Gedik Yatirim Menkul Degerler A.s. · BIST:GEDIK
Gedik Yatirim Menkul Degerler A.s — Gedik Yatırım Menkul Değerler A.Ş. — Q3 2025 Earnings Presentation
39 slides from Gedik Yatirim Menkul Degerler A.s's earnings presentation, November 2025
Slide 1: Gedik Yatırım Investor Presentation – 2025 Q3
Gedik Yatırım Investor Presentation – 2025 Q3 November 2025
Slide 2: Disclaimer
Disclaimer The contents of this presentation have been prepared by Gedik Yatırım Menkul Değerler Anonim Şirketi (“the Company”) for the purpose of providing general information available at the date of this presentation. The Company relies on information gathered from sources it believes to be relia
Slide 3: Agenda
1. Gedik Yatırım Corporate Profile 2. Current Activities 3. Financial Highlights 4. 2025 Targets 5. 2025 Targets Q3 Realization 6. Financial Highlights (Except TAS 29) 7. Appendix 3
Slide 4: Our Vision Leadership in All Areas
Our Vision Leadership in All Areas VISION CORPORATE VALUES Gedik Yatırım, together with its highly qualified To be the leader “in every employees, utilises the most advanced technologies; field” of capital markets. To provide products and services specific to investor needs, To raise awareness for t
Slide 5: Gedik Yatırım at a Glance
Gedik Yatırım at a Glance Shareholder Structure Credit Rating Note Buyback Shares JCR-Eurasia Rating April 2024* SAHA Rating May 2025 Inveo Yatırım Holding 3.7 % 84.9 % Free Float National AA- (tr) National (TR) AA Long Note Long Note Capital 2 BN TL 11.4 % Term Term Appearance Stabil Appearance Sta
Slide 6: Gedik Yatırım Continues to Grow Profitably
Gedik Yatırım Continues to Grow Profitably 686 65 276 105 K BN TL (47) (4) %6 %56 Number of Number of Total Investor Investor Overall Employees Branches and Liaison Offices 4.7 1.2 20.1 13.4 BN TL BN TL BN TL BN TL %21 %298 %27 %93 Equities* Net Profit* Total Assets Market Value (ROE: %26)** Note: D
Slide 7: Experienced and Expert Board of Directors
Experienced and Expert Board of Directors +17 years of experience +27 years of experience +25 years of experience +40 years of experience +46 years of experience Onur Ersan Gökhan Rüya Ahmet Topaç Akpınar Tosun Eser Aka Vice Chair of the Independent Board Independent Board Chairman & CEO Board and G
Slide 8: Strong and Experienced Management Team
Strong and Experienced Management Team Ersan Akpınar Ergün Koşucu Gülten Esen Mehmet Şengün Vice Chair of the Board and Sales Management Central Sales Management Marketing Senior Deputy General Manager Deputy General Manager Deputy General Manager General Manager Coşan Yeğenoğlu Mehmet Emir Tayman E
Slide 9: The Widest Branch Network
The Widest Branch Network We are the investment institution with the largest branch network in Türkiye. 34 2 14 3 2 City 65 2 3 2 2 4 Branches and Liaison Offices 2 2 3 8 3 2 2 Private Branches 2 2 4 We continue to increase the number of our branches every year Note: Includes consolidated data for G
Slide 10: We Diversify Our Financial Investments
We Diversify Our Financial Investments * Aracılı Aracılı Aracılı Aracılı Aracılı Aracılı Marbaş Menkul k TURPE k Misyon Yatırım k Inveo Ventures k GYT Bilişim k ve Ichain Yatırım k Değerler GSYO* Bankası GSYO Ticaret Holding CMB Licensed Venture Capital BRSA Licenced Venture Capital Financial Crypto
Slide 11: Agenda
1. Gedik Yatırım Corporate Profile 2. Current Activities 3. Financial Highlights 4. 2025 Targets 5. 2025 Targets Q3 Realization 6. Financial Highlights (Except TAS 29) 7. Appendix 11
Slide 12: We Continue to Differentiate in the Sector with Our Strategic Moves
We Continue to Differentiate in the Sector with Our Strategic Moves 1. We Continue to Serve with 8 Private Branches 2. We Became Türkiye's Best Performing Social Media Account The first Private Branch structuring of the sector Gedik Yatırım became the leading social media continues to grow rapidly.
