Raiz Invest Ltd. · ASX:RZI
Raiz Invest — Shareholder Meeting (November 2019)
17 slides from Raiz Invest's shareholder meeting presentation, Nov 12, 2019
Slide 1: MD/CEO Presentation -- AGM
MD/CEO Presentation -- AGM 12 November 2019 (ASX: RZI) 1
Slide 2: A mobile-first financial services technology platform
A mobile-first financial services technology platform Savings 1 • Raiz Invest Simple investing, mobile-first, inside and outside of • Raiz Super Superannuation • Raiz Rewards Mobile-First Financial Services Platform Payments Customer transactions from 2 their Raiz Accounts linked to • Raiz bundll Ma
Slide 3: FY'19 was another year of strong growth
FY’19 was another year of strong growth 194,360 $347m +72% +21% +74% +42% Revenue from Active Raiz Funds Under Revenue Per Micro-Investing Users Management Active Customer Platform 1,944 $48m $6.2m $6.98m Raiz Super Raiz Super Group Cash at bank Accounts Invested Revenue (including term deposits) 3
Slide 4: Solid revenue growth from a diverse base
Solid revenue growth from a diverse base Raiz delivered 72% revenue growth to $4.1m, driven by increases in customers and revenue per customer $1.4 Revenue (m) $1.2 7% $1.0 24% $0.8 20% $0.6 $0.4 49% $0.2 $0.0 Mar-16 Jun-16 Sep-16 Dec-16 Mar-17 Jun-17 Sep-17 Dec-17 Mar-18 Jun-18 Sep-18 Dec-18 Mar-19
Slide 5: Annualised Quarterly Recurring Revenue
Annualised Quarterly Recurring Revenue Raiz has a high proportion of very granular recurring revenue from Maintenance and Account Fee $6,083,407 $3,315,523 $2,875,869 $2,998,917 $2,440,817 $1,744,201 $1,973,046 $2,181,931 $1,510,905 $1,235,671 $971,300 Mar-17 Jun-17 Sep-17 Dec-17 Mar-18 Jun-18 Sep-1
Slide 6: Progress was made on all key metrics
Progress was made on all key metrics 198 +72% +93k 23,843 64% Raiz Rewards Raiz Rewards Raiz Kids Millennials Partners Transactions Accounts Representation PT Raiz Invest Joint Venture Introduced Agreement with Indonesia Agreement with Intelligent Chatbot launched PNB Malaysia Technology Flexigroup
Slide 7: Raiz Customers Australia
Raiz Customers Australia Raiz appeals to a new generation of investors, with its automated processes, and as a result, the Raiz platform will grow with our customers on their life journey, to meet their emerging wealth and well-being needs. 207,800+ 48% increase in revenue Active customers per activ
Slide 8: Average Balance / Months Signed Up
Average Balance / Months Signed Up Raiz customers are highly engaged. The longer a customer has used the platform the higher their balance, on average. Average active customer balance at $1,666 $3,047 $2,081 $2,213 $1,440 $1,513 $1,238 $917 $999 $777 $409 2 months 2019-09 5 months 2019-06 8 months 2
Slide 9: Raiz Super has grown rapidly in 12 months
Raiz Super has grown rapidly in 12 months Since launching in July 2018, the Raiz Invest Super FUM has grown to more than $57 million. Customers can contribute to their Raiz Super via the Raiz App $50 Total Superannuation FUM $48 ($m) SG contributions. $45 Automated recurring voluntary contributions.
Slide 10: Raiz Rewards growth gains momentum
Raiz Rewards growth gains momentum Raiz now has 200+ established partnerships that fund either a Raiz Rewards is a loyalty program allowing users to generate percentage or fixed dollar cashback on purchases. cash invested into their Raiz Accounts inside and outside superannuation via partnership bra
Slide 11: Portfolio returns
Portfolio returns Raiz achieved positive returns across all portfolios, above the Chant West Benchmark returns July18 - June19 Raiz Portfolio Chant West Benchmark Conservative 6.88% 5.60% Moderately Conservative 8.35% N/A Moderate 8.78% 6.20% Moderately Aggressive 8.74% 7.00% Aggressive 8.75% 7.50%
Slide 12: Well defined strategy to deliver growth
Well defined strategy to deliver growth Strategy in Australia Asia Growth Strategy 1 Grow customers 1 Acquire customers in Raiz Invest Indonesia Grow revenue per customer in Indonesia through new 2 Grow revenue per customer through products and services 2 products 3 Improve customer engagement to in
Slide 13: Successful launch of Raiz Invest Indonesia
Successful launch of Raiz Invest Indonesia Significant potential in Indonesia: Rapid population growth of consumer class (55 million in 2018 growing to 110 million in 2030); Emerging wealth of consumer class which have skipped the 265.4m 80m 132.7m PC; and Indonesian Internet Millennials Over 50% of
Slide 14: Raiz Invest Malaysia due to launch in FY'20
Raiz Invest Malaysia due to launch in FY’20 In May 2019, Raiz finalised the Joint Venture Agreement (JVA) with its Malaysia partner, Jewel Digital Ventures Sdn Bhd. Jewel is a subsidiary of leading Malaysian investment institution, PNB Equity Resource Corporation Sdn Bhd. 32.6m 29% 25.4m PNB is one
Slide 15: FY'20 focus areas
FY’20 focus areas Raiz will focus on growing the domestic business and executing the Asia growth strategy Continue to grow the business and maintain a disciplined focus on costs. The Australian business to be cash flow positive FY20 Increase number of active customers globally during FY20 by attract
Slide 16: Important Information
Important Information Important notice and disclaimer (Important Notice) This presentation has been prepared by Raiz Invest Limited (ACN 615 510 177) (RAIZ). References in this presentation to RAIZ include its group of companies and trusts. In consideration for being given access to this presentatio
Slide 17: Investor and Media Enquiries
www.raizinvest.com.au Investor and Media Enquiries: Brendan Malone ir@raizinvest.com.au