Aeon Financial Service Co., Ltd. · TSE:8570
Aeon Financial Service — H1 FY2011 Earnings Presentation
8 slides from Aeon Financial Service's earnings presentation, Oct 17, 2011
Slide 1: Operating Data for the First Half of Fiscal Year 2011
Operating Data for the First Half of Fiscal Year 2011 ■ On a consolidated basis, operating revenues decreased 1% YoY due to the impact of the appreciation of the yen (minus ¥1.5 billion). ■ Operating income increased 20% YoY and exceeded our revised forecast by ¥800 million because expenses associat
Slide 2: Financial Data and Cash Dividends
Financial Data Cash Dividends ■ Total consolidated assets increased ¥24.2 million from the start of the fiscal year to ¥925.8 ■ AEON Credit Service Co., Ltd. paid a second-quarter cash dividend of ¥15 per share. billion due to solid expansion in finance receivables. ■ The Company also plans to expre
Slide 3: AEON CARD SELECT Cardholders Increased Usage Rate and Amount Used
AEON CARD SELECT Cardholders Increased Usage Rate and Amount Used ■ Intensified sign-up efforts at in-store branches and via the internet. ■ Increased convenience by adding electronic money, bank account and mortgage loan ■ The number of AEON CARD SELECT cardholders was 1.31 million (up 0.22 million
Slide 4: Allowance for Possible Credit Losses and Payment Claims
Number of Payment Claims and Payments in Arrears at Month End Allowance for Possible Credit Losses ■ The monthly number of payment claims was 8.21 million (increase of 11% YoY). ■ Provision for possible credit losses in the first half was ¥9.8 billion (decrease of 13% YoY), ■ An enhanced credit mana
Slide 5: Key Initiatives for the Second Half of FY2011
Fee Business: Expanding the Electronic Money Business Bank Agency Business ■ In the first half, we had 120 thousand WAON affiliated merchants, and promotion drove the ■ The number of stores with client in-store branches reached 63 (increase of 6 from the start of number WAON-integrated credit cards
Slide 6: Plan for Cardholders; Entering New Customer Segments
Credit Card Business: Plan for Cardholders and Active Cardholders Entering New Customer Segments ■ We plan to increase cardholders by 1 million to 21.00 million as a result of intensified sign-up ■ We will promote co-branded cards with high annual usage rates and a high proportion of male efforts vi
Slide 7: Fee Business: Electronic Money and Bank Agency Businesses
Fee Business: Strengthen the Electronic Money Business Expanding the Bank Agency Business ■ We are issuing registration-type YUYU WAON and providing coupons and event information to ■ We are expanding remote banking and insurance customers by enhancing the financial mobile cardholders. services of t
Slide 8: System Initiatives, Domestic Subsidiaries, Forecast of Results for FY2011
System Initiatives Initiatives of Domestic Subsidiaries ■ Stronger collaboration with the Group through shared ID handling and use of data warehousing ■ Collaborative product development with Group companies in the small-sum, short-term insurance business. ■ Enhance commissioned collection operation
AEON Financial Service — H1 FY2011 Earnings Presentation on 6ix