Bok Financial Corporation · NASDAQ:BOKF

Bok Financial — BOK Financial Corp ET AL — Investor Presentation (June 2016)

6 slides from Bok Financial's investor presentation, Jun 20, 2016

  1. Slide 1: Energy Portfolio Information

    1 Energy Portfolio Information NASDAQ: BOKF

  2. Slide 2: Forward-Looking Statements

    2 Forward-Looking Statements: This presentation contains statements that are based on management’s beliefs, assumptions, current expectations, estimates, and projections about BOK Financial Corporation, the financial services industry, and the economy generally. These remarks constitute forward-look

  3. Slide 3: Energy Portfolio Highlights

    3 Energy Portfolio Highlights  100 year history in energy lending and expertise to manage through downturns  Only 16 basis points of average annualized gross losses in energy for the 15 years ended December 31, 2015 As of March 31, 2016:  $5.3bn commitments and $3.0bn outstanding  ~60 / 40 split

  4. Slide 4: Quarterly Energy Stress Test

    4 Stress test assumptions Stress test results Quarterly Energy Stress Test 2016: $1.65 / mmbtu, $34 / bbl 2017: $2.00 / mmbtu, $37 / bbl 2018: $2.20 / mmbtu, $38 / bbl 2019: $2.40 / mmbtu, $39 / bbl 2020 and thereafter: $2.50 / mmbtu, $40 / bbl  The results of the April 2016 Energy stress test were

  5. Slide 5: Additional Energy Detail

    5  BOKF remained disciplined during oil and gas boom, with continued focus on senior secured, first lien, reserve-based lending:  Limited exposure to energy services companies  Limited second lien exposure at present: 2 transactions; $20mm commitments; $10mm outstanding  No exposure to higher-ri

  6. Slide 6: Should Stress Losses Exceed our Estimates, Bank Still Maintains Robust Capital Levels

    6 Should Stress Losses Exceed our Estimates, Bank Still Maintains Robust Capital Levels 10.3% 9.6% Bank level standalone Bank level pro forma for Moody's implied energy stress losses Illustrative stress loss assumptions (Moody's “Severe Stress" – April 14, 2016)¹ Unexpected incremental losses, if th

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