Slide 1: MCB Bank Limited Investors Briefing
MCB Bank Limited Investors Briefing Financial Performance Analysis For the Nine Months ended September 30, 2014 Presented by: Hammad Khalid Head Investor Relations, Financial Reporting and Taxation
Slide 2: Disclaimer
Disclaimer THIS PRESENTATION IS BEING PRESENTED TO YOU SOLELY FOR YOUR INFORMATION AND MAY NOT BE REPRODUCED, REDISTRIBUTED OR PASSED ON, DIRECTLY OR INDIRECTLY, TO ANY OTHER PERSON OR PUBLISHED, IN WHOLE OR IN PART, FOR ANY PURPOSE. This presentation might contain certain “forward looking statement
Slide 3: Statement of Financial Position
MCB Bank Limited Statement of Financial Position Rs. in mln Increase of 8% in Equity Unconsolidated Consolidated 9M 14 YE 13 YTD % 9M 14 YE 13 YTD % Assets 868,845 815,508 53,336 7% 875,529 821,278 54,250 7% Advances - net 289,558 248,243 41,315 16.6% 289,711 248,522 41,189 17% Investments 459,664 4
Slide 4: Non Performing Loans (NPLs)
MCB Bank Limited Non Performing Loans (NPLs) Rs. In mln Coverage ratio* at 84.62% (YE13: 85.74%), NPLs ratio improved to 7.12% (YE13: 8.68 %) Sep 14 June 14 Mar 14 Dec 13 Sep 13 YTD (Sep 14 vs. Dec13) Total NPLs 21,925 22,100 22,514 23,268 24,936 Var. % QoQ (175) (414) (753) (1,668) 170 Total NPLs (
Slide 5: Investments
MCB Bank Limited Investments Increase of Rs.+173.22B in Pakistan Investment Bonds & decrease of Rs. 166.36B in Market Treasury Bills . Rs. In mln Composition of Investments Sep 2014 Dec 2013 Var. % var. Dec Sep 2014 2013 Treasury Bills 156,794 323,158 (166,364) ‐51% T‐Bills 33.97% 72% Pakistan Inves
Slide 6: Deposits
MCB Bank Limited Sep 14 vs. YTD increase/decrease Deposits Dec 13 CASA reported at 91%, Increase recorded in Current Deposits +5%, Saving Deposits +8% Current deposits 5% Savings deposits 8% CASA 7% Term Deposits ‐7% Total Deposits 5% Rs. In mln Q3 14 Q2 14 Q1 14 Q4 13 Q3 13 Volume Mix Volume Mix Vo
Slide 7: Profit and Loss Statement
MCB Bank Limited Profit and Loss Statement Rs. In mln Standalone PBT increased by 7% and PAT increased by 5% Unconsolidated Consolidated 9M 14 9M 13 +/- % 9M 14 9M 13 +/- % Mark-up Income 56,785 48,471 8,314 17% 56,881 48,568 8,313 17% Mark-up Expense 24,771 19,979 4,792 24% 24,780 20,002 4,778 24%
Slide 8: Non-Markup Income
MCB Bank Limited Non‐ Markup Income Rs. In mln Budgeted Sep 2014 Sep 2013 Var. % var. Var. % var. Sep 2014 NON MARKUP INCOME 9,550 8,553 996 12% 8,181 1,369 17% Fee, Commission & Brokerage 5,111 4,848 262 5% 6,120 (1,009) ‐16% Dividend Income 679 668 11 2% 780 (101) ‐13% Income from dealing in Forei
Slide 9: Key Ratios
MCB Bank Limited Key Ratios Coverage Non‐ EPS* Infection Coverage BV* ROA ROE ADR (incl. benefit of markup/Total (annualised) ratio ratio** liquid sec)*** Rev Sep 2014 94.09 2.87% 23.93% 21.71 46.24% 7.12% 84.62% 95.11% 14.40% June 2014 91.68 2.79% 23.53% 21.07 44.19% 7.29% 85.60% 94.15% 12.68% Mar
Slide 10: Awards / Accolades in 2014
MCB Bank Limited Awards / Accolades in 2014 CFA 11th Excellence Awards Best Bank of the year 2013 – Large Bank Most Stable Bank of the year 2013 Asiamoney Awards Best of the Best Domestic Bank The Asian Banker (USA) Strongest Bank in Pakistan 2014 ICAP & ICMAP Best Corporate & Sustainability Report
Slide 11: Awards and Recognitions
MCB Bank Limited Awards and Recognitions Ranked among the Top 25 2nd Runner Up Best Presented Annual Companies in Pakistan Report Awards and SAARC Anniversary 2011: # 15, 2010: # 17, 2009: # 19, Awards for Corporate Governance “Best Corporate Report Award 2013 – 2008: # 23, 2007: # 23, 2005: # 15 Di
Slide 12: Thankyou
MCB Bank Limited Thankyou For further details on MCB Bank Limited, please visit www.mcb.com.pk For any query/comments/feedback, please e‐mail investor.relations@mcb.com.pk