First Horizon Corporation · NYSE:FHN

First Horizon — Goldman Sachs 2020 US Financial Services Conference

7 slides from First Horizon's conference presentation, Dec 9, 2020

  1. Slide 1: Goldman Sachs 2020 US Financial Services Conference

    Goldman Sachs 2020 US Financial Services Conference December 9, 2020 Bryan Jordan, Chief Executive Officer

  2. Slide 2: Disclaimer

    Disclaimer Portions of this presentation use non-GAAP financial information. Each of those portions is so noted, and a reconciliation of that non-GAAP information to comparable GAAP information is provided in a footnote or in the appendix at the end of this presentation. Annualized, pro forma, proje

  3. Slide 3: Well-diversified business model with attractive geographic footprint

    Well-diversified business model with attractive geographic footprint Top 5 deposit market share in 10 of the Top 20 Competitive Advantage Southern MSAs • Diversified business mix with regional and specialty banking focus  Countercyclical businesses and revenue mix help allow for more resilient retu

  4. Slide 4: Business model well positioned to navigate industry headwinds

    Business model well positioned to navigate industry headwinds Industry Headwind FHN Relative Positioning • Expanded presence in 11 highly attractive southern states Macroeconomic uncertainty & ultra-low • More diversified product and revenue mix with countercyclical businesses rates Reduction in ove

  5. Slide 5: Deliver enhanced shareholder value near-term and longer-term

    Deliver enhanced shareholder value near-term and longer-term Execute Accelerate Transform Successfully execute on MOE over the Accelerate value creation by focusing on Transform delivery model to respond to next 12 – 18 months strategic priorities and shifting capital changes in the banking industry

  6. Slide 6: Key Takeaways

    Key Takeaways Well-positioned to capitalize on the benefits of our more diversified business model and expanded franchise in attractive Southern markets • Highly attractive diversified business model with countercyclical businesses helping to mitigate pressure from low rates • Uniquely positioned to

  7. Slide 7: Reconciliation to GAAP financials

    Reconciliation to GAAP financials Slides in this presentation use Non-GAAP information. That information is not presented according to generally accepted accounting principles (GAAP) and is reconciled to GAAP information below. Adjusted FHN historical income statements 3Q20 2Q20 1Q20 4Q19 3Q19 Notab

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