Choice International Limited · NSE:CHOICEIN
Choice International — Q4 FY23 Earnings Presentation
29 slides from Choice International's earnings presentation, May 4, 2023
Slide 1: Cover letter to exchanges: Investor Presentation
Choice The Joy of Earning REF: Cll/CC/14/2023-24 May04,2023 To, To, The Department of Corporate Services, The Department of Corporate Services, The BSE Limited, The NSE Limited P. J. Towers, 5th Floor, Exchange Plaza Dalal Street, Plot No. C/ 1, G Block, Mumbai- 400 001 Sandra - Kurla Complex, Sandr
Slide 2: Q4 FY23 & FY23 Earnings Presentation
Commitment to provide Financial Excellence Choice International Ltd. (BSE: 531358, NSE: CHOICEIN) Q4 FY23 & FY23 Earnings Presentation Choice The Joy of Earning
Slide 3: Company Overview
Choice The Joy of Eoming Company Overview One of the leading conglomerate providing tech-led financial services End-to-end financial Ranked 16th amongst PAN India Presence Strong Research Desk Fintech ecosystem services conglomerate top broking firms in for both Institutional with a human touch with
Slide 4: A diversified mix for sustainable business
ChoiceThe Joy of Eoming A diversified mix for sustainable business Choice FinX Choice Money Stock Braking, Mutual Funds, Insurance NBFC .&. 47% "f' 17% ... 28% .&. 4,855%" 680K 210K+ Rs. 2.36 Bn Rs. 1.105 Mn Demat Accounts Active Accounts Total loan Book Retail loan Book ..... 64% ..... 11% ..,. 11
Slide 5: Q4 FY23 and FY23 Highlights
Choice The Joy of Eoming Q4 FY23 and FY23 Highlights Q4 FY23 Revenue (Rs. Mn) Q4 FY23 EBITDA (Rs. Mn) Q4 FY23 PAT (Rs. Mn) 1,395 The compcnys Asset light and ~eindient geographical strongCBA addition and expansion across network has led 303 higher eJCecution semi-u-ban 474 to reduction in of orders
Slide 6: MD's Note
ChoiceThe Joy of Eoming MD'sNote We are proud to end another year. delivering exceptional performance. Choice has exceeded the targets set for this year and ended the year with a revenue of Rs.3,952 Mn, a growth of 38% compared to FY22. For Q4 FY23, the revenue stood at Rs.1,395 Mn, a growth of 49%
Slide 7: Choice FinX - StockBroking
Choice The Joy of Eoming Choice FinX - StockBroking An end-to-end broking ecosystem for capital markets access No. of Active Clients (000) No. of Demat Accounts (000) Ranking as per NSE's active UCC List Key Services 16 16 Equity Trading Commodity Trading Q3FY22 Q4FY22 Ql FY23 Q2 FY23 Q3 FY23 Q4 FY2
Slide 8: Choice FinX - Mutual Funds
ChoiceThe Joy of Earning Choice FinX - Mutual Funds Diverse product mix for better investments with latest techniques and tools to ensure maximum growth of portfolio SIP Book (Rs. Mn) Transaction Count (000) No. of Folio (000) Increasing With easy to use Expert research on awareness interface and st
Slide 9: Choice FinX - Insurance
Choice The Joy of Eoming Choice FinX - Insurance Rapid expansion via new branches, Steadily increasing client base including marquee corporates o Online Platform for motor and health insurance products for instant quotes, comparison and policy issuance. Key Partners o Focus on building product speci
Slide 10: Choice FinX
Choice The Joy of Eoming ChoiceFinX One Customer, One Platform - Financial Services Super App Features: • Choice FinX is a Super app which provides For Technical Traders leverage and convenience to a user to invest in NIFTY 18,147.65 a2 6!. BANKNIFTY 43,352.10 na 20 SENSEX 61,354.71 2n 21 • Integrat
Slide 11: Technology Upgradation: Choice Trading APIs
Choice The Joy of Eoming Choice Trading APis Technology Upgradation Developed Scalable, Easy & Fast APis for Algos. Anyone can connect Algos, strategies & marketplace with Choice Trading APis. These Trading APis can be used by any FinTechs I Startups I Algo traders or anyone who wishes to create a c
Slide 12: In-house Technology Expertise
Choice The Joy of Eoming In-house Technology Expertise In-house technological arm to build digital products for all our business divisions • Indigenously built Super app "Choice FinX'' and constant updates from the team to keep up with trends. Strengths • Proactive identification of gaps and error (
Slide 13: Choice Money - NBFC
ChoiceThe Joy of Eoming Choice Money - NBFC MSME focused digital lending and payment solutions Loan Book (Rs. Mn) Retail Loan Book Our Offerings The deaease i'1 Looo 3,210 3,269 3,217 3,368 3,235 book of the componv MSME Term Loan is at1rb.rted to its strategic focus on 1ronsforming its loon From Rs
Slide 14: Advisory Services
Choice The Joy of Earning Advisory Services Management Consulting Investment Banking Infrastructure Consulting Government Advisory • Includes business advisory, • SEBI registered category-! • Provides feasibility assessment o Expert advisory services to transaction advisory, taxation, merchant banke
Slide 15: Choice Connect
