZZ (2,958) 121,591 2018

  2. Slide 2: Salaries & Employee Benefits: Q2 2018 compared to Q1 2018

    in Thousands Salaries & Employee Benefits: Q2 2018 compared to QI 2018 130000 125000 195s 121613 120000 18 sa aa | rocco 105.00 10000 First) Comp

  3. Slide 3: 22017 3.2017 42017 Qi 2018 2018

    275 22017 3.2017 42017 Qi 2018 2018

  4. Slide 4: Total Loans, excluding Covered Loans

    Sin Bil 26 22.1 216 Total Loans, excluding Covered Loans - 5 Quarter 22017 3.2017 Q4 2017 Qi 2018 018

  5. Slide 5: Total Deposits

    Total Deposits - 5 Quarter 22017 3.2017 Q4 2017 Qi 2018 018

  6. Slide 6: Mortgage Loans Originated or Purchased to be Sold

    $ in Thousands Mortgage Loans Originated or Purchased to be Sold - 5 Quarter 1,200,000 1,100,000 1,000,000 900,000 800,000 700,000 22017 4.2017 Qi 2018 Q22018

  7. Slide 7: Non-Performing Loans as a percent of Total Loans

    04s 0.40 Non-Performing Loans as a percent of Total Loans, excluding covered loans - 5 Quarter Q22017 32017 42017 Qi 2018 Q22018

  8. Slide 8: Key operating measures and growth rates for the second quarter of 2018

    Wintrust’s key operating measures and growth rates for the second quarter of 2018 , as compared to the sequential and linked quarters, are shown in the table below: % or (4) basis point (bp) change from 1st Quarter % or basis point (bp) change from 2nd Quarter Three Months Ended (Dollars in thousand

  9. Slide 9: Variable rate loans tied to LIBOR and non-interest income

    Source: Bloomberg As noted in the table on the previous page, the majority of the Company’s portfolio is tied to LIBOR indices which, as shown in the table above, do not mirror the same increases as the Prime rate when the Federal Reserve raises interest rates. Specifically, the Company has $7.5 bil

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