Slide 13: We Bring Together Industry Stakeholders
We Bring Together Industry Stakeholders 5. First Steps in Crypto Asset Investments 6. Institutional Investment Summit 2. Gedik Yatırım Institutional Investment Summit, held on June 18, 2025, was successfully organized with the participation of publicly traded companies, portfolio management firms, a
Slide 14: We Serve Latest Technology to Our Investors
We Serve Latest Technology to Our Investors We Stand by Investors with Our Digital We Make Investing Easier with Gedik Trader Platforms Gedik Trader Gedik Yatırım Matriks / Mobile Foreks We Expand Our Investor Base with Our Collaborations Online UpTrader MetaTrader TEFAS Investment Funds New ones co
Slide 15: We Invest in Sports and Say #InvestInThisShare to Our Country
We Invest in Sports and Say #InvestInThisShare to Our Country Main Sponsor of Türkiye Volleyball National Teams Official Sponsor of Fenerbahçe Football A Team In our 3-year sponsorship journey, Sultans of the Net We are the official sponsor of • 2023 CEV European Fenerbahçe Football Club's Champion
Slide 16: Agenda
1. Gedik Yatırım Corporate Profile 2. Current Activities 3. Financial Highlights 4. 2025 Targets 5. 2025 Targets Q3 Realization 6. Financial Highlights (Except TAS 29) 7. Appendix 16
Slide 17: Key Consolidated Financial Indicators
Key Consolidated Financial Indicators Gedik Yatırım Consolidated (Million 2024 Q3 2025 Q3 Change (%) TL) Total Assets 15.792 20.108 27 Equity* 3.874 4.674 21 Net Profit* 301 1.206 301 (Million TL) Total Assets (Million TL) (Million TL) Equity* Net Profit* 25.000 6.000 60% 1.350 1.206 1.200 20.108 5.
Slide 18: Operational Revenue Breakdown
Operational Revenue Breakdown Operational Revenues (Million TL) 2024 Q3 2025 Q3 Change (%) Interest and Trading Income 2.191 1.384 (37) Marketable Securities Valuation and Derivative Market Transactions 94 1.441 1439 Income Service Income 1.231 734 (40) Other Service Income, net (321) (636) 98 TOTAL
Slide 19: Operational Expenses & Percentage Breakdown of Other Income/Expense
Operational Expenses & Percentage Breakdown of Other Income/Expense from Operating Activities Operational Expenses Breakdown Other Income/Expense from Operating 2024 Q3 2025 Q3 Change (%) 2024 Q3 2025 Q3 Change (%) (Million TL) Activities , Net (Million TL) Marketing, Sales & Distribution Marketable
Slide 20: Short Term Borrowings, Liquidity and Financial Condition
Short Term Borrowings, Liquidity and Financial Condition Short Term Borrowings Liqiudity and Financial Condition 2024 Q3 2025 Q3 Change (%) (Million TL) 3,78 Payables to Settlement and 3.125 5.974 91 Custody Bank 3,27 Issued Debt Instruments 826 992 20 3,06 Bank Loans 584 925 58 TOTAL 4.534 7.891 74
Slide 21: GEDIK Stock Performance
GEDIK Stock Performance 01.01.2024 - 31.12.2024 01.01.2024 - 30.09.2025 01.01.2025 – 30.09.2025 Rate of Change Rate of Change Rate of Change GEDIK %29 %130 75% USD/TL %29 %38 11% BIST 100 Index %36 %41 103% BIST Intermediary Institutions %19 %110 18% Index 350 300 250 GEDIK In a comparison made sinc
Slide 22: Agenda
1. Gedik Yatırım Corporate Profile 2. Current Activities 3. Financial Highlights 4. 2025 Targets 5. 2025 Targets Q3 Realization 6. Financial Highlights (Except TAS 29) 7. Appendix 22
Slide 23: What will happen at Gedik Yatırım in 2025?
What will happen at Gedik Yatırım in 2025? INVESTOR BEST MOBILE THE FIRST VENTURE CRYPTO EMPLOYER CAPITAL EXPERIENCE APPLICATION BRAND COMES BANKING CAPITAL ASSETS BRAND TO MIND MARKETS In line with the Priority will be The main launch With its Investor In line with its Inveo Ventures Ichain will go
Slide 24: Forward Looking Expectations for the year 2025
Forward Looking Expectations for the year 2025 2025 Growth Expectation 1 2025 Year-End Expectations Return on Equity 2 %45 Gross Profit >%30 Other Income, net >%30 General Administrative 2 Return on Equity = Net profit for the last 4 quarter / Average equity for the last 5 quarter <%55 Expenses 1 Th
Slide 25: Agenda
1. Gedik Yatırım Corporate Profile 2. Current Activities 3. Financial Highlights 4. 2025 Targets 5. 2025 Targets Q3 Realization 6. Financial Highlights (Except TAS 29) 7. Appendix 25
Slide 26: What Happened at Gedik Yatırım in 2025 Q3?