ChoiceThe Joy of Eoming Choice Connect To enable individual agents to become full service financial advisors with the help of proprietary engine, engaging trainings and digital execution of services • B2B2C business model providing Tech led financial services with a human touch. Total No. of CBAs •
Slide 16: Consolidated Financial Performance - Quarterly
Choice The Joy of Eoming Consolidated Financial Performance - Quarterly Particulars (Rs. Lakhs) Q4 FY23 Q3 FY23 Q2 FY23 Q1 FY23 Q4 FY22 Revenue from Operations 13,593 9,634 7,587 7,693 9,210 Other Income 361 209 262 178 128 Total Income 13,954 9.843 7,849 7,871 9,338 Employee Benefit Expenses 3,710
Slide 17: Consolidated Financial Performance - Quarterly
Choice The Joy of Eoming Consolidated Financial Performance - Quarterly Particulars (Rs. Lakhs) Q4 FY23 Q4 FY22 Y-o-Y Q3 FY23 Q-o-Q Growth(%) Growth(%) Revenue from Operations 13,593 9,210 47.6% 9,634 41.1% Other Income 361 129 180.3% 209 72.9% Total Income 13,954 9,339 49.4% 9,843 41.8% EBITDA 4,74
Slide 18: Consolidated Financial Performance - Yearly
Choice The Joy of Eoming Consolidated Financial Performance - Yearly Particulars (Rs. Lakhs) FY23 FY22 YoY% Revenue from Operations 38,507 28,373 36% Other Income 1,010 223 353% Total Income 39.517 28,596 38% Employee Benefit Expenses 10,896 5,695 91% Finance Costs 2,192 1,533 43% Depreciation and A
Slide 19: Consolidated Financial Performance - Yearly
ChoiceThe Joy of Eoming Consolidated Financial Performance - Yearly Particulars (Rs. Lakhs) FY23 FY22 Y-o-Y Growth(%) Revenue from Operations 38,507 28,373 35.7% Other Income 1,010 223 352.9% Total Income 39,517 28,596 38.2% EBITDA 10,867 9,234 17.7% EBITDA Margin 27.5% 32.3% EBIT 10,388 8,897 16.8%
Slide 20: Consolidated Balance Sheet
Choice The Joy of Eoming Consolidated Balance Sheet Particulars [Rs. Lakhs) FY23 FY22 FY21 ASSETS Non Current Assets Property, Plant and Equipments 9,557 7,260 7,124 Copital Work-In-Progress 18 Investment Property 159 120 120 Goodwill 825 825 825 Other Intangible Assets 2,089 521 484 Intangible Asse
Slide 21: Consolidated Balance Sheet
Choice The Joy of Eoming Consolidated Balance Sheet Particulars (Rs. Lakhs) FY23 FY22 FY21 Equities And Liabilities Equity Equity Share Capital 9,951 4,976 2,857 Other Equity 37,778 36,023 23,446 Total Equity 47,729 40,999 26,303 Non controlling interest 478 79 Non Current Liabilities LT Financial L
Slide 22: Board Members
Choice The Joy of Eoming Board Members Board with extensive experience across businesses Investment Finance Securities CSR - --- -- - -- Audit Stakeholder Nomination & Rights Issue Risk Management Committee Committee Committee Committee Committee Relationship Remuneration Committee Committee Committ
Slide 23: Current Entity Structure
Choice The Joy of Eoming Current Entity Structure CHOICE IN I I I Choice Equity 94.8% Choice Capital I Choice Consultancy I Choice Insurance Broking Advisors Services Broking I I 100% 100% 100% 50% 3.25% Choice Finserv Choice Choice Corporate Choice Choice Choice Shreeyam Wealth Services Portfolio C
Slide 24: Environmental, Social and Governance
Choice The Joy of Eoming Environmental, Social and Governance Well-established 0 Financial services business. Implementing anti-bribery management system. Adopting policies to mitigate the company's carbon emissions and to reduce overall energy usage and waste management. 0 Providing and Disclosure
Slide 25: Geographical Presence
Choice The Jay of Earning Geographical Presence ( ' Mumbai - (Head off.ce) 0 Agra Daman Jhunjhunu-1 Mumbai Ratlam Ahmedabad-1 Dhanbad Jhunjhunu-2 Mysore Salem 0 Ahmedabad-2 Erode Jodhpur Nagpur Secunderabad Ajmer Gandhinagar Kaloor Neemuch Sikar-1 Aluva Goa Kanjirappally NewDelhi-1 Sikar-2 Ambala Gu
Slide 26: Media Presence
Media Presence Extensive coverage by Television, Digital, Print and Social Media News and Print Media CNBC " TV'IS l3:iG!E:JIJ. BusiiiCssLinc "I. CNBC c.!-w'l~ lnlnt ~ THE Tn i E.o.;OF 1\"0L\ \!k CNBC Bloomberg Pimrrr ThePrint ~ ~ lH_.,; Ecoe\miiCTD tE Business Standard FT FI NANCIAL money control T
Slide 27: Memberships and Certifications
Choice The Joy of Eoming Memberships and Certifications Registered across exchanges in India Memberships And Registrations Certifications Auditors NSE 3SE M CX EXPERIENCE Tl-E HEW METAL II< ENERGY Tr• d • with Tru Jt MS KA & Associates Chartered Accountants • t..i NCDEX §] -. Jl~ • A Member firm of
Slide 28: Disclaimer
Choice The Joy of Eoming Disclaimer Certain statements in this presentation concerning our future growth prospects are forward looking statements, which involve a number of risks, and uncertainties that could cause actual results to differ materially from those in such forward-looking statements. Th
Slide 29: Thank you
"Thank you V