Banco Bilbao Vizcaya Argentaria, S.a. · BME:BBVA
Banco Bilbao Vizcaya Argentaria — Shareholder Meeting (March 2022)
13 slides from Banco Bilbao Vizcaya Argentaria's shareholder meeting presentation, Mar 18, 2022
Slide 1: Annual General Meeting 2022
Annual General Meeting 2022
Slide 2: The highest recurrent results in the past 10 years
Annual General Meeting 2022 2 The highest recurrent results in the past 10 years RECURRENT NET ATTRIBUTABLE PROFIT1 (BILLION; CURRENT €) 5,069€M 4.6 4.7 4.8 4,653€M 4.5 INCLUDING 3.8 3.9 NON-RECURRENT IMPACTS 3.2 2.7 2.6 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 (1) For comparison purposes,
Slide 3: Leading European efficiency and profitability
Annual General Meeting 2022 3 Leading European efficiency and profitability EFFICIENCY ROE ROA Cost-to-Income Return on Equity Return on Assets 45.2% 11.4% 0.94% European Peer Group Average 63.4% 6.6% 0.37% Ranking (among peer group: 15 largest European banks) #1 15 #3 15 #1 15 Note: BBVA's ROE y RO
Slide 4: Outstanding performance in all business areas
Annual General Meeting 2022 4 Outstanding performance in all business areas NET ATTRIBUTABLE PROFIT ANNUAL (2021) GROWTH (CONSTANT €) Strong core Efficiency €M % SPAIN 1,581 +143 revenue growth improvement MEXICO 2,568€M +43% Operating Risk €M % TURKEY 740 +71 income indicators growing at better tha
Slide 5: Profit market share showing significant improvement in all of our markets
Annual General Meeting 2022 5 Profit market share showing significant improvement in all of our markets OPERATING INCOME - MARKET SHARE Q4 2021 YOY VARIATION IN BPS (OVER PEER GROUP1) SPAIN MEXICO TURKEY +674b +547bp +243b ps s ps PERU COLOMBIA ARGENTINA +236b +331b ps +7bps ps (1) Market share over
Slide 6: Uniquely positioned to address the challenges ahead and seize the opportunities of the new era
Annual General Meeting 2022 6 Uniquely positioned 01 Leading franchises to address the 02 Digital edge challenges ahead 03 Trend-setters in sustainability and seize the opportunities of the 04 Strong capital position new era 05 The best team
Slide 7: Leading franchises in attractive markets
Annual General Meeting 2022 7 01 Leading franchises in attractive markets LOAN MARKET ROE VS. PEERS SHARE (RETURN ON EQUITY) SPAIN 13.5% 11.7% MEXICO 23.7% 23.4% TURKEY1 17.1% 19.1% COLOMBIA 10.6% 16.8% PERU 21.3% 16.3% Note: Data as of dec-21, except for Colombia with market share as of Nov-21. (1)
Slide 8: Digital edge
Annual General Meeting 2022 8 02 Digital edge Servicing Sales Customer acquisition Advice DIGITAL CUSTOMERS1 DIGITAL SALES2 DIGITAL ACQUISITION3 (MILLION CUSTOMERS) (1) Takes into account each year’s business perimeter (2) Digital sales in units. Exclude units sold in USA, Venezuela, Chile and Parag
Slide 9: Trend-setters in sustainability
Annual General Meeting 2022 9 03 Trend-setters in sustainability Sustainability as a key Pioneer in offering sustainable products growth lever and advisory to our clients SUSTAINABILITY- LINKED FINANCE1 12% (1) Over Group's new business production. Excludes asset management business.
Slide 10: Strong capital position
Annual General Meeting 2022 10 04 Strong capital position EXCESS CAPITAL Capital resilience under stress scenarios OVER REQUIREMENT BBVA, CET1 FL DEC-21 CAPITAL IMPACT OF THE ADVERSE SCENARIO1 CET1 FL 2020-2023 (BPS) € 12.7 billion (1) European peers subject to EBA Stress Test: BNPP, CASA, CMZ, DB,
Slide 11: The best and most engaged team to capture the opportunities of the new era
Annual General Meeting 2022 11 05 The best and most engaged team to capture the opportunities of the new era OUR TEAM KEY CAPABILITIES 110,432 11x employees 2021 4,26/5 Data scientists SINCE 2017 2020 4,25/5 16,000 Software developers 2019 4,11/5
Slide 12: On track to achieve our ambitious long-term goals
Annual General Meeting 2022 12 On track to achieve our ambitious long-term goals EFFICIENCY RATIO ROTE TBV/SHARE + DIVIDENDS 45 % 14 % 12 % 42 % 9% 2021-2024 CAGR NEW TARGET CUSTOMERS1 FINANCIACIÓN SOSTENIBLE (MILLION; ACCUMULATED) (€ BN; ACCUMMULATED 2018-2025) 200 €BN +3.4 M + 10 M 86 2021 2022-20
Slide 13: Onur Genç
Annual General Meeting 2022
Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) — Shareholder Meeting (March 2022) on 6ix