What Happened at Gedik Yatırım in 2025 Q3? ü The digital HR system was restructured. An internal performance system was established. EMPLOYER BRANDING ü 12 Motivation Activities (Personal Development Activity, Hobby Club, Volunteering Activity) were completed. ü Six SPL Training sessions were organi
Slide 27: Agenda
1. Gedik Yatırım Corporate Profile 2. Current Activities 3. Financial Highlights 4. 2025 Targets 5. 2025 Targets Q3 Realization 6. Financial Highlights (Except TAS 29) 7. Appendix 27
Slide 28: Key Consolidated Financial Indicators (Except TAS 29)
Key Consolidated Financial Indicators (Except TAS 29) Gedik Yatırım Consolidated 2024 Q3 2025 Q3 Change (%) (Million TL) Total Assets 11.777 19.497 66% Equity Held by the Parent Company 2.765 4.160 50% (Million TL) Net Profit 943 1.473 56% 25.000 90% 78% 80% 19.497 20.000 70% 70% 15.230 60% 15.000 5
Slide 29: Operational Revenue Breakdown (Except TAS 29)
Operational Revenue Breakdown (Except TAS 29) Operational Revenues (Million TL) 2024 Q3 2025 Q3 Change (%) Interest and Trading Income 1.133 466 (59) Marketable Securities Valuation and Derivative Market Transcastions 111 1.272 1049 Income Service Income 658 726 10 Other Service Income 200 155 (23)
Slide 30: Operational Expenses & Other Income/Expense (Except TAS 29)
Operational Expenses & Percentage Breakdown of Other Income/Expense from Operating Activities (Except TAS 29) Operational Expenses Other Income/Expense from Operating 2024 Q3 2025 Q3 Change (%) 2024 Q3 2025 Q3 Change (%) Breakdown (Million TL) Activities (Million TL) Marketing, Sales & Distribution
Slide 31: Short Term Borrowings, Liquidity and Financial Condition (Except TAS 29)
Short Term Borrowings, Liquidity and Financial Condition (Except TAS 29) Short Term Borrowings Liqiudity and Financial Condition 2024 Q3 2025 Q3 Change (%) (Million TL) Payables to Settlement and 2.340 5.974 155% Custody Bank 7,1 Issued Debt Instruments 566 992 75% Bank Loans 340 925 172% 5,6 TOTAL
Slide 32: Agenda
1. Gedik Yatırım Corporate Profile 2. Current Activities 3. Financial Highlights 4. 2025 Targets 5. 2025 Targets Q3 Realization 6. Financial Highlights (Except TAS 29) 7. Appendix 32
Slide 33: Consolidation
Consolidation Million TL 2024 Q3 2025 Q3 Change (%) Gedik Yatırım Solo Net Profit Gedik Yatırım Solo 193 908 371 Contributions of Subsidiaries 179 385 115 Subsidiaries Consolidation Consolidation Adjustments (65) (72) 10 Adjustments Consolidated Net Consolidated Net Profit 307 1.221 298 Profit Conso
Slide 34: TAS 29 Effects on Financial Statements
TAS 29 Effects on Financial Statements Million TL 2025 Q3 Prepaid Expenses (Short-term) 24.7 Financial Investments 96.5 Right-of-use Assets 15.8 Tangible and Intangible Fixed Assets 130.2 Paid-in Capital (204.5) Share Premiums 0.0 Long Term Financial Investments 57.6 TOTAL Deferred Tax (453.8) TMS29
Slide 35: Statements of Changes in Shareholder's Equity
Statements of Changes in Shareholder’s Equity Million TL 2024 Q3 2025 Q3 Change (%) Equity at the beginning of the 4.736 4.044 (15) period Paid-in Capital 495 1.000 102 Buyback shares (210) (55) (74) Net profit of the parent company (1.073) 746 (N/A) Differences of adjustment of capital (495) (653)
Slide 36: Gedik Yatırım - IFRS Financial Statements Summary
Gedik Yatırım - IFRS Financial Statements Summary Balance Sheet Profit and Loss Statement Million TL 2024 2025 Q3 Change % Current Assets 17.986 18.439 3 Million TL 2024 Q3 2025 Q3 Change % Cash and Cash Equivalents 5.686 4.150 (27) Financial Investments 3.440 3.992 16 Revenues 72.552 272.701 276 Tr
Slide 37: IFRS Financial Statements Summary (Except TAS 29)
Gedik Yatırım - IFRS Financial Statements Summary (Except TAS 29) Balance Sheet Profit and Loss Statement Million TL 2024 2025 Q3 Change % Current Assets 14.349 18.420 28 Million TL 2024 Q3 2025 Q3 Change % Cash and Cash Equivalents 4.533 4.150 (8) Revenues 47.843 258.954 441 Financial Investments 2
Slide 38: Inveo Yatırım Holding at a Glance (2025 Q3)
Inveo Yatırım Holding at a Glance (2025 Q3 ) Shareholding Structure Main Fields of Activity Erhan Topaç Buy-Back Shares OTHER CAPITAL BANKING VENTURE CAPITAL INVESTMENTS % 81.02 % 0.83 Publicly Traded Part % 18.15 Capital 1 BN TL 7 109 116 Registered Capital 3 BN TL Direct Indirect Number of Compani
Slide 39: Thank You
Investor Relations Contact Burak Ünal Investor Relations Manager Thank You +90 216 453 00 32 gedikyatirimciiliskileri@gedik.com Report Links Annual Reports Financial Tables Gedik Yatırım Investor Relations Web Site 39
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