Jio Financial Services Limited · NSE:JIOFIN
Jio Financial Services — Q1 FY2025 Earnings Presentation
17 slides from Jio Financial Services's earnings presentation, Jul 15, 2024
Slide 1: Exchange filing cover letter for analyst presentation
July 15, 2024 BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange Plaza, Dalal Street, Fort, Plot No. C/1, G Block, Bandra-Kurla Complex, Mumbai 400 001 Bandra (East), Mumbai 400 051 Scrip Code: 543940 Trading Symbol: JIOFIN Dear Sirs, Sub: Presentation to analys
Slide 2: Earnings Presentation Quarter-ended June 30, 2024
Jio Financial Services Limited Earnings Presentation Quarter-ended June 30, 2024 July 15, 2024
Slide 3: Safe Harbor
Safe Harbor This presentation contains forward-looking statements which may be identified by their use of words like “plans,” “expects,” “will,” “anticipates,” “believes,” “intends,” “projects,” “estimates” or other words of similar meaning. All statements that address expectations or projections ab
Slide 4: Q1FY25 Highlights
Q1FY25 Highlights Beta launch of JioFinance App Received approval from the Reserve Bank of India to operate as a Core Investment Commenced the business of leasing AirFiber Company# devices Launched Loan against Mutual Funds* 99.9% of Shareholders voted in favour of our Postal Ballot Notice dated 23r
Slide 5: JioFinance App – Sirf app nahi, Appnapan hai
JioFinance App – Sirf app nahi, Appnapan hai Available across business verticals Lending Payments Banking Protection Loan against Mutual Funds UPI and Bill Payments Savings Account Digital Insurance Beta launch on 30th May 2024 Rating of 4.5+ on iOS and Android Jio Financial Services Limited | 4
Slide 6: Lending – Jio Finance Limited
Lending – Jio Finance Limited Business Update Live ❑ Vendor Financing in May 2024 ❑ Enterprise solutions for device financing in June 2024 ❑ Loan against Mutual Funds in July 2024 ❑ Home Loans (beta launch) in July 2024 Way Forward ❑ Loan against Property ❑ Loan against Securities Direct to Customer
Slide 7: Leasing – Jio Leasing Services Limited
Leasing – Jio Leasing Services Limited Business Update Live Device-as-a-Service (DaaS) Ship Leasing ❑ Offering products on operating lease via DaaS model ❑ First ship leased under Reliance International Leasing ❑ Commenced the business of leasing AirFiber devices in IFSC Limited (RILIL) - JV with Re
Slide 8: Payments Bank – Jio Payments Bank Limited
Payments Bank – Jio Payments Bank Limited Business Update Live Expanded Business Correspondents (BC) Network Received approval to setup ~16,000 BC outlets 1mn+ CASA customers Best in-class digital account opening experience Way Forward Drive transactions through Focus on channel expansion Launch of
Slide 9: Payment Solutions – Jio Payment Solutions Limited
Payment Solutions – Jio Payment Solutions Limited Business Update Live Embedded Payments made live UPI acceptance integrated on billing terminal/device mini-Point of Sale (mPoS) pilot launch mPoS solution to facilitate card/UPI acceptance for doorstep commerce Chatbot on merchant business app Enabli
Slide 10: Protection – Jio Insurance Broking Limited
Protection – Jio Insurance Broking Limited Business Update Live ❑ Tie up with 31 insurance companies ❑ Institutional channel sales gaining momentum ❑ Launched Digital Auto and 2-Wheeler ❑ Launched Metro Cash & Carry for insurance on JioFinance app Shopkeeper Insurance Way Forward ❑ New product offer
Slide 11: Investment – JV with BlackRock
Investment – JV with BlackRock 1 2 3 Key leadership identified Infrastructure and tech GTM strategy and building platforms in advanced blocks in advanced stages phases of development 50-50 JV with BlackRock to launch Wealth management and Broking businesses BlackRock – BlackRock Advisors Singapore P
Slide 12: Financial Overview
© Financial Overview
Slide 13: Business Structure
Business Structure Jio Financial Services Ltd (JFSL) JFSL is a publicly listed entity (CIC*) and acts as the holding company for the group 100% Jio Finance Limited 50% (JFL) JVs with Blackrock NBFC Regulated by RBI 100% 50% 50% Jio Leasing Services Limited 1. Proposed JV for Asset RILIL Management C
Slide 14: Statement of Profit and Loss - Consolidated
Statement of Profit and Loss - Consolidated Rs. in crore Consolidated Financial Statements Q1-2024 Q4-2024 Q1-2025 FY24 Interest income 202 281 162 938 Dividend income - - - 217 Fees and commission income 38 31 38 152 Net gain on fair value changes 174 107 218 547 Other Income - 0 - 1 Total income 4
Slide 15: Statement of Profit and Loss - Standalone
Statement of Profit and Loss - Standalone Rs. in crore Standalone Financial Statements Q1-2024 Q4-2024 Q1-2025 FY24 Interest income 110 87 19 382 Fees and commission income 0 2 1 2 Net gain on fair value changes 104 52 114 255 Other Income - - - 0 Total income 215 141 134 639 Staff Expenses 4 13 16
Slide 16: Our Principles
Our Principles 1 3 Operate within the regulatory Ensure fair return to framework with best-in-class shareholders and other Reputation governance standards Return of stakeholders Capital 2 4 Set the highest ethical Regulation Ensure prudent capital Return on standards across organization deployment i
Slide 17: Thank you
Thank you investor.relations@jfs.in | www.jfs.in Jio Financial Services Limited | 16
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